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Infuze Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Infuze Credit Union's CD - 12-Month rates are at 4.11%, CD - 6-Month rates are at 3.91%, CD - 24-Month rates are at 3.66%, CD - 36-Month rates are at 3.56%, CD - 48-Month rates are at 3.36%. Infuze Credit Union's savings rates are at 5.01%. Infuze Credit Union's money market rates are at 3.00%. Infuze Credit Union's checking rates are as high as 2.00%. Infuze Credit Union's Personal Loan Rates are as low as 9.14%. Infuze Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Infuze Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.56%. Rates last updated and verified on 10/29/2026.
Infuze Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Infuze Credit Union? Share your experience about Infuze Credit Union by leaving a review below, or read customer reviews before you decide to use Infuze Credit Union.
Infuze Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Infuze Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.56%
ExcellentLower than avg
Infuze Credit Union Texas Ratio
Infuze Credit Union's Texas Ratio is 2.56%, which is considered excellent and is lower than the national average of 6.13%.
Infuze Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.87% to 2.56% over 5 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q2 2025. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Infuze Credit Union CD Rates
Product
Rate
APY
Term
View More
9 Month Certificate Special
4.23%
4.31%
9-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 4.31% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
9 Month Certificate Special
4.23%
4.31%
9-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 4.31% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
9 Month Certificate Special
4.23%
4.31%
9-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 4.31% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA
4.04%
4.11%
12 months
Min Balance$25,000
DetailsBalance: $25,000 +; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 12-Month
4.04%
4.11%
12-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.11% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA
3.99%
4.06%
12 months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.06% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 12-Month
3.99%
4.06%
12-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.06% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA
3.94%
4.01%
12 months
Min Balance$0
DetailsBalance: $0 - $9,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 12-Month
3.94%
4.01%
12-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 6-Month
3.84%
3.91%
6-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.91% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 6-Month
3.79%
3.86%
6-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.86% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 6-Month
3.75%
3.81%
6-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.81% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA
3.60%
3.66%
24 months
Min Balance$25,000
DetailsBalance: $25,000 +; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.66% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 24-Month
3.60%
3.66%
24-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.66% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA
3.55%
3.61%
24 months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.61% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 24-Month
3.55%
3.61%
24-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.61% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA
3.50%
3.56%
24 months
Min Balance$0
DetailsBalance: $0 - $9,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.56% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA
3.50%
3.56%
36 months
Min Balance$25,000
DetailsBalance: $25,000 +; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.56% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 24-Month
3.50%
3.56%
24-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.56% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 36-Month
3.50%
3.56%
36-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.56% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA
3.46%
3.51%
36 months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.51% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 36-Month
3.46%
3.51%
36-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.51% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA
3.41%
3.46%
36 months
Min Balance$0
DetailsBalance: $0 - $9,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.46% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 36-Month
3.41%
3.46%
36-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.46% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
6-Month Sock-it-Away
3.35%
3.40%
6-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.40% ▲ 0.15 pts · high 3.40% / low 3.25%
Oct 9, 20263.40%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA
3.31%
3.36%
48 months
Min Balance$25,000
DetailsBalance: $25,000 +; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.36% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA
3.31%
3.36%
60 months
Min Balance$25,000
DetailsBalance: $25,000 +; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.36% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 48-Month
3.31%
3.36%
48-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.36% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 60-Month
3.31%
3.36%
60-Month
Min Balance$25,000
DetailsBalance: $25,000 +
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.36% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
6-Month Sock-it-Away
3.30%
3.35%
6-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.35% ▲ 0.15 pts · high 3.35% / low 3.20%
Oct 9, 20263.35%▲ from 3.20%
Sep 14, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA
3.26%
3.31%
48 months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.31% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA
3.26%
3.31%
60 months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.31% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 48-Month
3.26%
3.31%
48-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.31% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 60-Month
3.26%
3.31%
60-Month
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.31% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
6-Month Sock-it-Away
3.25%
3.30%
6-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15%
Oct 9, 20263.30%▲ from 3.15%
Sep 14, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA
3.21%
3.26%
48 months
Min Balance$0
DetailsBalance: $0 - $9,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.26% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA
3.21%
3.26%
60 months
Min Balance$0
DetailsBalance: $0 - $9,999; Rates effective October 5th, 2026
