Beacon Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.52%, 6-month CD rates at 5.15% and 3-month CD rates at 3.75%. Current savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 13.20%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Beacon Community Bank's 6-Month CD rates are at 4.75%, 12-Month CD rates are at 4.75%, 10-Month CD rates are at 4.75%, 18-Month CD rates are at 4.05%, 60-Month CD rates are at 3.75%. Beacon Community Bank's savings rates are at 0.55%. Beacon Community Bank's money market rates are at 1.00%.

Beacon Community Bank

To see how these rates compare to Beacon Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Beacon Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Beacon Community Bank CD rates. You can also compare Beacon Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Beacon Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beacon Community Bank? Share your experience about Beacon Community Bank by leaving a review below, or read customer reviews before you decide to use Beacon Community Bank.

Beacon Community Bank Texas Ratio

Beacon Community Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Beacon Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Beacon Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
4.05%
24-Month CD
3.75%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
3.75%
Savings
0.55%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Beacon Community Bank
578 E Bay St Ste D
Charleston, SC 29403
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Beacon Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.75%
$250
Beacon Community Bank
Beacon Community Bank
10-Month CD
4.75%
$250
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.75%
$250
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.05%
$250
Beacon Community Bank
Beacon Community Bank
24-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
30-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
Beacon Community Bank
Beacon Community Bank
Savings Account
0.55%
$50
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Beacon Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
West Shore Bank
West Shore Bank
6-Month CD
5.20%
$500
Flanagan State Bank
Flanagan State Bank
12-Month CD relationship special
5.15%
$10,000
Reliance Bank
Reliance Bank
6-Month CD
5.11%
$500
Wisconsin River Bank
Wisconsin River Bank
9-Month CD special
5.08%
$1,000
Meadows Bank
Meadows Bank
6-Month CD Special
5.00%
$1,000
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
6-Month CD
5.00%
$5,000
Firstrust Savings Bank
Firstrust Savings Bank
11-Month CD special
4.25%
$2,500
Highland Bank
Highland Bank
25-CD special new money
4.25%
$1,000
ESB Bank
ESB Bank
36-Month CD
4.10%
$10,000
Acme Continental Credit Union
Acme Continental Credit Union
18-Month CD share certificate
4.08%
$1,000
All America Bank
All America Bank
Super Savers Money Market Demand
4.00%
$2,500
Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
High Yield Savings
4.00%
$25,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings Account
4.00%
$5,000
Beal Bank USA
Beal Bank USA
30-Month CD
4.00%
$1,000
Putnam County State Bank
Putnam County State Bank
60-Month CD
3.92%
$500
Bank of Star Valley
Bank of Star Valley
18-Month CD
3.80%
$250
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.75%
$100,000
NBKC Bank
NBKC Bank
60-Month CD
3.20%
$250
Sandy Spring Bank
Sandy Spring Bank
Business CRESPA Checking
3.03%
$50
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
48-Month CD
2.77%
$50
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
First Southern Bank
First Southern Bank
60-Month CD
2.53%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
2.50%
$2,500
InFirst Bank
InFirst Bank
24-Month CD
2.50%
$500
Grand Valley Bank
Grand Valley Bank
3-Month CD
2.35%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
48-Month CD
2.32%
$1,000
Oostburg State Bank
Oostburg State Bank
12-Month CD
2.26%
$1,000
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Affinity Premier Money Market
2.25%
$100,000
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
Lake City Federal Bank
Lake City Federal Bank
Money Market
1.55%
$75,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
60-Month CD
0.85%
$500
The Dime Bank
The Dime Bank
48-Month CD
0.80%
$2,500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
12-Month CD
0.75%
$1,500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
18-Month CD
0.60%
$500
The Middlefield Banking Company
The Middlefield Banking Company
24-Month CD
0.60%
$500
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
Lisle Savings Bank
Lisle Savings Bank
6-Month CD
0.45%
$2,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
6-Month CD
0.35%
$5,000
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Savings Account Money Market
0.30%
$100
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.20%
$1,000
GreenLeaf Bank
GreenLeaf Bank
Smart Money Checking
0.10%
$1,000
The Bank of Brodhead
The Bank of Brodhead
Safe Money Market Tiered
0.10%
$1,000
Burke & Herbert Bank
Burke & Herbert Bank
Private Banking Interest Checking
0.10%
$100
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
PSB of Rhineland
PSB of Rhineland
Savings Account
0.05%
$0
Exchange Bank and Trust Company
Exchange Bank and Trust Company
Regular Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Beacon Community Bank Information

Beacon Community Bank
578 E Bay St Ste D
Charleston, SC 29403
Charleston
Established Date: 01/08/2018
FDIC Certificate #: 59106
Date of FDIC Deposit Insurance: 01/08/2018
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Beacon Community Bank FDIC Insured? Yes
What is Beacon Community Bank's Cert number? 59106
What is the maximum amount for insured deposits? $250,000 per holder, per account

Beacon Community Bank Financials

Total Assets:
$533,316,000
Total Deposits:
$442,394,000
Equity Capital:
$45,964,000
Domestic Deposits:
$442,394,000
Net Income:
$493,000
Return on Assets:
0.6139%
Quarterly Return on Assets:
0.3800%
Pretax Return on Assets:
0.5126%
Pretax Quarterly Return on Assets:
0.5100%
Return on Equity:
7.0400%
Quarterly Return on Equity:
4.7200%
Common Equity Tier 1 Capital Ratio:
11.8254%
Tier 1 Risk-Based Capital Ratio:
11.8254%
Leverage Tier 1 (Core Capital) Ratio:
9.3676%
Total Risk-Based Capital Ratio (YTD):
13.0766%
Total Interest Income (YTD):
3.7996%
 
 
Headquarters:
Charleston
FDIC Field Office:
Columbia Sc
Regulator:
FDIC
County:
Charleston
# of Offices:
5
Metropolitan Statistical Area (MSA):
Charleston-North Charleston, SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Current mortgage rates updated September 9, 2009. To find the best mortgage rates in your zip code just click on a mortgage type, enter your zip code and loan amount and a table of mortgage rates will be displayed.

We now have six banks tied for the top 1 year CD rate. Several banks increased their CD rates recently as we wait for the Fed to increase rates, possibly as soon as next week.
Mortgage rates are higher this past week after hitting record all-time lows last Monday. Current conforming 30 year mortgage rates are averaging 4.26 percent, up from last week’s average 30 year home mortgage rate of 4.07 percent. 3o year mortgage rates in Florida are slightly higher averaging 4.27 percent.

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5 Year Bank CD Rates: Best CD Rate at 1.78 Percent

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