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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Consumers Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Consumers Credit Union's savings rates are at 0.10%. Consumers Credit Union's money market rates are at 0.00%. Consumers Credit Union's 7/6 ARM Special rates are at 6.00%, 7/6 ARM Special rates are at 6.00%, 30-Yr VA rates are at 6.38%, 30-Yr JUMBO Fixed rates are at 6.50%, 30-Yr JUMBO Refi rates are at 6.88%. Consumers Credit Union's Personal Loan Rates are at 11.79%. MonitorBankRates evaluates the financial stability of Consumers Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.16%. Rates were last updated on 03/25/2026. Consumers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Consumers Credit Union? Share your experience about Consumers Credit Union by leaving a review below, or read customer reviews before you decide to use Consumers Credit Union. Consumers Credit Union
Admin Center 1075 Tri State Pkwy Ste 850
https://www.myconsumers.org Gurnee, IL 60031 9182 
Consumers Credit Union Savings Rates
Consumers Credit Union Money Market Rates
Consumers Credit Union Checking Rates
Consumers Credit Union Mortgage Rates
Consumers Credit Union Home Equity & HELOC
Consumers Credit Union Credit Card Rates
Consumers Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Consumers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Consumers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Consumers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Consumers Credit Union
Website
https://www.myconsumers.org
Address
1075 Tri State Pkwy Ste 850,
Gurnee, IL 60031 9182
Phone
847-623-3636
Fax
President
Scott Drabicki
CEO
Sean Rathjen
Full-Time Employees
579
Part-Time Employees
10
Branch Locations
24
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.16%
Return on Assets (ROA)
0.4726%
Return on Equity (ROE)
5.4361%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
4,385,634,052
Total Amount of Shares and Deposits
3,464,709,192
Total Shares and Deposits < 1 Year
3,313,245,023
Total Shares and Deposits 1 3 Years
148,858,813
Total Shares and Deposits > 3 Years
2,605,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
384,118,916
Total Uninsured Shares and Deposits > $250K (F+J)
384,263,133
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,080,446,059
Total Interest Expense (Sum of items 6 8)
80,206,920
Share Certificates
23,057
Number of Accounts for Share Drafts
143,780
IRA KEOGH Accounts
5,588
Number of Accounts for Regular Shares
307,877
All other shares
1,509
Non Member Deposits
1,394
Money Market Shares
8,819
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
392,080,263
Total Liabilities
4,009,540,663
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Consumers Credit UnionIs Consumers Credit Union a safe place to deposit money?Yes, Consumers Credit Union is considered a safe financial institution. With a Texas Ratio of 7.1570402854883%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Consumers Credit Union operate?Consumers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Consumers Credit Union?Yes, to access services at Consumers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Consumers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Consumers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Consumers Credit Union offer online and mobile banking?Most modern institutions like Consumers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myconsumers.org. Current Consumers Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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