What are the current interest rates at Lafayette Federal Credit Union?

Current rates for Lafayette Federal Credit Union include: 12-Month CD: 3.76%, 18-Month CD: 3.66%, 24-Month CD: 3.71%, 60-Month CD: 3.25%, Savings: 3.56%, MMA: 0.30%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Lafayette Federal Credit Union

iAdvertiser Disclosure

Lafayette Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lafayette Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Lafayette Federal Credit Union's top rates as of October 12, 2026 are 3.76% APY on its 1 Year Fixed-Rate CD, 3.56% APY on savings, 0.30% APY on money market accounts, 1.00% APY on checking, personal loans from 8.99% APR, and credit cards from 11.65% APR, according to rates verified by MonitorBankRates. Other Lafayette Federal Credit Union CD rates include 7 Month Fixed-Rate CD at 3.76%, IRA Fixed-Rate CD - 1-year term at 3.76%, and 2 Year Fixed-Rate CD at 3.71%. MonitorBankRates evaluates the financial stability of Lafayette Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.96%. Rates last updated and verified on 10/12/2026.

Lafayette Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lafayette Federal Credit Union? Share your experience about Lafayette Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lafayette Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.96%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Lafayette Federal Credit Union
Norman Cohen Financial Service Center

2701 Tower Oaks Blvd
Rockville, MD 20852

https://www.lfcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Lafayette Federal Credit Union CD Rates

Product	Rate	APY	Term
1 Year Fixed-Rate Certificate	3.70%	3.76%	1-year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.76% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
7 Month Fixed-Rate Certificate	3.70%	3.76%	7-month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.76% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Fixed-Rate Certificate - 1-year term	3.70%	3.76%	1 year
Min Deposit $500 Min Balance $500 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.76% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
2 Year Fixed-Rate Certificate	3.65%	3.71%	2-year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Fixed-Rate Certificate - 2-year term	3.65%	3.71%	2 year
Min Deposit $500 Min Balance $500 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
3 Year Fixed-Rate Certificate	3.60%	3.66%	3-year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Fixed-Rate Certificate - 3-year term	3.60%	3.66%	3 year
Min Deposit $500 Min Balance $500 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.66% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Variable-Rate Certificates - 18-month term	3.60%	3.66%	18-month
Min Deposit $50 Min Balance $50 Details Variable-Rate* Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.66% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Variable-Rate Certificate - 18-month term	3.60%	3.66%	18 month
Min Deposit $50 Min Balance $50 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
4 Year Fixed-Rate Certificate	3.55%	3.61%	4-year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.61% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Fixed-Rate Certificate - 4-year term	3.55%	3.61%	4 year
Min Deposit $500 Min Balance $500 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.61% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
5 Year Fixed-Rate Certificate	3.50%	3.56%	5-year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Fixed-Rate Certificate - 5-year term	3.50%	3.56%	5 year
Min Deposit $500 Min Balance $500 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Variable-Rate Certificates - 3-year term	3.50%	3.56%	3-year
Min Deposit $50 Min Balance $50 Details Variable-Rate* Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.56% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Variable-Rate Certificate - 3-year term	3.50%	3.56%	3-year
Min Deposit $50 Min Balance $50 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Variable-Rate Certificates - 5-year term	3.20%	3.25%	5-year
Min Deposit $50 Min Balance $50 Details Variable-Rate* Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Variable-Rate Certificate - 5-year term	3.20%	3.25%	5-year
Min Deposit $50 Min Balance $50 Details Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Savings Rates

