What are the current interest rates at Wells Fargo?

Current rates for Wells Fargo include: 12-Month CD: 0.05%, 24-Month CD: 1.50%, 36-Month CD: 1.75%, 48-Month CD: 1.01%, 60-Month CD: 1.01%, Savings: 3.25%

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Wells Fargo Rates & Review November 2026

Q: What CD terms does Wells Fargo offer?

Wells Fargo CD rates are 1.51% APY for a 12 month CD, 1.51% APY for a 23 month CD, 1.50% APY for a 2 year CD, 2.27% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.51% APY for a 47 month CD, 1.01% APY for a 4 year CD and 1.01% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Wells Fargo for its full lineup.

Q: How many branches does Wells Fargo operate?

Wells Fargo currently maintains approximately 4,184 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Wells Fargo does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells Fargo provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Wells Fargo's 24-35-Months 24 - 35-Month Retirement CD Standard Fixed Rate - Relationship rates are at 2.27%, 24-35-Months 24 - 35-Month Retirement CD Standard Fixed Rate rates are at 2.25%, 1 Year Standard Fixed Rate CD - Relationship rates are at 1.51%, 12-23-Months 12 - 23-Month Retirement CD Standard Fixed Rate - Relationship rates are at 1.51%, 36-47-Months 36 - 47-Month Retirement CD Standard Fixed Rate - Relationship rates are at 1.51%. Wells Fargo's savings rates are at 3.25%. Wells Fargo's top CD rate of 4.25% APY on an 11 month CD is 42% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Wells Fargo with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.36%. Rates last updated and verified on 11/05/2026.

Wells Fargo money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells Fargo? Share your experience about Wells Fargo by leaving a review below, or read customer reviews before you decide to use Wells Fargo.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.36%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Wells Fargo Bank, National Association

3201 N 4th Ave
Sioux Falls, SD 57104

https://wellsfargo.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Wells Fargo CD Rates

Product	Rate	APY	Term	Min. Deposit
11-month Special Fixed Rate CD - Relationship	4.16%	4.25%	11 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate and Relationship APY; Renewal Term: 6 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
11-month Special Fixed Rate CD - Relationship	4.16%	4.25%	11 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal term 6 months; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
7-month Special Fixed Rate CD - Relationship	4.02%	4.10%	7 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate and Relationship APY; Renewal Term: 6 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
7-month Special Fixed Rate CD - Relationship	4.02%	4.10%	7 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal term 6 months; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
15-month Special Fixed Rate CD - Relationship	3.92%	4.00%	15 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate and Relationship APY; Renewal Term: 12 months; Current Renewal APY: 1.50%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
15-month Special Fixed Rate CD - Relationship	3.92%	4.00%	15 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal term 12 months; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
11-month Special Fixed Rate CD	3.91%	3.99%	11 months	$5,000
Min Deposit $5,000 Details Renewal Term: 6 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 3.89% → 3.99% ▲ 0.10 pts · high 3.99% / low 3.89% Sep 27, 20263.99%▲ from 3.89% Sep 14, 20263.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
7-month Special Fixed Rate CD	3.77%	3.84%	7 months	$5,000
Min Deposit $5,000 Details Renewal Term: 6 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 3.84% ▲ 0.10 pts · high 3.84% / low 3.74% Sep 27, 20263.84%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
15-month Special Fixed Rate CD	3.67%	3.74%	15 months	$5,000
Min Deposit $5,000 Details Renewal Term: 12 months; Current Renewal APY: 1.50%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 3.64% → 3.74% ▲ 0.10 pts · high 3.74% / low 3.64% Sep 27, 20263.74%▲ from 3.64% Sep 14, 20263.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
4-month Special Fixed Rate CD - Relationship	3.44%	3.50%	4 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate and Relationship APY; Renewal Term: 3 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Oct 26, 20263.50%▼ from 3.75% Oct 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
4-month Special Fixed Rate CD - Relationship	3.44%	3.50%	4 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal term 3 months; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Oct 26, 20263.50%▼ from 3.75% Oct 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
4-month Special Fixed Rate CD	3.19%	3.24%	4 months	$5,000
Min Deposit $5,000 Details Renewal Term: 3 months; Current Renewal APY: 0.05%; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.24% ▼ 0.25 pts · high 3.49% / low 3.24% Oct 26, 20263.24%▼ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	2.24%	2.27%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 2.27% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	2.23%	2.25%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 2.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.76% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.76% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.76% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.76% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.76% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
24 - 35-Month Retirement CD Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.50%	1.51%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
12 - 23-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.49%	1.50%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
36 - 47-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
48 - 59-Month Retirement CD Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate and Relationship APY; Early withdrawal penalties may apply; California counties only Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3 - 5-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 0.06% → 0.05% ▼ 0.01 pts · high 0.06% / low 0.05% Sep 24, 20260.05%▼ from 0.06% Sep 14, 20260.06%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6 - 11-Month Retirement CD Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply; California counties only; additional terms available at a branch Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $0 - $4,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $5,000 - $9,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $10,000 - $24,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $25,000 - $49,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $50,000 - $99,999.99; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Balance: $100,000+; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
1 - 2-Month Retirement CD Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Minimum opening deposit $1,000; Branch: CA Bay Area counties per page Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%

