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iAdvertiser Disclosure
Advertiser Disclosure
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 Metropolitan Services Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Metropolitan Services Credit Union's 6 Month NEW Youth CD rates are at 8.00%, 7-Month CD Special rates are at 4.00%, 24 Month CDs of Deposit rates are at 3.56%, 24 Month IRA CDs of Deposit rates are at 3.56%, 18 Month CDs of Deposit rates are at 3.51%. Metropolitan Services Credit Union's savings rates are at 0.21%. Metropolitan Services Credit Union's money market rates are at 0.36%. MonitorBankRates evaluates the financial stability of Metropolitan Services Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/08/2026. Metropolitan Services Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Services Credit Union? Share your experience about Metropolitan Services Credit Union by leaving a review below, or read customer reviews before you decide to use Metropolitan Services Credit Union. Metropolitan Services Credit Union
Main Office 475 Etna St Ste 10
https://www.mymscu.org Saint Paul, MN 55106 5845 
Metropolitan Services Credit Union CD Rates
Metropolitan Services Credit Union Savings Rates
Metropolitan Services Credit Union Money Market Rates
Metropolitan Services Credit Union Checking Rates
Metropolitan Services Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Metropolitan Services Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metropolitan Services Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Metropolitan Services Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Metropolitan Services Credit Union
Website
https://www.mymscu.org
Address
475 Etna St Ste 10,
Saint Paul, MN 55106 5845
Phone
651-602-8105
Fax
651-602-8844
President
Wayne Andersen
CEO
CRYSTAL Rylicki
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.6424%
Return on Equity (ROE)
6.3382%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
11,883,424
Total Amount of Shares and Deposits
11,036,453
Total Shares and Deposits < 1 Year
10,797,378
Total Shares and Deposits 1 3 Years
239,074
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,036,453
Total Interest Expense (Sum of items 6 8)
58,685
Share Certificates
62
Number of Accounts for Share Drafts
392
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
1,080
Money Market Shares
25
Net Income (unless the amount is already included in Undivided Earnings)
76,334
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
558,563
Total Liabilities
11,094,652
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Metropolitan Services Credit UnionIs Metropolitan Services Credit Union a safe place to deposit money?Yes, Metropolitan Services Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Metropolitan Services Credit Union operate?Metropolitan Services Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Metropolitan Services Credit Union?Yes, to access services at Metropolitan Services Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Metropolitan Services Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Metropolitan Services Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Metropolitan Services Credit Union offer online and mobile banking?Most modern institutions like Metropolitan Services Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymscu.org. Current Metropolitan Services Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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