Product	Rate	APY
Premier Savings Accounts	3.50%	3.56%
Min Balance $250,000 Details Balance: next $250,000.00 - $99,999,999.99; Member must maintain at least $50,000 in the account to earn dividends on this account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Premier Savings Accounts	3.40%	3.46%
Min Balance $100,000 Details Balance: next $150,000; Member must maintain at least $50,000 in the account to earn dividends on this account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.46% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Premier Savings Accounts	3.30%	3.35%
Min Balance $50,000 Details Balance: 2nd $50,000; Member must maintain at least $50,000 in the account to earn dividends on this account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
IRA Savings Account	3.20%	3.25%
Min Deposit $50 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Premier Savings Accounts	3.20%	3.25%
Min Deposit $50,000 Min Balance $0 Details Balance: 1st $50,000; Member must maintain at least $50,000 in the account to earn dividends on this account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Share Savings Accounts	0.10%	0.10%
Min Deposit $50 Min Balance $50 Details Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. APY=Annual Percentage Yield. The rates and terms shown are effective as of September 23, 2026. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Accounts	0.30%	0.30%
Min Balance $150,000 Details Balance: $150,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Money Market Accounts	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000 - $149,999 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Money Market Accounts	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Account	0.30%	0.30%
Min Balance $250,000 Details Balance: $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Business Money Market Account	0.15%	0.15%
Min Balance $100,000 Details Balance: $100,000-$249,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Business Money Market Account	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000-$99,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Checking Rates

