Beacon Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 2.77% and 3-month CD rates at 3.75%. Current savings rates are at 0.05% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. Beacon Community Bank's 6-Month CD rates are at 4.20%, 12-Month CD rates are at 4.10%, 18-Month CD rates are at 3.95%, 24-Month CD rates are at 3.85%, 48-Month CD rates are at 3.75%. Beacon Community Bank's savings rates are at 0.55%. Beacon Community Bank's money market rates are at 0.15%.

Beacon Community Bank

To see how these rates compare to Beacon Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Beacon Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Beacon Community Bank CD rates. You can also compare Beacon Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Beacon Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beacon Community Bank? Share your experience about Beacon Community Bank by leaving a review below, or read customer reviews before you decide to use Beacon Community Bank.

Beacon Community Bank Texas Ratio

Beacon Community Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Beacon Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Beacon Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.10%
18-Month CD
3.95%
24-Month CD
3.85%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
3.75%
Savings
0.55%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Beacon Community Bank
2347 Highway 17n
Mount Pleasant, SC 29466
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Beacon Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.20%
$250
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.10%
$250
Beacon Community Bank
Beacon Community Bank
18-Month CD
3.95%
$250
Beacon Community Bank
Beacon Community Bank
24-Month CD
3.85%
$250
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
Beacon Community Bank
Beacon Community Bank
30-Month CD
0.80%
$250
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$50
Beacon Community Bank
Beacon Community Bank
Money Market
0.15%
$1
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Beacon Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Choice Checking
5.75%
$50
First Bank Hampton
First Bank Hampton
12-Month CD
4.10%
$1,000
Haddon Savings Bank
Haddon Savings Bank
18-Month CD
4.00%
$500
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
3.75%
$200
State Bank of India US
State Bank of India US
60-Month CD
3.75%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
3.70%
$100,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
24-Month CD
3.50%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
12-Month CD
3.40%
$100
Bank of Old Monroe
Bank of Old Monroe
12-Month CD
3.28%
$1,000
GreenLeaf Bank
GreenLeaf Bank
36-Month CD
3.25%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.07%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
60-Month CD
3.00%
$1,000
The Berkshire Bank
The Berkshire Bank
12-Month CD
2.89%
$10,000
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
48-Month CD
2.65%
$2,500
Sanborn Savings Bank
Sanborn Savings Bank
36-Month CD
2.52%
$1,000
First Command Bank
First Command Bank
60-Month CD
2.50%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
2.20%
$100
First National Bank Ames, Iowa
First National Bank Ames, Iowa
12-Month CD
2.12%
$1,000
Bank of Hindman
Bank of Hindman
48-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
48-Month CD
2.02%
$1,000
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
New Foundation SB
New Foundation SB
36-Month CD
1.95%
$1,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
Putnam County Bank
Putnam County Bank
18-Month CD
1.25%
$1,000
Piedmont FSB
Piedmont FSB
60-Month CD
1.20%
$500
Prevail Bank
Prevail Bank
18-Month CD
1.10%
$1,000
Camp Grove State Bank
Camp Grove State Bank
3-Month CD
1.00%
$1,000
TriCentury Bank
TriCentury Bank
6-Month CD
1.00%
$1,000
DB&T
DB&T
24-Month CD
1.00%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
60-Month CD
1.00%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Money Market
0.75%
$100
FNB in Taylorville
FNB in Taylorville
24-Month CD
0.65%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
First Seacoast Bank
First Seacoast Bank
60-Month CD
0.55%
$1,000
Atkins Savings B&T
Atkins Savings B&T
Money Market
0.50%
$1,500
Auburn Savings Bank
Auburn Savings Bank
18-Month CD
0.30%
$1,000
North Country Savings Bank
North Country Savings Bank
48-Month CD
0.25%
$1,000
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
Liberty Savings Bank
Liberty Savings Bank
Checking
0.14%
$0
Main Street Bank
Main Street Bank
Savings
0.10%
$0
FNB of Hope
Money Market
0.10%
$0
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
NOW Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Beacon Community Bank Information

Beacon Community Bank
2347 Highway 17n
Mount Pleasant, SC 29466
Charleston
Established Date: 01/08/2018
FDIC Certificate #: 59106
Date of FDIC Deposit Insurance: 01/08/2018
Bank Holding Company: BEACON HOLDING CO INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Beacon Community Bank FDIC Insured? Yes
What is Beacon Community Bank's Cert number? 59106
What is the maximum amount for insured deposits? $250,000 per holder, per account

Beacon Community Bank Financials

Total Assets:
$676,585,000
Total Deposits:
$507,884,000
Equity Capital:
$49,320,000
Domestic Deposits:
$507,884,000
Net Income:
$112,000
Return on Assets:
0.3481%
Quarterly Return on Assets:
0.0700%
Pretax Return on Assets:
0.0915%
Pretax Quarterly Return on Assets:
0.0900%
Return on Equity:
4.2900%
Quarterly Return on Equity:
0.9100%
Common Equity Tier 1 Capital Ratio:
9.0340%
Tier 1 Risk-Based Capital Ratio:
10.9999%
Leverage Tier 1 (Core Capital) Ratio:
8.7782%
Total Risk-Based Capital Ratio (YTD):
12.1470%
Total Interest Income (YTD):
4.7389%
 
 
Headquarters:
Mount Pleasant
FDIC Field Office:
Columbia Sc
Regulator:
FDIC
County:
Charleston
# of Offices:
6
Metropolitan Statistical Area (MSA):
Charleston-North Charleston, SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Refinance Today at Near Record Low RatesMillions of people who bought a home during the height of the housing bubble were unable to refinance their mortgage even though refinance rates declined the past 5 years and hit record lows late in 2012. Unfortunately, home prices also declined - in some area as much as 50 percent.  This put refinancing out of reach for many homeowners due to their diminished loan-to-value (LTV) ratios.
Mortgage rates increased and mortgage loan applications fell in the latest mortgage survey. Average mortgage rates are at the highest level in a month. In the weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract rate on 30 year mortgage loans increased to 4.69% with 0.90 mortgage points. The average mortgage rate the prior week was 4.46% with 1.19 mortgage points.

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