Concordia Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 0.75% and 3-month CD rates at 2.84%. Current savings rates are at 0.02% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Concordia Bank & Trust Company's 24-Month CD rates are at 3.44%, 12-Month CD rates are at 3.44%, 18-Month CD rates are at 3.29%, 48-Month CD rates are at 3.03%, 60-Month CD rates are at 3.02%. Concordia Bank & Trust Company's savings rates are at 0.50%. Concordia Bank & Trust Company's money market rates are at 2.27%.

Concordia Bank & Trust Company

To see how these rates compare to Concordia Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Concordia Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Concordia Bank & Trust Company CD rates. You can also compare Concordia Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Concordia Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Concordia Bank & Trust Company? Share your experience about Concordia Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Concordia Bank & Trust Company.

Concordia Bank & Trust Company Texas Ratio

Concordia Bank & Trust Company's Texas Ratio is at 19.07%, which is considered excellent. The Texas Ratio for Concordia Bank & Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Concordia Bank & Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.44%

2.53%

18-Month CD

3.29%

2.27%

24-Month CD

3.44%

2.26%

36-Month CD

N/A

2.20%

48-Month CD

3.03%

2.14%

60-Month CD

3.02%

2.27%

Savings

0.50%

0.65%

MMA

2.27%

0.95%

30-Year Fixed

N/A

6.76%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Concordia Bank & Trust Company

904 Carter St
Vidalia, LA 71373

https://www.concordiabank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Concordia Bank & Trust Company

Concordia Bank & Trust Company CD Rates and Interest Rates

Concordia Bank & Trust Company

12-Month CD

3.44%

$1,000

Concordia Bank & Trust Company

24-Month CD

3.44%

$1,000

Concordia Bank & Trust Company

18-Month CD

3.29%

$1,000

Concordia Bank & Trust Company

48-Month CD

3.03%

$1,000

Concordia Bank & Trust Company

60-Month CD

3.02%

$1,000

Concordia Bank & Trust Company

6-Month CD

2.77%

$2,500

Concordia Bank & Trust Company

Money Market

2.27%

$100,000

Concordia Bank & Trust Company

Diamond Checking

0.50%

$100

Concordia Bank & Trust Company

Blue Chip Savings

0.50%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Concordia Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Northeast Bank Portland, ME

12-Month CD

4.25%

$5,000

BankPurley

12-Month CD

4.00%

$1,000

American National Bank

Money Market

4.00%

$25,000

The Grant County Bank

Kasasa Checking

4.00%

Raymond James

12-Month CD

4.00%

$1,000

UniBank

18-Month CD

3.75%

$1,000

Beacon Community Bank

48-Month CD

3.75%

$250

Spring Bank Brookfield, WI

24-Month CD

3.65%

$1,000

First B&T Co. Perry, OK

24-Month CD Bump CD

3.61%

$1,500

Harford Bank

18-Month CD

3.55%

$1,000

1st Security Bank of Washington

21-Month CD (relationship)

3.50%

$500

Spring Bank Bronx, NY

18-Month CD

3.50%

$250

JVB Juniata Valley Bank

18-Month CD

3.49%

$1,000

EverTrust Bank

6-Month CD

3.45%

$20,000

Ridgewood Savings Bank

48-Month CD

3.35%

$100

Marthas Vineyard Bank

12-Month CD

3.10%

$1,000

Pentagon Federal Credit Union

24-Month CD

3.00%

$1,000

Charter Bank TX

60-Month CD

3.00%

$1,000

Oostburg State Bank

24-Month CD

2.52%

$1,000

Farmers Bank of Appomattox

36-Month CD

2.50%

$100

Profile Bank

18-Month CD

2.27%

$500

Fifth District Savings Bank

48-Month CD

2.00%

$1,000

Metropolitan Capital B&T

Money Market

2.00%

$1,000,000

Exchange State Bank Ames, IA

12-Month CD

2.00%

$1,000

BankNewport

Premium Money Market

1.75%

$250,000

Tennessee State Bank

18-Month CD (IRA)

1.50%

$1,000

Bank of Springfield

60-Month CD

1.41%

$1,000

First Federal S&L Pascagoula, MS

24-Month CD

1.25%

$10,000

Peoples Trust Co. of St. Albans

60-Month CD

1.10%

$500

United States Senate Federal Credit Union

Senate Money Market

1.01%

$2,000

Rondout Savings Bank

60-Month CD

0.75%

$500

FNB of Wyoming

Savings

0.55%

First State Bank and Trust Bayport, MN

12-Month CD

0.50%

$1,000

Ulster Savings Bank

60-Month CD

0.50%

$500

American State Bank (TX)

Pinnacle Money Market

0.50%

$10,000

First Keystone Community Bank

36-Month CD

0.45%

$500

Greenville Federal

36-Month CD

0.40%

$500

Kennebunk Savings Bank

36-Month CD

0.40%

$500

Embassy Bank for the Lehigh Valley

60-Month CD

0.40%

$500

Somerset Savings Bank

36-Month CD

0.35%

$500

Farmers State Bank of Western Illinois

Premium Checking

0.25%

$1,000

NVE Bank

48-Month CD

0.21%

$1,000

SSB Community Bank

24-Month CD

0.20%

$1,000

Heritage Bank of the Ozarks

Money Market

0.15%

$2,500

Laona State Bank

Savings

0.10%

First Federal S&L of Central Illinois, S.B.

Checking

0.10%

$500

FNB of South Carolina

Golden Secure Checking

0.05%

Mercer Savings Bank

Savings

0.05%

$100

Savings Bank of Danbury

Money Market

0.03%

$50

Chelsea Groton Bank

Checking

0.01%

$25

Disclaimer

Mortgage Rates May 20, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Concordia Bank & Trust Company Information

Concordia Bank & Trust Company

904 Carter St
Vidalia, LA 71373
Concordia
Established Date: 07/01/1903
FDIC Certificate #: 8527
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: CONCORDIA CAPITAL CORP

How Many Domestic U.S. Offices? 9

How Many Branches are There? 9

Website: https://www.concordiabank.com

Is Concordia Bank & Trust Company FDIC Insured? Yes

What is Concordia Bank & Trust Company's Cert number? 8527

What is the maximum amount for insured deposits? $250,000 per holder, per account

Concordia Bank & Trust Company Financials

Total Assets:

$675,952,000

Total Deposits:

$569,837,000

Equity Capital:

$57,028,000

Domestic Deposits:

$569,837,000

Net Income:

$1,347,000

Return on Assets:

1.5691%

Quarterly Return on Assets:

0.7900%

Pretax Return on Assets:

0.7909%

Pretax Quarterly Return on Assets:

0.7900%

Return on Equity:

20.1000%

Quarterly Return on Equity:

9.4600%

Leverage Tier 1 (Core Capital) Ratio:

10.4583%

Total Interest Income (YTD):

4.3818%

Headquarters:

Vidalia

FDIC Field Office:

Shreveport

Regulator:

FDIC

County:

Concordia

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

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