Product	Rate	APY	View More
Checking Accounts	0.025%	0.025%
Min Deposit $5 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.03% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Performance Checking	-	1.00%
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	7.50%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.00%	36 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2019 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Auto Loan	-	-	5.00%	48 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2019 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Used Auto Loan	-	-	5.00%	36 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2023 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Used Auto Loan	-	-	5.00%	48 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2023 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Classic Vehicle Loans	-	-	5.50%	60 Months
Details APR = Annual Percentage Rate. The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value. Loan-to-Value Requirements: Purchase: 70% of price of the vehicle as determined by purchase order, or value, if lower than price.; Refinance: 70% of full replacement value as determined by the insurance carrier.Valuation sources include but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book, and Old Cars Price Guide. The rates and terms shown are effective as of September 23, 2026. *Classic or Restoration Vehicles: Cars that are over 20 model years old are classified as classic or antique and have different loan rates. For example, in 2025, vehicles from 2005 model years or older are eligible. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Auto	-	-	5.50%	72 months
Details New Vehicle Loans; Up to 125% financing on any previously untitled or unregistered car, van or SUV you purchase from a licensed dealer. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Auto Loan	-	-	5.50%	60 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2019 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Used Auto Loan	-	-	5.50%	60 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2023 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Used Auto Loan	-	-	5.50%	72 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2023 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Classic Vehicle Loans	-	-	5.75%	72 Months
Details APR = Annual Percentage Rate. The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value. Loan-to-Value Requirements: Purchase: 70% of price of the vehicle as determined by purchase order, or value, if lower than price.; Refinance: 70% of full replacement value as determined by the insurance carrier.Valuation sources include but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book, and Old Cars Price Guide. The rates and terms shown are effective as of September 23, 2026. *Classic or Restoration Vehicles: Cars that are over 20 model years old are classified as classic or antique and have different loan rates. For example, in 2025, vehicles from 2005 model years or older are eligible. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Classic Vehicle Loans	-	-	6.00%	84 Months
Details APR = Annual Percentage Rate. The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value. Loan-to-Value Requirements: Purchase: 70% of price of the vehicle as determined by purchase order, or value, if lower than price.; Refinance: 70% of full replacement value as determined by the insurance carrier.Valuation sources include but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book, and Old Cars Price Guide. The rates and terms shown are effective as of September 23, 2026. *Classic or Restoration Vehicles: Cars that are over 20 model years old are classified as classic or antique and have different loan rates. For example, in 2025, vehicles from 2005 model years or older are eligible. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Classic Vehicle Loans	-	-	6.25%	120 Months
Details APR = Annual Percentage Rate. The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value. Loan-to-Value Requirements: Purchase: 70% of price of the vehicle as determined by purchase order, or value, if lower than price.; Refinance: 70% of full replacement value as determined by the insurance carrier.Valuation sources include but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book, and Old Cars Price Guide. The rates and terms shown are effective as of September 23, 2026. *Classic or Restoration Vehicles: Cars that are over 20 model years old are classified as classic or antique and have different loan rates. For example, in 2025, vehicles from 2005 model years or older are eligible. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Auto Loan	-	-	6.25%	84 Months
Details $25000 minimum loan amount required for vehicle loan of 73 to 84 months. Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2019 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Used Auto Loan	-	-	6.25%	84 Months
Details $25000 minimum loan amount required for vehicle loan of 73 to 84 months. Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2023 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Vehicle Restoration Loans	-	-	8.00%	60 Months
Details APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Vehicle Restoration Loans	-	-	8.25%	72 Months
Details APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Vehicle Restoration Loans	-	-	8.50%	84 Months
Details APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Classic or Restoration Vehicle Loan Rates. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loans	-	7.25%	36 Months
Details APR=Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Motorcycle Loans	-	7.50%	48 Months
Details APR=Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Motorcycle Loans	-	7.75%	60 Months
Details APR=Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Boat Loans	-	9.25%	Up to 5 years
Details As Low As; Amount: $5,000 to $20,000; Reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Boat Loans	-	9.25%	Up to 12 years
Details As Low As; Amount: $20,001 to $75,000; Reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Boat Loans	-	9.25%	Up to 15 years
Details As Low As; Amount: $75,001 to $150,000; Reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
RV Loans	-	9.25%	Up to 5 years
Details Amount: $5,000 to $20,000; APR reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 9.00% → 9.25% ▲ 0.25 pts · high 9.25% / low 9.00% Sep 25, 20269.25%▲ from 9.00% Sep 16, 20269.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
RV Loans	-	9.25%	Up to 12 years
Details Amount: $20,001 to $75,000; APR reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 9.00% → 9.25% ▲ 0.25 pts · high 9.25% / low 9.00% Sep 25, 20269.25%▲ from 9.00% Sep 16, 20269.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
RV Loans	-	9.25%	Up to 15 years
Details Amount: $75,001 to $150,000; APR reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 9.00% → 9.25% ▲ 0.25 pts · high 9.25% / low 9.00% Sep 25, 20269.25%▲ from 9.00% Sep 16, 20269.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Mastercard Credit Card	-	11.65%
Details Published APR range: 11.65%-18.00%. Variable Rate Information: APR=Annual Percentage Rate. Your APR may vary. Your rate is determined by adding a Margin (initially determined based on an evaluation of each member's credit score, economic conditions and other risk factors) to the highest Prime Rate published in the Wall Street Journal on the first business day of the current month, and the rate will then adjust monthly (on the first day of your billing cycle), according to monthly increases or decreases in the Wall Street Journal Prime Rate. The APR will not be more than 18.00%, regardless of the Wall Street Journal Prime Rate. The margin applicable to your account is subject to review every 6 months. After a period of 12 months from card issuance, we may increase or decrease the margin applicable to your account based upon changes in your credit history. We will notify you in accordance with applicable law before we apply any margin increase to your account. The margins will Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 11.65% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	8.99%	7-Year
Details Borrow $500 to $50,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Lafayette Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement Loan	-	-	10.74%	5 years
Details Loan Amounts: Up to $15K; APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Home Improvement Loan	-	-	10.74%	10 years
Details Loan Amounts: $15.1K to $20K; APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Home Improvement Loan	-	-	10.74%	12 years
Details Loan Amounts: $20.1K to $30k; APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Home Improvement Loan	-	-	10.74%	15 years
Details Loan Amounts: $30.1 to $75k; APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Line of Credit	-	-	9.99%	Revolving
Details $500- $50,000; APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
New Auto Loan	-	-	5.50%	72 Months
Details Actual rate may be higher based on income, credit worthiness, and loan to value. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Add 2.00% to above pricing for all overseas vehicle loans. Financing available for model years 2019 to current model year. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
REDI-Cash Line of Credit	-	-	9.99%
Details Borrow up to $50,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Lafayette Federal Credit Union’s Texas Ratio fell from 8.91% in Q3 2023 to 7.96% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.1B	7.96%	5.0	A
March 31, 2026	$2.1B	9.80%	5.0	A
December 31, 2025	$2.2B	13.33%	5.0	A
September 30, 2025	$2.2B	9.10%	5.0	A
June 30, 2025	$2.0B	9.03%	5.0	A
March 31, 2025	$2.0B	7.78%	5.0	A
December 31, 2024	$2.0B	7.95%	5.0	A
September 30, 2024	$2.0B	7.52%	5.0	A
June 30, 2024	$2.0B	7.19%	5.0	A
March 31, 2024	$2.0B	8.01%	5.0	A
December 31, 2023	$2.0B	8.70%	5.0	A
September 30, 2023	$1.8B	8.91%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lafayette Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lafayette Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lafayette Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lafayette Federal Credit Union

