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Superior Credit Union Rates & Review September 2026

Superior Credit Union's 12 Month Shared CD (CD) rates are at 3.55%, 24 Month Shared CD (CD) rates are at 3.55%, 36 Month Shared CD (CD) rates are at 3.55%, 60 Month Shared CD (CD) rates are at 3.55%, 6 Month Shared CD (CD) rates are at 3.00%. Superior Credit Union's savings rates are at 0.05%. Superior Credit Union's money market rates are at 0.05%. Superior Credit Union's Personal Loan Rates are as low as 9.90%. Superior Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 4.7 Star Rating, an A Overall Health Grade, and a Texas Ratio of 1.92%. Rates last updated and verified on 09/21/2026.

Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
4.7
Excellent Out of 5.0 Stars
Texas Ratio ?
1.92%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Superior Credit Union
Collegeville
100 Crosskeys Rd.
Collegeville, PA 19426-3128
https://www.superiorcu.org
Member NCUA

Superior Credit Union CD Rates

Product Rate APY Term View More
12 Month Shared Certificate (CD) 3.50% 3.55% 12 Months
Min Deposit $500
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
24 Month Shared Certificate (CD) 3.50% 3.55% 24 Months
Min Deposit $500
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
36 Month Shared Certificate (CD) 3.50% 3.55% 36 Months
Min Deposit $500
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
60 Month Shared Certificate (CD) 3.50% 3.55% 60 Months
Min Deposit $500
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
6 Month Shared Certificate (CD) 3.00% 3.00% 6 Months
Min Deposit $500
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Savings Rates

Product Rate APY View More
Share Savings - 0.15%
Details View tiers
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Holiday, Dream Club 0.05% 0.05%
Min Deposit $0
Details Earn on first $15,000
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Pet Savings 0.05% 0.05%
Min Deposit $5
Details Earn on first $500
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Shared Savings 0.05% 0.05%
Min Deposit $5
Min Balance $25
Details Balance: $25+
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.50% 1.50%
Min Balance $100,000
Details Balance: $100,000 & Up
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Money Market 1.25% 1.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Money Market 1.00% 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Money Market 0.75% 0.75%
Min Balance $2,000
Details Balance: $2,000 - $24,999
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Business Money Market 0.20% 0.20%
Min Balance $250,001
Details Balance: $250,001 And Up
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Business Money Market - 0.20%
Details View tiers
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Business Money Market 0.15% 0.15%
Min Balance $25,001
Details Balance: $25,001 - $250,000
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Business Money Market 0.13% 0.13%
Min Balance $2,000
Details Balance: $2,000 - $25,000
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Business Money Market 0.05% 0.05%
Min Balance $0
Details Balance: 0 - $1,999.99
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Money Market 0.05% 0.05%
Min Balance $0
Details Balance: 0 - $1,999.99
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity LOC - - 8.24% Variable
Details As Low As; Prime-based
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loan - - 5.49%
Details View terms; 2025 models qualify for new car rates if the mileage is less than 10,000.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Used Vehicle Loan - - 5.74%
Details View terms; 2025 models qualify for used car rates if mileage is more than 10,000.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 6.99%
Details View terms; 2025 models qualify for used motorcycle rates if mileage is more than 10,000.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Used Motorcycle Loan - 7.24%
Details View terms; 2025 models qualify for used motorcycle rates if mileage is more than 10,000.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 7.50% 36 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Used RV / Off Road Loan - 7.50%
Details View terms; 2025 models qualify for used RV/Off Road rates if mileage is more than 10,000.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 8.25% 48 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 8.25% 60 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 8.75% 66 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 8.75% 72 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
New RV / Off Road Loan - 8.75% 84 Months
Details Year: 2025* - 2026
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - Personal - 9.90%
Details As Low As
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Credit Card - Business - 13.50%
Details As Low As; Prime-based
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Personal Loan Rates

