|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Concordia Bank & Trust Company Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 17, 2026
Concordia Bank & Trust Company's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Concordia Bank & Trust Company with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.55%. Rates were last updated on 05/17/2026. Concordia Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Concordia Bank & Trust Company? Share your experience about Concordia Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Concordia Bank & Trust Company. 
Concordia Bank & Trust Company Savings Rates
Concordia Bank & Trust Company Money Market Rates
Concordia Bank & Trust Company Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Concordia Bank & Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Concordia Bank & Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Concordia Bank & Trust Company's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Concordia Bank & Trust Company
Bank Holding Company
CONCORDIA CAPITAL CORP
Address
904 Carter St,
Vidalia, LA 71373 · Concordia
Website
https://www.concordiabank.com
FDIC Certificate #
8527
Established
07/01/1903
FDIC Insurance Date
01/01/1934
Domestic Offices
9
Total Branches
9
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB+
Overall Health Grade
Score: 88/100
4.7
Excellent
Out of 5.0 Stars
18.55%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5691%
Return on Equity (ROE)
20.1000%
Non-Performing Loans (NPL)
1.28%
Total Assets
$649,501,000
Total Deposits
$569,340,000
Equity Capital
$64,473,000
Net Income
$6,749,000
Headquarters
Vidalia
Total Offices
9
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Concordia Bank & Trust Company yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Concordia Bank & Trust Company
Frequently Asked Questions About Concordia Bank & Trust CompanyHow many branches does Concordia Bank & Trust Company operate?Concordia Bank & Trust Company currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Concordia Bank & Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Concordia Bank & Trust Company provides members with tools to manage their accounts and build a solid financial history. Does Concordia Bank & Trust Company offer online and mobile banking?Most modern institutions like Concordia Bank & Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.concordiabank.com. Current Concordia Bank & Trust Company Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
SSB Sherwood State Bank
Beacon Community Bank
Liberty Bank Ironton, OH
RVR Bank
Northumberland Bank
Generations Bank
Farmers B&T Co. Princeton, KY
Financial Partners CU
Horizon Bank Waverly, NE
Two Rivers Bank & Trust
HNB First Bank
Peoples State Bank (WI)
RBC Bank, (Georgia)
Unity Bank of Mississippi
Amalgamated Bank of Chicago
Walpole Co-operative Bank
Frazer Bank
Cornerstone Bank Clarinda, IA
Bessemer Trust Company
Massena Savings and Loan
North Valley Bank Thornton, CO
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
