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Superior Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Superior Credit Union's Shared CD (CD) - 12 month rates are at 3.55%, Shared CD (CD) - 24 month rates are at 3.55%, Shared CD (CD) - 36 month rates are at 3.55%, Shared CD (CD) - 60 month rates are at 3.55%, Shared CD (CD) - 6 month rates are at 3.00%. Superior Credit Union's savings rates are at 0.05%. Superior Credit Union's money market rates are at 1.50%. Superior Credit Union's Personal Loan Rates are as low as 9.90%. Superior Credit Union's Credit Card Rates are at 9.90%. Superior Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A- health rating. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.51%. Rates last updated and verified on 10/29/2026.
Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union.
Superior Credit Union has earned an overall safety grade of A- (Very Good, Score: 92/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Superior Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
14.51%
ExcellentHigher than avg
Superior Credit Union Texas Ratio
Superior Credit Union's Texas Ratio is 14.51%, which is considered excellent and is higher than the national average of 6.13%.
Superior Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
8.29% to 14.51% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A-
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Superior Credit Union CD Rates
Product
Rate
APY
Term
View More
Shared Certificate (CD) - 12 month
3.50%
3.55%
12 Months
Min Deposit$500
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Shared Certificate (CD) - 24 month
3.50%
3.55%
24 Months
Min Deposit$500
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Shared Certificate (CD) - 36 month
3.50%
3.55%
36 Months
Min Deposit$500
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Shared Certificate (CD) - 60 month
3.50%
3.55%
60 Months
Min Deposit$500
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Shared Certificate (CD) - 6 month
3.00%
3.00%
6 Months
Min Deposit$500
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Savings Rates
Product
Rate
APY
View More
Holiday, Dream Club
0.05%
0.05%
Min Deposit$0
DetailsEarn on first $15,000
Last Updated10/29/2026
Rate History
No change since Sep 21, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Pet Savings
0.05%
0.05%
Min Deposit$5
DetailsEarn on first $500
Last Updated10/29/2026
Rate History
No change since Sep 21, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Shared Savings
0.05%
0.05%
Min Deposit$5
Min Balance$25
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.50%
1.50%
Min Deposit$2,000
Min Balance$100,000
DetailsBalance: $100,000 & Up
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Money Market
1.25%
1.25%
Min Deposit$2,000
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Money Market
1.00%
1.00%
Min Deposit$2,000
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Money Market
0.75%
0.75%
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Money Market
0.05%
0.05%
Min Deposit$2,000
Min Balance$0
DetailsBalance: 0 - $1,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
0.20%
0.20%
Min Balance$250,001
DetailsBalance: $250,001 And Up
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Business Money Market
-
0.20%
DetailsAs High As; headline rate, see tiers
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Business Money Market
0.15%
0.15%
Min Balance$25,001
DetailsBalance: $25,001 - $250,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Business Money Market
0.125%
0.125%
Min Balance$2,000
DetailsBalance: $2,000 - $25,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.13% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Business Money Market
0.05%
0.05%
Min Balance$0
DetailsBalance: 0 - $1,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity LOC
-
-
8.24%
Variable
DetailsAs Low As; Prime-based
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Vehicle Loan
-
-
5.49%
36 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Vehicle Loan
-
-
5.49%
48 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Vehicle Loan
-
-
5.49%
60 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Vehicle Loan
-
-
5.74%
66 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Vehicle Loan
-
-
5.74%
72 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
5.74%
36 Months
DetailsAs Low As; Year: 2021 - 2025*; 2025 models qualify for used car rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
5.74%
48 Months
DetailsAs Low As; Year: 2021 - 2025*; 2025 models qualify for used car rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
5.74%
60 Months
DetailsAs Low As; Year: 2021 - 2025*; 2025 models qualify for used car rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
5.99%
66 Months
DetailsAs Low As; Year: 2021 - 2025*; 2025 models qualify for used car rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Vehicle Loan
-
-
6.24%
84 Months
DetailsAs Low As; Year: 2025* - 2026; 2025 models qualify for new car rates if the mileage is less than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
6.24%
72 Months
DetailsAs Low As; Year: 2021 - 2025*; 2025 models qualify for used car rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
6.49%
Up to 60 Months
DetailsAs Low As; Used Vehicle Rates; Model Year: 2020
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 5.74% → 6.49% ▲ 0.75 pts · high 6.49% / low 5.74%
Oct 26, 20266.49%▲ from 5.74%
Oct 19, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
