Community Spirit Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Community Spirit Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community Spirit Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community Spirit Bank CD rates. You can also compare Community Spirit Bank savings rates, MMA rates and mortgage rates using our other rate lists. Community Spirit Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Spirit Bank? Share your experience about Community Spirit Bank by leaving a review below, or read customer reviews before you decide to use Community Spirit Bank. Community Spirit Bank Texas Ratio Community Spirit Bank's Texas Ratio is at 5.45%, which is considered excellent. The Texas Ratio for Community Spirit Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Community Spirit Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Community Spirit Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 26, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Community Spirit Bank rate data right now, check back for updates, we are adding rates all the time. Community Spirit Bank InformationCommunity Spirit Bank
200 4th Ave SwRed Bay, AL 35582 Franklin Established Date: 03/17/1908 FDIC Certificate #: 50 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.communityspirit.bank
Is Community Spirit Bank FDIC Insured? Yes
What is Community Spirit Bank's Cert number? 50
What is the maximum amount for insured deposits? $250,000 per holder, per account
Community Spirit Bank FinancialsTotal Assets:
$198,452,000
Total Deposits:
$181,741,000
Equity Capital:
$14,104,000
Domestic Deposits:
$181,741,000
Net Income:
$546,000
Return on Assets:
0.8772%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.1733%
Pretax Quarterly Return on Assets:
1.1700%
Return on Equity:
13.6400%
Quarterly Return on Equity:
15.4600%
Leverage Tier 1 (Core Capital) Ratio:
9.1808%
Total Interest Income (YTD):
5.2793%
Headquarters:
Red Bay
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Franklin
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are lower this week and 30 year mortgage rates are back below 4.00%. Today's mortgage rates on 30 year home loans are averaging 3.95%, down from last week's average 30 year mortgage rate of 4.06%. Current mortgage rates today on 15 year home loans are averaging 3.31%, down from last week’s average 15 year rate of 3.39%.
giantbank.com 9 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 9 Month Jumbo CD rates at giantbank.com below.
Average fixed conforming mortgage rates today matched all-time record lows for both 30 year loans and 15 year loans in Freddie Mac's Primary Mortgage Market Survey (PMMS). In this week's survey conforming 30 year mortgage rates declined to 3.66 percent with 0.7 points for the week ending June 28, 2102, matching an all-time low set last week.
Bank or Credit Union Offers and DealsFirst Mortgage Direct Current Mortgage RatesBest Online Savings Rates Poised to Move Higher Bank Of Internet Advantage Savings Account CD Interest Rates in San Antonio, Texas Best CD Rates - Chirstmas Eve Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21% Ally Bank 18 Month CD Rates now at 1.29% Sequester of Federal Spending Cuts Hits the Economy in March as Interest Rates Remain Stable Mortgage Rates Inch Higher In Latest Mortgage Survey: Average 30 Year Mortgage Rates at 4.85%, Average 15 Year Mortgage Rates at 4.22 Home Mortgage Rates Decrease MBA: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.88% Alternative Bank and Credit Union Offers to ExploreMortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains LowWTDirect Online Savings Account ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70% Top CD Rate Alert: Credit Union of Atlanta CD Rates Best Savings Rates in December 2018 Silvergate Bank Money Market Account Rates now at 1.10% Mortgage Rates: 15 Year Mortgage Rate at 3.67% in Mortgage Rates Survey Current Mortgage Rates at 5.28% American Bank Money Market Account Rates now at 0.25% Bangor Savings Bank 1 Year CD Rates now at 0.15% Community Spirit Bank ReviewsThere are no reviews for Community Spirit Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.01%, 6-month CD rates at 0.35% and 3-month CD rates at 1.75%. Current savings rates are at 4.20% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 13.24%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. 
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