Bank of Old Monroe Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Bank of Old Monroe's 91 Day CD rates are at 3.55%, 182 Day CD rates are at 3.53%, 12-Month CD rates are at 3.28%, 14-Month CD rates are at 3.28%, 30-Month CD rates are at 3.28%. Bank of Old Monroe's savings rates are at 0.50%. Bank of Old Monroe's money market rates are at 0.50%. Bank of Old Monroe's 15 Year Fixed Rate rates are at 5.50%, 20 Year Fixed Rate rates are at 5.88%, 30 Year Fixed Rate rates are at 6.25%. MonitorBankRates evaluates the financial stability of Bank of Old Monroe with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates were last updated on 03/02/2026.
Rate Updates and AvailabilityBank of Old Monroe money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Old Monroe? Share your experience about Bank of Old Monroe by leaving a review below, or read customer reviews before you decide to use Bank of Old Monroe. Bank of Old Monroe Texas RatioBank of Old Monroe's Texas Ratio is at 0.14%, which is considered excellent. The Texas Ratio for Bank of Old Monroe is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Bank of Old Monroe has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Bank of Old Monroe is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Bank of Old Monroe has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026 
Bank of Old Monroe CD Rates
Bank of Old Monroe Savings Rates
Bank of Old Monroe Money Market Rates
Bank of Old Monroe Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Old Monroe is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Old Monroe rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Old Monroe's official website for the most current offers and terms.
Bank Profile & OverviewBank of Old Monroe
2100 Highway COld Monroe, MO 63369 Lincoln Established Date: 09/19/1906 FDIC Certificate #: 1655 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CUIVRE RIVER BANCSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.bankofoldmonroe.com
Is Bank of Old Monroe FDIC Insured? Yes
What is Bank of Old Monroe's Cert number? 1655
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.14%
Return on Assets (ROA):
2.3732%
Return on Equity (ROE):
67.7700%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$950,613,000
Total Deposits:
$840,888,000
Equity Capital:
$68,920,000
Net Income:
$19,499,000
Headquarters:
Old Monroe
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Bank of Old Monroe yet. Feel free to create one below.
Add Your Rating and Review for Bank of Old Monroe
Frequently Asked Questions About Bank of Old MonroeHow do I open an account at Bank of Old Monroe?You can typically open an account at Bank of Old Monroe by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Bank of Old Monroe provides a range of mortgage and home equity products. Is Bank of Old Monroe a safe place to deposit money?Yes, Bank of Old Monroe is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Bank of Old Monroe offer online and mobile banking?Most modern institutions like Bank of Old Monroe provide digital access including online balance checks and transfers. Compare to other Banks |
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