6.99%
Up to 60 Months
DetailsAs Low As; Used Vehicle Rates; Model Year: 2019
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 5.74% → 6.99% ▲ 1.25 pts · high 6.99% / low 5.74%
Oct 26, 20266.99%▲ from 5.74%
Oct 19, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
7.49%
Up to 60 Months
DetailsAs Low As; Used Vehicle Rates; Model Year: 2018
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 5.74% → 7.49% ▲ 1.75 pts · high 7.49% / low 5.74%
Oct 26, 20267.49%▲ from 5.74%
Oct 19, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
7.99%
Up to 60 Months
DetailsAs Low As; Used Vehicle Rates; Model Year: 2017
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 5.74% → 7.99% ▲ 2.25 pts · high 7.99% / low 5.74%
Oct 26, 20267.99%▲ from 5.74%
Oct 19, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Vehicle Loan
-
-
9.99%
Up to 48 Months
DetailsAs Low As; Used Vehicle Rates; Model Year: 2016 & Older
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 5.74% → 9.99% ▲ 4.25 pts · high 9.99% / low 5.74%
Oct 26, 20269.99%▲ from 5.74%
Oct 19, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New Motorcycle Loan - 36 Months
-
6.99%
36 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Motorcycle Loan - 48 Months
-
7.24%
48 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
7.24%
36 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used motorcycle rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Motorcycle Loan - 60 Months
-
7.49%
60 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
7.49%
48 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used motorcycle rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 16.50% → 7.49% ▼ 9.01 pts · high 16.50% / low 7.49%
Oct 26, 20267.49%▼ from 16.50%
Sep 14, 202616.50%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
7.50%
36 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
7.50%
36 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 7.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
7.74%
0 - 36 Months
DetailsAs Low As; Model Year: 2020
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Motorcycle Loan - 66 Months
-
7.99%
66 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
7.99%
60 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used motorcycle rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
7.99%
37 - 48 Months
DetailsAs Low As; Model Year: 2020
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 8.99% → 7.99% ▼ 1.00 pts · high 8.99% / low 7.99%
Oct 26, 20267.99%▼ from 8.99%
Oct 19, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.00%
0 - 36 Months
DetailsAs Low As; Year: 2020
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Motorcycle Loan - 72 Months
-
8.24%
72 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.24%
66 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used motorcycle rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.24%
0 - 36 Months
DetailsAs Low As; Model Year: 2019
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74%
Oct 26, 20268.24%▲ from 7.74%
Sep 14, 20267.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
8.25%
48 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
8.25%
60 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.25%
48 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.25%
60 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New Motorcycle Loan - 84 Months
-
8.49%
84 Months
DetailsAs Low As; Model Year: 2025* - 2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.49%
72 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used motorcycle rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.49%
49 - 60 Months
DetailsAs Low As; Model Year: 2020
Last Updated10/29/2026
Rate History
2 changes since Sep 14, 2026 · 9.99% → 8.49% ▼ 1.50 pts · high 9.99% / low 8.49%
Oct 26, 20268.49%▼ from 8.99%
Oct 19, 20268.99%▼ from 9.99%
Sep 14, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.49%
37 - 48 Months
DetailsAs Low As; Model Year: 2019
Last Updated10/29/2026
Rate History
1 change since Oct 19, 2026 · 8.99% → 8.49% ▼ 0.50 pts · high 8.99% / low 8.49%
Oct 26, 20268.49%▼ from 8.99%
Oct 19, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.50%
0 - 36 Months
DetailsAs Low As; Year: 2019
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.74%
0 - 36 Months
DetailsAs Low As; Model Year: 2018
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
8.75%
66 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
8.75%
72 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
New RV / Off Road Loan
-
8.75%
84 Months
DetailsAs Low As; Model Year: 2025*-2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.75%
66 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.75%
72 Months
DetailsAs Low As; Model Year: 2021 - 2025*; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.75%
37 - 48 Months
DetailsAs Low As; Year: 2020
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
8.75%
49 - 60 Months
DetailsAs Low As; Year: 2020
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.99%
49 - 60 Months
DetailsAs Low As; Model Year: 2019
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 9.99% → 8.99% ▼ 1.00 pts · high 9.99% / low 8.99%
Oct 19, 20268.99%▼ from 9.99%
Sep 14, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
8.99%
37 - 48 Months
DetailsAs Low As; Model Year: 2018
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 8.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.00%
0 - 36 Months
DetailsAs Low As; Year: 2018
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
