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Triad Bank, N.A. Rates & Review April 2026

Triad Bank, N.A.'s Certificates and Over 36-Month rates are at 2.77%, Certificates 36-Month rates are at 2.52%, Certificates and Over 24-Month rates are at 2.52%, Certificates 24-Month rates are at 2.36%, Certificates 18-Month rates are at 2.26%. Triad Bank, N.A.'s savings rates are at 0.25%. Triad Bank, N.A.'s money market rates are at 0.35%. MonitorBankRates evaluates the financial stability of Triad Bank, N.A. with a 5.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 48.96%. Rates were last updated on 04/11/2026.

Triad Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Triad Bank, N.A.? Share your experience about Triad Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Triad Bank, N.A..

Overall Health & Safety Grade ?
C
Average Health Score: 76/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
48.96%
Fair Higher than avg
Triad Bank, N.A.
7646 E 61st St
Tulsa, OK 74133
https://www.Triadbank.com
Member FDIC

Triad Bank, N.A. CD Rates

Product Rate APY Term View More
Certificates and Over 36 Month 2.75% 2.77%
Min Balance $100,000
Details $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 36 Month 2.50% 2.52%
Details Under $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 24 Month 2.50% 2.52%
Min Balance $100,000
Details $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 24 Month 2.35% 2.36%
Details Under $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 18 Month 2.25% 2.26%
Details Under $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 18 Month 2.25% 2.26%
Min Balance $100,000
Details $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 365 Days 2.00% 2.01%
Details Under $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 365 Days 2.00% 2.01%
Min Balance $100,000
Details $100,000; comp semi-annually
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 180 Days 1.75% 1.76%
Min Balance $100,000
Details $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 180 Days 0.75% 0.75%
Details Under $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 90 Days 0.50% 0.50%
Min Balance $100,000
Details $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 90 Days 0.40% 0.40%
Details Under $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 60 Days 0.35% 0.35%
Min Balance $100,000
Details $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 60 Days 0.30% 0.30%
Details Under $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 30 Days 0.25% 0.25%
Min Balance $100,000
Details $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates and Over 7 Days 0.25% 0.25%
Min Balance $100,000
Details $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 30 Days 0.20% 0.20%
Details Under $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Certificates 7 Days 0.20% 0.20%
Details Under $100,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%

Triad Bank, N.A. Savings Rates

Product Rate APY View More
Savings 0.25% 0.25%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%

Triad Bank, N.A. Money Market Rates

Product Rate APY View More
Money Market 1.20% 1.21%
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Money Market 0.40% 0.40%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%
Money Market 0.35% 0.35%
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
2.2
Star Rating
F
Health Grade
Texas Ratio: 48.96%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Triad Bank, N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Triad Bank, N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Triad Bank, N.A.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Triad Bank, N.A.
Bank Holding Company TRIAD BANCSHARES INC
Address 7646 E 61st St, Tulsa, OK 74133  ·  Tulsa
FDIC Certificate # 24677
Established 08/29/1983
FDIC Insurance Date 08/29/1983
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C
Overall Health Grade Score: 76/100
5.0
Exceptional Out of 5.0 Stars
48.96%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.2246%
Return on Equity (ROE) 21.2200%
Non-Performing Loans (NPL) 5.78%
Total Assets $197,700,000
Total Deposits $166,941,000
Equity Capital $28,137,000
Net Income $5,807,000
Headquarters Tulsa
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Triad Bank, N.A.

Is Triad Bank, N.A. a safe place to deposit money?

Yes, Triad Bank, N.A. is considered a safe financial institution. With a Texas Ratio of 48.958422631805%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Triad Bank, N.A. operate?

Triad Bank, N.A. currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Triad Bank, N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Triad Bank, N.A. provides members with tools to manage their accounts and build a solid financial history.

Does Triad Bank, N.A. offer online and mobile banking?

Most modern institutions like Triad Bank, N.A. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.Triadbank.com.

Current Triad Bank, N.A. Rates

  • 18-Month CD2.26%
  • 24-Month CD2.36%
  • 36-Month CD2.52%
  • Savings0.25%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.