Product APR Term View More
Credit Card - Personal 9.90% Revolving
Details As Low As
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Personal Loan 10.49% Up to 60 Months
Details As Low As
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Personal Line Of Credit 13.49% 36 Months Revolving
Details As Low As
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Superior Credit Union Other Rates

Product Rate Points APY/APR Term View More
9.90% APR Fixed Rate - - 9.90%
Details Fixed Rate
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Home Loans - - 5.99%
Details Real Estate must be 1 - 4 family residence located in PA, NJ, DE. Collapsed view shows the "as low as" rate shown on the current Rates page. Expand for full terms.
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Line of Credit - - 13.49% Up to 36 months
Details As low as; Revolving term; Borrow up to $15,000; $150 minimum disbursement
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Superior Choice Loan - - 18.00% 24 Months Revolving
Details As Low As
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Superior Choice Loan - - 18.00%
Details Qualifications Required: Minimum of at least 2 direct deposits; Monthly income of at least $1000; No Credit Check; As low as; $750 line of credit; $25 application fee; $20 advance fee (per advance)
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Escrow 0.05% - 0.05%
Min Deposit $0
Min Balance $5
Details Balance: $5+
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
IRA 0.20% - 0.20%
Min Deposit $0
Min Balance $51
Details Balance: $51 - $5000
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
IRA 0.25% - 0.25%
Min Deposit $0
Min Balance $5,001
Details Balance: $5001 & up
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
IRA - - 0.25%
Details View tiers
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Shared Certificate (CD) - - 3.55%
Details View terms
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%
Vacation, Travel 0.15% - 0.15%
Min Deposit $0
Min Balance $5
Details Balance: $5+
Last Updated 09/21/2026
Institution Ratings
4.7
Star Rating
A
Health Grade
Texas Ratio: 1.92%

Financial Health History

Superior Credit Union’s Texas Ratio fell from 7.76% in Q2 2023 to 1.92% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.7. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.76% A Q2 2023 A Q3 2023 A+ Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A- Q4 2024 B Q1 2025 A Q2 2025 A+ Q3 2025 A Q4 2025 1.92% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$66M1.92%4.7A
December 31, 2025$65M1.20%4.7A
September 30, 2025$63M1.95%5.0A+
June 30, 2025$68M1.57%4.4A
March 31, 2025$72M4.56%3.8B
December 31, 2024$63M5.37%4.3A-
September 30, 2024$65M6.19%5.0A
June 30, 2024$66M7.34%5.0A
March 31, 2024$67M6.84%5.0A
December 31, 2023$66M5.81%5.0A+
September 30, 2023$68M8.29%5.0A
June 30, 2023$66M7.76%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Superior Credit Union
Address 100 Crosskeys Rd., Collegeville, PA 19426-3128
Phone 610-489-7239
Fax 610-489-5339
President Jason Vavra
CEO Kimberly Miller
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
1.92%
Return on Assets (ROA)
0.1635%
Return on Equity (ROE)
2.4360%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
66,058,596
Total Amount of Shares and Deposits
62,372,846
Total Shares and Deposits < 1 Year
56,095,357
Total Shares and Deposits 1 3 Years
2,415,816
Total Shares and Deposits > 3 Years
3,861,672
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,065,109
Total Uninsured Shares and Deposits > $250K (F+J)
2,065,109
Total Insured Shares and Deposits > $250K (item 17 less item K)
60,307,737
Total Interest Expense (Sum of items 6 8)
133,335
Share Certificates
707
Number of Accounts for Share Drafts
5,346
IRA KEOGH Accounts
300
Number of Accounts for Regular Shares
11,058
Money Market Shares
210
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Adequately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,641,938
Total Liabilities
61,923,310
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Superior Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/superior-credit-union-rates-review-60215">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Superior Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Superior Credit Union

How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Superior Credit Union offer online and mobile banking?

Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.org.

Current Superior Credit Union Rates

  • 12-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.55%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.