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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Community Star Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Community Star Credit Union's 37 Month CD/IRA rates are at 3.70%, 37 Month CD/IRA rates are at 3.65%, 19 Month CD/IRA rates are at 3.60%, 37 Month CD/IRA rates are at 3.60%, 60 Month CD/IRA rates are at 3.60%. Community Star Credit Union's money market rates are at 1.75%. MonitorBankRates evaluates the financial stability of Community Star Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.07%. Rates were last updated on 04/19/2026. Community Star Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Star Credit Union? Share your experience about Community Star Credit Union by leaving a review below, or read customer reviews before you decide to use Community Star Credit Union. Community Star Credit Union
Main Office 832 Cleveland St
https://www.commstar.org Elyria, OH 44035 4141 
Community Star Credit Union CD Rates
Community Star Credit Union Savings Rates
Community Star Credit Union Money Market Rates
Community Star Credit Union Checking Rates
Community Star Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Star Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Star Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Star Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Star Credit Union
Website
https://www.commstar.org
Address
832 Cleveland St,
Elyria, OH 44035 4141
Phone
440-365-7342
Fax
440-366-2928
President
Robert Sutter
CEO
David Jezewski
Full-Time Employees
25
Part-Time Employees
2
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.07%
Return on Assets (ROA)
0.7684%
Return on Equity (ROE)
8.0849%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
100,792,625
Total Amount of Shares and Deposits
87,329,935
Total Shares and Deposits < 1 Year
80,872,401
Total Shares and Deposits 1 3 Years
6,276,572
Total Shares and Deposits > 3 Years
180,962
Total Interest Expense (Sum of items 6 8)
1,017,767
Share Certificates
789
Number of Accounts for Share Drafts
4,330
IRA KEOGH Accounts
165
Number of Accounts for Regular Shares
10,084
All other shares
600
Money Market Shares
195
Net Income (unless the amount is already included in Undivided Earnings)
774,475
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,911,599
Total Liabilities
91,347,695
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Star Credit UnionIs Community Star Credit Union a safe place to deposit money?Yes, Community Star Credit Union is considered a safe financial institution. With a Texas Ratio of 4.069076273023%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Star Credit Union operate?Community Star Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Star Credit Union?Yes, to access services at Community Star Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Star Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Star Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Star Credit Union offer online and mobile banking?Most modern institutions like Community Star Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commstar.org. Current Community Star Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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