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Superior Credit Union

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Superior Credit Union Rates & Review April 2026

Q: How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 22, 2026

You can compare Superior Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.14% and 3-month share certificate rates at 2.53%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.22%. All these rates can be compared to Superior Credit Union rates. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.06%. Rates were last updated on 04/22/2026.

Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.06%

Excellent Lower than avg

Superior Credit Union
Collegeville

100 Crosskeys Rd
Collegeville, PA 19426 3128

https://www.superiorcu.org

Superior Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loans	-	-	5.99%
Details As Low As Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.06%

Superior Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	9.90%
Details As Low As Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.06%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Superior Credit Union

Website https://www.superiorcu.org

Address 100 Crosskeys Rd, Collegeville, PA 19426 3128

Phone 610-489-7239

Fax 610-489-5339

President Jason Vavra

CEO Kimberly Miller

Full-Time Employees 19

Part-Time Employees 0

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.06%

Return on Assets (ROA)

0.7251%

Return on Equity (ROE)

10.2274%

Non-Performing Loans Ratio (NPL)

0.20%

Total Assets

62,963,102

Total Amount of Shares and Deposits

59,193,538

Total Shares and Deposits < 1 Year

53,371,783

Total Shares and Deposits 1 3 Years

2,178,018

Total Shares and Deposits > 3 Years

3,643,738

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,301,311

Total Uninsured Shares and Deposits > $250K (F+J)

1,301,311

Total Insured Shares and Deposits > $250K (item 17 less item K)

57,892,227

Total Interest Expense (Sum of items 6 8)

465,841

Share Certificates

716

Number of Accounts for Share Drafts

5,306

IRA KEOGH Accounts

291

Number of Accounts for Regular Shares

11,063

Money Market Shares

213

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,276,636

Total Liabilities

58,920,554

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Superior Credit Union

Frequently Asked Questions About Superior Credit Union

Is Superior Credit Union a safe place to deposit money?

Yes, Superior Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0568654363587%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Superior Credit Union offer online and mobile banking?

Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.org.