Website https://www.lfcu.org

Address 2701 Tower Oaks Blvd, Rockville, MD 20852

Phone 301-929-7990

Fax

President Mary Jo Morris

CEO John Farmakides

Full-Time Employees 249

Part-Time Employees 1

Branch Locations 12

ATM Locations 12

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.96%

Return on Assets (ROA)

0.0529%

Return on Equity (ROE)

0.4255%

Non-Performing Loans Ratio (NPL)

2.33%

Total Assets

2,078,687,054

Total Amount of Shares and Deposits

1,800,691,908

Total Shares and Deposits < 1 Year

1,028,090,285

Total Shares and Deposits 1 3 Years

591,523,870

Total Shares and Deposits > 3 Years

181,077,754

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

509,864,381

Total Uninsured Shares and Deposits > $250K (F+J)

509,864,381

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,290,827,527

Total Interest Expense (Sum of items 6 8)

33,242,420

Share Certificates

27,771

Number of Accounts for Share Drafts

26,848

IRA KEOGH Accounts

736

Number of Accounts for Regular Shares

81,422

All other shares

8,993

Non Member Deposits

Money Market Shares

296

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

759,466,781

Total Liabilities

1,831,895,852

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Lafayette Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/lafayette-federal-credit-union-rates-review-619">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Lafayette Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Lafayette Federal Credit Union

Frequently Asked Questions About Lafayette Federal Credit Union

How many branches does Lafayette Federal Credit Union operate?

Lafayette Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lafayette Federal Credit Union?

Yes, to access services at Lafayette Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lafayette Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lafayette Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lafayette Federal Credit Union offer online and mobile banking?

Most modern institutions like Lafayette Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lfcu.org.

Current Lafayette Federal Credit Union Rates

12-Month CD3.76%
18-Month CD3.66%
24-Month CD3.71%
60-Month CD3.25%
Savings3.56%
MMA0.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Lafayette Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Lafayette Federal Credit Union Texas Ratio

Lafayette Federal Credit Union Health Trend

Lafayette Federal Credit Union CD Rates

Lafayette Federal Credit Union Savings Rates

Lafayette Federal Credit Union Money Market Rates

Lafayette Federal Credit Union Business Money Market Rates

Lafayette Federal Credit Union Checking Rates

Lafayette Federal Credit Union Business Checking Rates

Lafayette Federal Credit Union Home Equity & HELOC

Lafayette Federal Credit Union Auto Loan Rates

Lafayette Federal Credit Union RV, Boat and Powersport Loan Rates

Lafayette Federal Credit Union Credit Card Rates

Lafayette Federal Credit Union Personal Loan Rates

Lafayette Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Lafayette Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Lafayette Federal Credit Union

How many branches does Lafayette Federal Credit Union operate?

Is a member application needed to join Lafayette Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Lafayette Federal Credit Union offer online and mobile banking?

Current Lafayette Federal Credit Union Rates

Compare to Other Credit Unions