|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Filer Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Filer Credit Union's 6 MONTH MIN $ 1,000 CD rates are at 3.09%, 6 MONTH MIN $ 1,000 CD rates are at 3.04%, 12 MONTH MIN $ 1,000 CD rates are at 2.99%, 12 MO SAVE TO WIN CD rates are at 2.94%, 12 MONTH MIN $ 1,000 CD rates are at 2.94%. Filer Credit Union's savings rates are at 3.00%. Filer Credit Union's money market rates are at 1.01%. MonitorBankRates evaluates the financial stability of Filer Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.71%. Rates were last updated on 03/23/2026. Filer Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Filer Credit Union? Share your experience about Filer Credit Union by leaving a review below, or read customer reviews before you decide to use Filer Credit Union. 
Filer Credit Union CD Rates
Filer Credit Union Savings Rates
Filer Credit Union Money Market Rates
Filer Credit Union Checking Rates
Filer Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Filer Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Filer Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Filer Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Filer Credit Union
Website
https://www.filercu.com
Address
1117 28th St,
Manistee, MI 49660
Phone
231-723-3400
Fax
231-723-7798
President
Richard Tetsworth
CEO
KYLE GURZYNSKI
Full-Time Employees
50
Part-Time Employees
0
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.71%
Return on Assets (ROA)
0.9556%
Return on Equity (ROE)
7.6472%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
249,502,967
Total Amount of Shares and Deposits
221,482,868
Total Shares and Deposits < 1 Year
214,235,891
Total Shares and Deposits 1 3 Years
6,557,103
Total Shares and Deposits > 3 Years
689,874
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,870,084
Total Uninsured Shares and Deposits > $250K (F+J)
7,870,084
Total Insured Shares and Deposits > $250K (item 17 less item K)
213,612,784
Total Interest Expense (Sum of items 6 8)
1,995,946
Share Certificates
2,151
Number of Accounts for Share Drafts
9,042
IRA KEOGH Accounts
689
Number of Accounts for Regular Shares
17,558
All other shares
337
Money Market Shares
502
Net Income (unless the amount is already included in Undivided Earnings)
2,384,286
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,657,406
Total Liabilities
222,240,244
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Filer Credit UnionIs Filer Credit Union a safe place to deposit money?Yes, Filer Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7104901310543%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Filer Credit Union operate?Filer Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Filer Credit Union?Yes, to access services at Filer Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Filer Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Filer Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Filer Credit Union offer online and mobile banking?Most modern institutions like Filer Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.filercu.com. Current Filer Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Hutchinson Government Employees Credit Union
Concho Valley Credit Union
BCM Federal Credit Union
Thiokol Elkton Federal Credit Union
Muncie Federal Credit Union
Smart Financial Credit Union
South Charleston Employees Federal Credit Union
Grand Heritage Federal Credit Union
Kenmore NY Teachers Federal Credit Union
St Lukes Community Federal Credit Union
Forward Financial Credit Union
Hometown Federal Credit Union Peru, IN
CAMP SHELBY
DuPage Credit Union
Co-op Credit Union of Montevideo
Achieve Financial Credit Union
Frio County Federal Credit Union
Genesee Valley Federal Credit Union
Wayne Westland Federal Credit Union
MIAMI FIREFIGHTERS
TES REGIONAL HEALTHCARE
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
