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Community National Bank in Monmouth

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Community National Bank in Monmouth Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community National Bank in Monmouth provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 24, 2026

You can compare Community National Bank in Monmouth rates to other rates in our database, including 12-month CD rates currently at 0.50%, 6-month CD rates at 3.80% and 3-month CD rates at 0.60%. Savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to Community National Bank in Monmouth rates. MonitorBankRates evaluates the financial stability of Community National Bank in Monmouth with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.97%. Rates were last updated on 04/24/2026.

Community National Bank in Monmouth money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community National Bank in Monmouth? Share your experience about Community National Bank in Monmouth by leaving a review below, or read customer reviews before you decide to use Community National Bank in Monmouth.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.97%

Excellent Higher than avg

Community National Bank in Monmouth

311 N Main St
Monmouth, IL 61462

https://www.cnbmonmouth.com

Current Rate Availability

We do not have Community National Bank in Monmouth rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community National Bank in Monmouth is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community National Bank in Monmouth rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community National Bank in Monmouth's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community National Bank in Monmouth

Bank Holding Company CNB HOLDINGS INC

Address 311 N Main St, Monmouth, IL 61462 · Warren

Website https://www.cnbmonmouth.com

FDIC Certificate # 19230

Established 09/10/1964

FDIC Insurance Date 09/10/1964

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

10.97%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6903%

Return on Equity (ROE) 7.5700%

Non-Performing Loans (NPL) 1.08%

Total Assets $53,689,000

Total Deposits $46,613,000

Equity Capital $6,675,000

Net Income $476,000

Headquarters Monmouth

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Community National Bank in Monmouth yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Community National Bank in Monmouth

Is Community National Bank in Monmouth a safe place to deposit money?

Yes, Community National Bank in Monmouth is considered a safe financial institution. With a Texas Ratio of 10.966402416006%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community National Bank in Monmouth operate?

Community National Bank in Monmouth currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community National Bank in Monmouth does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community National Bank in Monmouth provides members with tools to manage their accounts and build a solid financial history.

Does Community National Bank in Monmouth offer online and mobile banking?

Most modern institutions like Community National Bank in Monmouth provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbmonmouth.com.