9.24%
0 - 36 Months
DetailsAs Low As; Model Year: 2017
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.25%
37 - 48 Months
DetailsAs Low As; Year: 2019
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.25%
49 - 60 Months
DetailsAs Low As; Year: 2019
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
9.49%
49 - 60 Months
DetailsAs Low As; Model Year: 2018
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 9.99% → 9.49% ▼ 0.50 pts · high 9.99% / low 9.49%
Oct 19, 20269.49%▼ from 9.99%
Sep 14, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
9.49%
37 - 48 Months
DetailsAs Low As; Model Year: 2017
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.50%
0 - 36 Months
DetailsAs Low As; Year: 2017
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.75%
37 - 48 Months
DetailsAs Low As; Year: 2018
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
9.75%
49 - 60 Months
DetailsAs Low As; Year: 2018
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 9.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
9.99%
49 - 60 Months
DetailsAs Low As; Model Year: 2017
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
10.25%
37 - 48 Months
DetailsAs Low As; Year: 2017
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 10.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
10.25%
49 - 60 Months
DetailsAs Low As; Year: 2017
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 10.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used Motorcycle Loan
-
16.50%
Up to 48 Months
DetailsAs Low As; Model Year: 2016 & Older
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 16.50% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Used RV / Off Road Loan
-
16.50%
Up to 48 Months
DetailsAs Low As; Year: 2016 & Older
Last Updated10/29/2026
Rate History
No change since Oct 19, 2026 · 16.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Credit Card Rates
Product
Rate
APR
View More
Credit Card - Personal
-
9.90%
DetailsAs Low As; Revolving
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 10 times
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Personal Loan Rates
Product
APR
Term
View More
Credit Card - Personal
9.90%
Revolving
DetailsAs Low As; Revolving
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Personal Loan
10.49%
Up to 60 months
DetailsAs Low As; Borrow up to $15,000; Great for debt consolidation, repairs, or other expenses; Final rates are based on credit scores
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Signature Loan - Personal Loan
10.49%
Up to 60 Months
DetailsAs Low As; Loan Type: Personal Loan
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Signature Loan - Personal Line Of Credit
13.49%
36 Months Revolving
DetailsAs Low As; Loan Type: Personal Line Of Credit
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 13.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Signature Loan - Superior Choice Loan
18.00%
24 Months Revolving
DetailsAs Low As; Loan Type: Superior Choice Loan
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 18.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
HE (80% LTV) Loan
-
-
5.99%
0 - 60 Months
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
HE (80% LTV) Loan
-
-
6.49%
61 - 120 Months
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
HE (80% LTV) Loan
-
-
6.74%
121 - 180 Months
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
HE (80% LTV) Loan
-
-
7.49%
181 - 240 Months
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Home Loans
-
-
5.99%
DetailsAs Low As; Real Estate must be 1 - 4 family residence located in PA, NJ, DE
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Line of Credit
-
-
13.49%
Up to 36 months
DetailsAs Low As; Revolving term up to 36 months; Borrow up to $15,000; $150 minimum disbursement; Final rates are based on credit scores
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 13.49% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Superior Choice Loan
-
-
18.00%
DetailsAs Low As; $750 line of credit; $25 application fee; $20 advance fee (per advance); Minimum of at least 2 direct deposits; Open account for at least 60 days; Monthly income of at least $1000; No Credit Check; Apply in branch only
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Escrow
0.05%
-
0.05%
Min Deposit$0
Min Balance$5
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
IRA
0.20%
-
0.20%
Min Deposit$0
Min Balance$51
Details$51 - $5000; IRA; Open Minimum $0; Earn Minimum $51
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
IRA
-
-
0.25%
DetailsAs High As; headline rate, see tiers
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
IRA
0.25%
-
0.25%
Min Deposit$0
Min Balance$5,001
Details$5001; IRA; Open Minimum $0; Earn Minimum $5001
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Vacation, Travel
0.15%
-
0.15%
Min Deposit$0
Min Balance$5
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.51%
Financial Health History
Superior Credit Union’s Texas Ratio rose from 8.29% in Q3 2023 to 14.51% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$65M
14.51%
5.0
A-
March 31, 2026
$66M
1.92%
4.7
A
December 31, 2025
$65M
1.20%
4.7
A
September 30, 2025
$63M
1.95%
5.0
A+
June 30, 2025
$68M
1.57%
4.4
A
March 31, 2025
$72M
4.56%
3.8
B
December 31, 2024
$63M
5.37%
4.3
A-
September 30, 2024
$65M
6.19%
5.0
A
June 30, 2024
$66M
7.34%
5.0
A
March 31, 2024
$67M
6.84%
5.0
A
December 31, 2023
$66M
5.81%
5.0
A+
September 30, 2023
$68M
8.29%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.
