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Pueblo Government Agencies Federal Credit Union Rates & Review April 2026

Pueblo Government Agencies Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Pueblo Government Agencies Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.35%. Rates were last updated on 04/17/2026.

Pueblo Government Agencies Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pueblo Government Agencies Federal Credit Union? Share your experience about Pueblo Government Agencies Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pueblo Government Agencies Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.35%
Excellent Lower than avg
Pueblo Government Agencies Federal Credit Union
Pueblo Government Agencies Federal Credit Union
720 N Greenwood St
Pueblo, CO 81003 3014
https://www.pgafcu.org
Member NCUA

Pueblo Government Agencies Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New / Used Auto Loans - - 4.99%
Details As Low As; Vehicles 2023 or newer
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.35%
2022 or Newer Auto Loan - - 5.49%
Details As Low As; 5.49% APR is not available to existing PGAFCU loans, must be a new loan.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.35%
2016-2021 Auto Loan - - 5.99%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.35%
2015 & Older Auto Loan - - 7.99%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.35%

Pueblo Government Agencies Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 9.90%
Details As Low As; Limits up to $10,000 with rates as low as 9.90% APR (with approved credit); No Balance Transfer Fees; No Annual Fee
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.35%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pueblo Government Agencies Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pueblo Government Agencies Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pueblo Government Agencies Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pueblo Government Agencies Federal Credit Union
Address 720 N Greenwood St, Pueblo, CO 81003 3014
Phone 719-542-3379
Fax 719-583-1924
President Debby Moreland
CEO Susan Mckay
Full-Time Employees 10
Part-Time Employees 1
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.35%
Return on Assets (ROA)
0.9813%
Return on Equity (ROE)
7.8632%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
42,242,472
Total Amount of Shares and Deposits
36,825,899
Total Shares and Deposits < 1 Year
36,167,026
Total Shares and Deposits 1 3 Years
658,872
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
288,784
Total Uninsured Shares and Deposits > $250K (F+J)
288,784
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,537,115
Total Interest Expense (Sum of items 6 8)
52,755
Share Certificates
104
Number of Accounts for Share Drafts
2,070
IRA KEOGH Accounts
147
Number of Accounts for Regular Shares
3,886
All other shares
2
Money Market Shares
132
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,103,297
Total Liabilities
36,970,972
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Pueblo Government Agencies Federal Credit Union

Is Pueblo Government Agencies Federal Credit Union a safe place to deposit money?

Yes, Pueblo Government Agencies Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.35128521293749%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pueblo Government Agencies Federal Credit Union operate?

Pueblo Government Agencies Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pueblo Government Agencies Federal Credit Union?

Yes, to access services at Pueblo Government Agencies Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pueblo Government Agencies Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pueblo Government Agencies Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pueblo Government Agencies Federal Credit Union offer online and mobile banking?

Most modern institutions like Pueblo Government Agencies Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pgafcu.org.