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.26% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 48-Month
3.21%
3.26%
48-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.26% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Share Certificate - 60-Month
3.21%
3.26%
60-Month
Min Balance$0
DetailsBalance: $0 - $9,999
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.26% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Savings Rates
Product
Rate
APY
View More
Hero Savings
4.89%
5.01%
Min Balance$0
DetailsBalance: $0 - $15,000.00
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 5.01% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
High-Rate Savings
4.89%
5.01%
Min Balance$0
DetailsBalance: $0 - $10,000.00; Dividends compounded monthly; Qualifications, limits, and other requirements apply
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 5.01% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Hero Savings
0.05%
0.05%
Min Balance$15,000
DetailsBalance: $15,000.01 and over
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
High-Rate Savings
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.01 and over; Dividends compounded monthly; Qualifications, limits, and other requirements apply
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Business Savings Rates
Product
Rate
APY
View More
Regular Savings, Business Savings, and Trust Accounts
0.12%
0.12%
Min Balance$25,000
DetailsBalance: $25,000.00 and over; Dividends compounded and paid quarterly
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 0.12% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Regular Savings, Business Savings, and Trust Accounts
0.10%
0.10%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99; Dividends compounded and paid quarterly
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Regular Savings, Business Savings, and Trust Accounts
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 - $9,999.99; Dividends compounded and paid quarterly
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
2.96%
3.00%
Min Balance$1,000,000
DetailsBalance: $1,000,000.00 and over
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
1.05%
1.06%
Min Balance$250,000
DetailsBalance: $250,000.00 - $999,999
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.06% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
0.96%
0.96%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.96% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
0.56%
0.56%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.56% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
0.46%
0.46%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.46% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
0.36%
0.36%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.36% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Money Market
0.26%
0.26%
Min Balance$0
DetailsBalance: $0 - $9,999.99
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.26% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Checking Rates
Product
Rate
APY
View More
High-Rate Checking
1.98%
2.00%
Min Balance$0
DetailsQualifying balance up to $25,000.00; Balance: $0 - $25,000.00; Dividends compounded monthly; Qualifications, limits, and other requirements apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
High-Rate Checking
-
2.00%
Min Deposit$5
Min Balance$0
DetailsQualifications Required; Qualifying balance up to $25,000.00; Nationwide ATM fee refunds up to $25 per statement cycle; $0 monthly service charge; Available to Personal Accounts only
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loans
-
-
5.49%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Oct 2, 2026 · 5.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Home Equity Line of Credit
-
-
5.99%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
4.89%
DetailsAs Low As; Purchases or refinances; Up to 120% financing on your vehicle
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 4.89% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
New Autos
-
-
4.89%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Used Autos
-
-
5.39%
DetailsAs Low As
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 5.39% ▼ 0.10 pts · high 5.49% / low 5.39%
Oct 9, 20265.39%▼ from 5.49%
Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New Motorcycles & Powersports Loan
-
6.89%
DetailsAs Low As
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.64% → 6.89% ▲ 0.25 pts · high 6.89% / low 6.64%
Oct 9, 20266.89%▲ from 6.64%
Sep 14, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
New & Used Boats and RVs Loan
-
8.14%
DetailsAs Low As
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.99% → 8.14% ▲ 0.15 pts · high 8.14% / low 7.99%
Oct 9, 20268.14%▲ from 7.99%
Sep 14, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Used Motorcycles & Powersports Loan
-
8.39%
DetailsAs Low As
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.14% → 8.39% ▲ 0.25 pts · high 8.39% / low 8.14%
Oct 9, 20268.39%▲ from 8.14%
Sep 14, 20268.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Unsecured Loans
9.14%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.14% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Infuze Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Construction Loan
6.75%
-
7.125%
12 Months
DetailsAs Low As; Down Payment as low as 10%; Rates effective 10/9/2026
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.80% → 7.13% ▲ 0.33 pts · high 7.13% / low 6.80%
Sep 22, 20267.13%▲ from 6.80%
Sep 14, 20266.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Hero Loans
-
-
8.99%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Land Loan
7.25%
-
7.41%
10 - 20 Years
DetailsAs Low As; Down Payment as low as 5%; Rates effective 10/9/2026
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.41% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Safewriter Line of Credit
-
-
11.99%
DetailsAs Low As
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
USDA Loan
7.00%
-
7.55%
30 Years
DetailsAs Low As; Down Payment as low as 0%
Last Updated10/29/2026
Rate History
2 changes since Sep 14, 2026 · 6.69% → 7.55% ▲ 0.86 pts · high 7.55% / low 6.69%
Oct 9, 20267.55%▲ from 7.21%
Sep 22, 20267.21%▲ from 6.69%
Sep 14, 20266.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.56%
Financial Health History
Infuze Credit Union’s Texas Ratio fell from 3.87% in Q2 2025 to 2.56% in Q2 2026, so its financial health has improved and is now very strong over the past 5 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$457M
2.56%
5.0
A+
March 31, 2026
$452M
2.77%
5.0
A+
December 31, 2025
$439M
4.30%
5.0
A+
September 30, 2025
$430M
3.57%
5.0
A+
June 30, 2025
$420M
3.87%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Infuze Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Infuze Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Infuze Credit Union's official website for the most current offers and terms.
