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Credit Union Of Atlanta Credit Union Rates & Review April 2026

Credit Union Of Atlanta Credit Union's savings rates are at 0.05%. Credit Union Of Atlanta Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Credit Union Of Atlanta Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.29%. Rates were last updated on 04/08/2026.

Credit Union Of Atlanta Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Atlanta Credit Union? Share your experience about Credit Union Of Atlanta Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union Of Atlanta Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.29%
Excellent Higher than avg
Credit Union Of Atlanta Credit Union
Credit Union of Atlanta
670 Metropolitan Pkwy SW
Atlanta, GA 30310
https://www.cuatlanta.org
Member NCUA

Credit Union Of Atlanta Credit Union Savings Rates

Product Rate APY View More
Share Savings 0.05% 0.05%
Min Deposit $25
Min Balance $100
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%

Credit Union Of Atlanta Credit Union Money Market Rates

Product Rate APY View More
Share Plus Money Market 0.05% 0.05%
Min Deposit $0
Min Balance $2,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%

Credit Union Of Atlanta Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking - 0.00%
Min Deposit $0
Min Balance $100
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%

Credit Union Of Atlanta Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity (up to 5 years) - - 7.00% 60
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%
Fixed Rate Home Equity (over 5 years) - - 7.25% 120 max
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%

Credit Union Of Atlanta Credit Union Credit Card Rates

Product Rate APR View More
Secured Visa Credit Cards - 6.95%
Details As Low As; Competitively low rates, starting at 6.95%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%
Visa Platinum - 6.95%
Details As Low As; $300 - $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%
Visa Secured - 6.95%
Details As Low As; $300 - $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union Of Atlanta Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Atlanta Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union Of Atlanta Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union Of Atlanta Credit Union
Address 670 Metropolitan Pkwy SW, Atlanta, GA 30310
Phone 404-658-6465
Fax 404-658-7906
President Charles Bell
CEO Debra Collins
Full-Time Employees 25
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.29%
Return on Assets (ROA)
0.3716%
Return on Equity (ROE)
2.6278%
Non-Performing Loans Ratio (NPL)
1.69%
Total Assets
80,413,160
Total Amount of Shares and Deposits
70,149,134
Total Shares and Deposits < 1 Year
68,181,984
Total Shares and Deposits 1 3 Years
1,264,288
Total Shares and Deposits > 3 Years
702,862
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,080,014
Total Uninsured Shares and Deposits > $250K (F+J)
1,080,014
Total Insured Shares and Deposits > $250K (item 17 less item K)
69,069,120
Total Interest Expense (Sum of items 6 8)
187,413
Share Certificates
426
Number of Accounts for Share Drafts
4,530
IRA KEOGH Accounts
350
Number of Accounts for Regular Shares
14,091
All other shares
6
Money Market Shares
137
Net Income (unless the amount is already included in Undivided Earnings)
298,850
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,623,571
Total Liabilities
70,822,968
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Credit Union Of Atlanta Credit Union

Is Credit Union Of Atlanta Credit Union a safe place to deposit money?

Yes, Credit Union Of Atlanta Credit Union is considered a safe financial institution. With a Texas Ratio of 7.2850355505057%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union Of Atlanta Credit Union operate?

Credit Union Of Atlanta Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union Of Atlanta Credit Union?

Yes, to access services at Credit Union Of Atlanta Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union Of Atlanta Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Atlanta Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union Of Atlanta Credit Union offer online and mobile banking?

Most modern institutions like Credit Union Of Atlanta Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuatlanta.org.

Current Credit Union Of Atlanta Credit Union Rates

  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.