|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bank of Old Monroe Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: November 6, 2026
Bank of Old Monroe's 12-Month CD rates are at 3.28%, 14-Month CD rates are at 3.28%, 30-Month CD rates are at 3.28%, 36-Month CD rates are at 3.28%, 48-Month CD rates are at 3.28%. Bank of Old Monroe's savings rates are at 0.50%. Bank of Old Monroe's money market rates are at 2.02%. Bank of Old Monroe's 15 Year Fixed Rate rates are at 6.75%, 20 Year Fixed Rate rates are at 6.875%, 30 Year Fixed Rate rates are at 7.00%. Bank of Old Monroe's top CD rate of 3.28% APY on a 12 month CD is 8% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank of Old Monroe with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.03%. Rates last updated and verified on 11/06/2026. Bank of Old Monroe money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Old Monroe? Share your experience about Bank of Old Monroe by leaving a review below, or read customer reviews before you decide to use Bank of Old Monroe. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Bank of Old Monroe CD Rates
Bank of Old Monroe Savings Rates
Bank of Old Monroe Money Market Rates
Bank of Old Monroe Mortgage Rates
Bank of Old Monroe Other Rates
Financial Health HistoryBank of Old Monroe’s Texas Ratio stayed near 0.14% in Q3 2023 to 0.03% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 5.0 and its Health Grade from F to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Old Monroe is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Old Monroe rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Old Monroe's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Bank of Old Monroe
Website
https://www.bankofoldmonroe.com
Address
2100 Highway C,
Old Monroe, MO 63369 · Lincoln
Bank Holding Company
CUIVRE RIVER BANCSHARES INC
FDIC Certificate #
1655
Regulator
FDIC
Established
September 19, 1906
FDIC Insurance Date
January 1, 1934
Domestic Offices
5
Total Branches
5
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.03%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.6234%
Return on Equity (ROE)
23.4500%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
$994,586,000
Total Deposits
$916,641,000
Equity Capital
$70,387,000
Net Income
$7,954,000
Headquarters
Old Monroe
Total Branches and Offices
5
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
There are no reviews for Bank of Old Monroe yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bank of Old Monroe
Frequently Asked Questions About Bank of Old MonroeDoes Bank of Old Monroe offer CDs?Yes. Bank of Old Monroe current CD rates include its 12-Month CD at 3.28% APY, its 14-Month CD at 3.28% APY and its 30-Month CD at 3.28% APY, verified by MonitorBankRates as of November 6, 2026. Are CDs from Bank of Old Monroe FDIC insured?Yes. Bank of Old Monroe is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Bank of Old Monroe?The highest Bank of Old Monroe CD rate is its 91 Day Certificate of Deposit at 3.55% APY, verified by MonitorBankRates as of November 6, 2026. What CD terms does Bank of Old Monroe offer?Bank of Old Monroe CD rates are 3.28% APY for a 12 month CD, 3.28% APY for a 14 month CD, 3.03% APY for an 18 month CD, 3.03% APY for a 2 year CD, 3.28% APY for a 30 month CD, 3.28% APY for a 3 year CD, 3.28% APY for a 4 year CD and 3.28% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Old Monroe for its full lineup. What is the highest savings rate at Bank of Old Monroe?The highest Bank of Old Monroe savings rate is its Savings at 0.50% APY, verified by MonitorBankRates as of November 6, 2026. What is the highest money market rate at Bank of Old Monroe?The highest Bank of Old Monroe money market rate is its Money Market at 2.02% APY, verified by MonitorBankRates as of November 6, 2026. What is the lowest 30 year fixed mortgage rate at Bank of Old Monroe?The lowest Bank of Old Monroe 30 year fixed mortgage rate is its 30 Year Fixed Rate at 7.00%, verified by MonitorBankRates as of November 6, 2026. Bank of Old Monroe mortgage rates are 7.00% for a 30 year mortgage, 6.875% for a 20 year mortgage and 6.75% for a 15 year mortgage. How many branches does Bank of Old Monroe operate?Bank of Old Monroe currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of Old Monroe does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of Old Monroe provides members with tools to manage their accounts and build a solid financial history. Does Bank of Old Monroe offer online and mobile banking?Most modern institutions like Bank of Old Monroe provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofoldmonroe.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Bank of Old Monroe rates compare?Bank of Old Monroe's top CD rate of 3.28% APY on a 12 month CD is 8% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. Bank of Old Monroe's top rates are its 91 Day Certificate of Deposit at 3.55% APY, its Savings at 0.50% APY, its Money Market at 2.02% APY and its 15 Year Fixed Rate at 6.75%, verified by MonitorBankRates on November 6, 2026. Current Bank of Old Monroe Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Mechanics Cooperative Bank
Grand Bank for Savings
Southern Bank
Citizens National Bank of Meridian
The Bendena State Bank
Vintage Bank Kansas
The Merchants National Bank
FBT Bank & Mortgage
F&M State Bank Winterset, IA
My eBanc, a division of Bradesco Bank
Prime Alliance Bank
American Bank of Baxter Springs
Fowler State Bank Fowler, IN
Miami Savings Bank
Round Top State Bank
Sidney Federal S&L
First Security Bank of Roundup
Municipal Bank
Raymond James Bank
Pegasus Bank
First Bank of Utica
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