Address
5000 Illinois Ave,
Fort Leonard Wood, MO 65473
Phone573-329-3151
Fax573-329-3917
PresidentJanice Hartinger
CEOMichael Smith
Full-Time Employees113
Part-Time Employees1
Branch Locations6
ATM Locations7
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.56%
Return on Assets (ROA)
0.6316%
Return on Equity (ROE)
6.0197%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
456,912,683
Total Amount of Shares and Deposits
403,549,922
Total Shares and Deposits < 1 Year
398,166,310
Total Shares and Deposits 1 3 Years
3,643,973
Total Shares and Deposits > 3 Years
1,739,640
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,912,763
Total Uninsured Shares and Deposits > $250K (F+J)
18,912,763
Total Insured Shares and Deposits > $250K (item 17 less item K)
384,637,159
Total Interest Expense (Sum of items 6 8)
3,168,465
Share Certificates
2,895
Number of Accounts for Share Drafts
23,373
IRA KEOGH Accounts
780
Number of Accounts for Regular Shares
36,511
All other shares
944
Non Member Deposits
17
Money Market Shares
974
Net Income (unless the amount is already included in Undivided Earnings)
2,885,804
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,115,542
Total Liabilities
409,618,101
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Infuze Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Infuze Credit Union
Frequently Asked Questions About Infuze Credit Union
Does Infuze Credit Union offer CDs?
Yes. Infuze Credit Union current CD rates include its CD - 12-Month at 4.11% APY, its CD - 6-Month at 3.91% APY and its CD - 24-Month at 3.66% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Infuze Credit Union NCUA insured?
Yes. Infuze Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Infuze Credit Union?
The highest Infuze Credit Union CD rate is its 9 Month CD Special at 4.31% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Infuze Credit Union offer?
Infuze Credit Union CD rates are 3.91% APY for a 6 month CD, 4.11% APY for a 12 month CD, 3.66% APY for a 2 year CD, 3.56% APY for a 3 year CD, 3.36% APY for a 4 year CD and 3.26% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Infuze Credit Union for its full lineup.
What is the highest savings rate at Infuze Credit Union?
The highest Infuze Credit Union savings rate is its Hero Savings at 5.01% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest money market rate at Infuze Credit Union?
The highest Infuze Credit Union money market rate is its Money Market at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest checking rate at Infuze Credit Union?
The highest Infuze Credit Union checking rate is its High-Rate Checking at 2.00% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Infuze Credit Union?
The lowest Infuze Credit Union auto loan rate is its Auto Loan at 4.89% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Infuze Credit Union?
The lowest Infuze Credit Union personal loan rate is its Personal Unsecured Loans at 9.14% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Infuze Credit Union operate?
Infuze Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Infuze Credit Union?
Yes, to access services at Infuze Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Infuze Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Infuze Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Infuze Credit Union offer online and mobile banking?
Most modern institutions like Infuze Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.infuzecu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Infuze Credit Union rates compare?
Infuze Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. Infuze Credit Union's top rates are its 9 Month CD Special at 4.31% APY, its Hero Savings at 5.01% APY, its Money Market at 3.00% APY, its High-Rate Checking at 2.00% APY and its Personal Unsecured Loans at 9.14% APR, verified by MonitorBankRates on October 29, 2026.
Current Infuze Credit Union Rates
12-Month CD4.01%
24-Month CD3.56%
60-Month CD3.26%
Savings5.01%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.