Address
100 Crosskeys Rd.,
Collegeville, PA 19426-3128
Phone610-489-7239
Fax610-489-5339
PresidentJason Vavra
CEOKimberly Miller
Full-Time Employees17
Part-Time Employees0
Branch Locations3
ATM Locations3
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
14.51%
Return on Assets (ROA)
0.3500%
Return on Equity (ROE)
5.0251%
Non-Performing Loans Ratio (NPL)
1.66%
Total Assets
65,380,605
Total Amount of Shares and Deposits
62,323,681
Total Shares and Deposits < 1 Year
56,009,976
Total Shares and Deposits 1 3 Years
2,423,303
Total Shares and Deposits > 3 Years
3,890,403
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,956,681
Total Uninsured Shares and Deposits > $250K (F+J)
1,956,681
Total Insured Shares and Deposits > $250K (item 17 less item K)
60,367,000
Total Interest Expense (Sum of items 6 8)
273,500
Share Certificates
695
Number of Accounts for Share Drafts
5,355
IRA KEOGH Accounts
300
Number of Accounts for Regular Shares
11,031
Money Market Shares
203
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,725,385
Total Liabilities
61,203,547
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Superior Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Superior Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Superior Credit Union
Frequently Asked Questions About Superior Credit Union
Does Superior Credit Union offer CDs?
Yes. Superior Credit Union current CD rates include its Shared CD (CD) - 12 month at 3.55% APY, its Shared CD (CD) - 24 month at 3.55% APY and its Shared CD (CD) - 36 month at 3.55% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Superior Credit Union NCUA insured?
Yes. Superior Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Superior Credit Union?
The highest Superior Credit Union CD rate is its Shared CD (CD) - 12 month at 3.55% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Superior Credit Union offer?
Superior Credit Union CD rates are 3.00% APY for a 6 month CD, 3.55% APY for a 12 month CD, 3.55% APY for a 2 year CD, 3.55% APY for a 3 year CD and 3.55% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Superior Credit Union for its full lineup.
What is the highest savings rate at Superior Credit Union?
The highest Superior Credit Union savings rate is its Pet Savings at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest money market rate at Superior Credit Union?
The highest Superior Credit Union money market rate is its Money Market at 1.50% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Superior Credit Union?
The lowest Superior Credit Union auto loan rate is its New Vehicle Loan at 5.49% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Superior Credit Union?
The lowest Superior Credit Union personal loan rate is its Credit Card - Personal at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest credit card APR at Superior Credit Union?
The lowest Superior Credit Union credit card APR is its Credit Card - Personal at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Superior Credit Union operate?
Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Superior Credit Union?
Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Superior Credit Union offer online and mobile banking?
Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Superior Credit Union rates compare?
Superior Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A- health rating. Superior Credit Union's top rates are its Shared CD (CD) - 12 month at 3.55% APY, its Pet Savings at 0.05% APY, its Money Market at 1.50% APY, its Credit Card - Personal at 9.90% APR and its Credit Card - Personal at 9.90% APR, verified by MonitorBankRates on October 29, 2026.
Current Superior Credit Union Rates
12-Month CD3.55%
24-Month CD3.55%
60-Month CD3.55%
Savings0.05%
MMA1.50%
Retrieved from our database of financial products. Rates subject to change.