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Walpole Co-operative Bank Rates & Review March 2026

Walpole Co-operative Bank's 6-Month Certificate rates are at 3.95%, 10-Month Certificate rates are at 3.90%, 7-Month Certificate rates are at 3.90%, 1 Year Certificate rates are at 3.75%, 15-Month Certificate rates are at 3.70%. Walpole Co-operative Bank's savings rates are at 0.20%. Walpole Co-operative Bank's money market rates are at 0.90%. MonitorBankRates evaluates the financial stability of Walpole Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 03/22/2026.

Walpole Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Walpole Co-operative Bank? Share your experience about Walpole Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Walpole Co-operative Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.48%
Excellent Lower than avg
Walpole Co-operative Bank
982 Main St
Walpole, MA 02081
https://www.walpolecoop.com
Member FDIC

Walpole Co-operative Bank CD Rates

Product Rate APY Term View More
6 Month Certificate 3.88% 3.95% 6
Min Deposit $2,500
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
10 Month Certificate 3.83% 3.90% 10
Min Deposit $2,500
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
7 Month Certificate 3.83% 3.90% 7
Min Deposit $2,500
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
1 Year Certificate 3.69% 3.75% 1
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
15 Month Certificate 3.64% 3.70% 15
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
18 Month Certificate 3.54% 3.60% 18
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
2 Year Certificate 2.72% 2.75% 2
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
2 Year Step Up Certificate 2.72% 2.75% 2
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
5 Year Certificate 2.42% 2.45% 5
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
4 Year Certificate 2.37% 2.40% 4
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
3 Year Certificate 2.33% 2.35% 3
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
36 Month Step Up Certificate 2.33% 2.35% 36
Min Deposit $1,000
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
3 Month Certificate 0.95% 0.95% 3
Min Deposit $2,500
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Walpole Co-operative Bank Savings Rates

Product Rate APY View More
Business Statement Savings Account 0.20% 0.20%
Min Deposit $20
Min Balance $0
Details $50,000.00 and over
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Statement Savings Account 0.20% 0.20%
Min Deposit $10
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Walpole Co-operative Bank Money Market Rates

Product Rate APY View More
Business Money Market Account 1.49% 1.50%
Min Deposit $20
Min Balance $0
Details $50,000.00 and over
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 1.49% 1.50%
Min Deposit $20
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Business Money Market Account 1.00% 1.00%
Min Balance $20,000
Details $20,000.00-$49,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 1.00% 1.00%
Min Balance $20,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 0.95% 0.95%
Min Balance $10,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Business Money Market Account 0.95% 0.95%
Min Balance $10,000
Details $10,000.00-$19,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Business Money Market Account 0.90% 0.90%
Min Balance $0
Details $.01-$9,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 0.90% 0.90%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Walpole Co-operative Bank Checking Rates

Product Rate APY View More
High Rate Checking Account 0.50% 0.50%
Min Deposit $20
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
High Rate Checking Account 0.45% 0.45%
Min Balance $20,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
High Rate Checking Account 0.40% 0.40%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Easy Interest Checking Account 0.10% 0.10%
Min Deposit $20
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Senior NOW Checking Account 0.10% 0.10%
Min Deposit $20
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Walpole Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Walpole Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Walpole Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Walpole Co-operative Bank
FDIC Certificate # 26487
Address 982 Main St, Walpole, MA 02081  ·  Norfolk
Established 01/01/1912
FDIC Insurance Date 01/13/1986
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.48%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3610%
Return on Equity (ROE) 1.9300%
Non-Performing Loans (NPL) 0.42%
Total Assets $637,381,000
Total Deposits $502,158,000
Equity Capital $119,652,000
Net Income $4,815,000
Headquarters Walpole
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Walpole Co-operative Bank

Is Walpole Co-operative Bank a safe place to deposit money?

Yes, Walpole Co-operative Bank is considered a safe financial institution. With a Texas Ratio of 2.4848256673492%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Walpole Co-operative Bank operate?

Walpole Co-operative Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Walpole Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Walpole Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Does Walpole Co-operative Bank offer online and mobile banking?

Most modern institutions like Walpole Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.walpolecoop.com.

Current Walpole Co-operative Bank Rates

  • 12-Month CD3.75%
  • 18-Month CD3.60%
  • 24-Month CD2.75%
  • 36-Month CD2.35%
  • 48-Month CD2.40%
  • 60-Month CD2.45%
  • Savings0.20%
  • MMA0.90%
Retrieved from our database of financial products. Rates subject to change.