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Security Financial Bank Rates & Review March 2026

You can compare Security Financial Bank rates to other rates in our database, including 12-month CD rates currently at 1.01%, 6-month CD rates at 2.75% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to Security Financial Bank rates. MonitorBankRates evaluates the financial stability of Security Financial Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates were last updated on 03/28/2026.

Security Financial Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Financial Bank? Share your experience about Security Financial Bank by leaving a review below, or read customer reviews before you decide to use Security Financial Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.41%
Excellent Lower than avg
Security Financial Bank
212 W Prospect St
Durand, WI 54736
https://www.securityfinancialbank.com
Member FDIC

Current Rate Availability

We do not have Security Financial Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Financial Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Financial Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Financial Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Financial Bank
Bank Holding Company SECURITY FINL SERVICES CORP
Address 212 W Prospect St, Durand, WI 54736  ·  Pepin
FDIC Certificate # 14222
Established 04/06/1934
FDIC Insurance Date 04/10/1934
Domestic Offices 8
Total Branches 8
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.41%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9942%
Return on Equity (ROE) 13.8000%
Non-Performing Loans (NPL) 0.19%
Total Assets $1,028,747,000
Total Deposits $837,761,000
Equity Capital $96,571,000
Net Income $13,849,000
Headquarters Durand
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Security Financial Bank

Is Security Financial Bank a safe place to deposit money?

Yes, Security Financial Bank is considered a safe financial institution. With a Texas Ratio of 3.4093482691939%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security Financial Bank operate?

Security Financial Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Financial Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Financial Bank provides members with tools to manage their accounts and build a solid financial history.

Does Security Financial Bank offer online and mobile banking?

Most modern institutions like Security Financial Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securityfinancialbank.com.