Wells Fargo Savings Rates

Product	Rate	APY
Platinum Savings - New Savings Customers	3.20%	3.25%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 or more; Earn 3.25% APY for new Wells Fargo savings customers; requires $25,000 within 30 days and daily minimum $25,000; Balance $0 to $24,999.99 earns standard/relationship rates; $12 monthly fee avoidable with $3,500 minimum daily balance; California counties only Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
Platinum Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Standard Interest Rate; $12 monthly fee avoidable with $3,500 minimum daily balance; California counties only Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 0.02% → 0.01% ▼ 0.01 pts · high 0.02% / low 0.01% Sep 27, 20260.01%▼ from 0.02% Sep 18, 20260.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
Way2Save Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Standard Interest Rate; $5 monthly service fee avoidable; California counties only (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma) Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%

Wells Fargo Other Rates

Product	Rate	Points	APY/APR
Platinum Savings - When linked to Premier Checking	0.05%	-	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Relationship Interest Rate when linked to Premier Checking or Checking; California counties only Last Updated 11/05/2026 Rate History No change since Nov 5, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%
Platinum Savings - When linked to Prime Checking	0.02%	-	0.02%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Relationship Interest Rate when linked to Prime Checking or Checking; California counties only Last Updated 11/05/2026 Rate History No change since Nov 5, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.36%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Wells Fargo’s Texas Ratio stayed near 5.50% in Q3 2023 to 5.36% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1,907.9B	5.36%	5.0	A+
March 31, 2026	$1,852.2B	5.79%	5.0	A+
December 31, 2025	$1,822.7B	5.58%	5.0	A+
September 30, 2025	$1,767.1B	5.07%	5.0	A+
June 30, 2025	$1,746.4B	5.46%	5.0	A+
March 31, 2025	$1,711.0B	5.62%	5.0	A+
December 31, 2024	$1,705.5B	5.83%	5.0	A+
September 30, 2024	$1,698.7B	5.60%	5.0	A+
June 30, 2024	$1,719.8B	5.72%	5.0	A+
March 31, 2024	$1,743.3B	5.63%	5.0	A+
December 31, 2023	$1,733.2B	5.75%	5.0	A+
September 30, 2023	$1,704.9B	5.50%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wells Fargo is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wells Fargo rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wells Fargo's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Wells Fargo

Website https://wellsfargo.com

Address 3201 N 4th Ave, Sioux Falls, SD 57104 · Minnehaha

Bank Holding Company WELLS FARGO&COMPANY

FDIC Certificate # 3511

Regulator OCC

Established January 1, 1870

FDIC Insurance Date January 1, 1934

Domestic Offices 4,161

Total Branches 4,184

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.36%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3765%

Return on Equity (ROE)

14.8800%

Non-Performing Loans Ratio (NPL)

0.55%

Total Assets

$1,907,928,000,000

Total Deposits

$1,563,534,000,000

Equity Capital

$169,518,000,000

Net Income

$12,808,000,000

Headquarters

Sioux Falls

Total Branches and Offices

4,188

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Wells Fargo earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Wells Fargo yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Wells Fargo

Frequently Asked Questions About Wells Fargo

Does Wells Fargo offer CDs?

Yes. Wells Fargo current CD rates include its 24-35-Months 24 - 35-Month Retirement CD Standard Fixed Rate - Relationship at 2.27% APY, its 24-35-Months 24 - 35-Month Retirement CD Standard Fixed Rate at 2.25% APY and its 1 Year Standard Fixed Rate CD - Relationship at 1.51% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Wells Fargo FDIC insured?

Yes. Wells Fargo is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Wells Fargo?

The highest Wells Fargo CD rate is its 11-Month Special Fixed Rate CD - Relationship at 4.25% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Wells Fargo offer?

Wells Fargo CD rates are 1.51% APY for a 12 month CD, 1.51% APY for a 23 month CD, 1.50% APY for a 2 year CD, 2.27% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.51% APY for a 47 month CD, 1.01% APY for a 4 year CD and 1.01% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Wells Fargo for its full lineup.

What is the highest savings rate at Wells Fargo?

The highest Wells Fargo savings rate is its Platinum Savings - New Savings Customers at 3.25% APY, verified by MonitorBankRates as of November 5, 2026.

How many branches does Wells Fargo operate?

Wells Fargo currently maintains approximately 4,184 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wells Fargo does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells Fargo provides members with tools to manage their accounts and build a solid financial history.

Does Wells Fargo offer online and mobile banking?

Most modern institutions like Wells Fargo provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wellsfargo.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Wells Fargo rates compare?

Wells Fargo's top CD rate of 4.25% APY on an 11 month CD is 42% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. Wells Fargo's top rates are its 11-Months 11-Month Special Fixed Rate CD - Relationship at 4.25% APY and its Platinum Savings - New Savings Customers at 3.25% APY, verified by MonitorBankRates on November 5, 2026.

Current Wells Fargo Rates

12-Month CD0.05%
24-Month CD1.50%
36-Month CD1.75%
48-Month CD1.01%
60-Month CD1.01%
Savings3.25%

Retrieved from our database of financial products. Rates subject to change.

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Wells Fargo Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Wells Fargo Texas Ratio

Wells Fargo Health Trend

Wells Fargo CD Rates

Wells Fargo Savings Rates

Wells Fargo Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Wells Fargo earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Wells Fargo

Does Wells Fargo offer CDs?

Are CDs from Wells Fargo FDIC insured?

What is the highest CD rate at Wells Fargo?

What CD terms does Wells Fargo offer?

What is the highest savings rate at Wells Fargo?

How many branches does Wells Fargo operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Wells Fargo offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Wells Fargo rates compare?

Current Wells Fargo Rates

Compare to Other Banks