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SOUTH CAROLINA Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 14, 2026

You can compare SOUTH CAROLINA rates to other rates in our database, including 12-month share certificate rates currently at 2.70%, 6-month share certificate rates at 3.58% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to SOUTH CAROLINA rates. MonitorBankRates evaluates the financial stability of SOUTH CAROLINA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.38%. Rates were last updated on 04/14/2026.

SOUTH CAROLINA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SOUTH CAROLINA? Share your experience about SOUTH CAROLINA by leaving a review below, or read customer reviews before you decide to use SOUTH CAROLINA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.38%
Excellent Lower than avg
Clare Bank
Rivers Ave #1
2175 Credit Union Ln
North Charleston, SC 29406 4915
http wwwscfederalorg
Member NCUA

Current Rate Availability

We do not have SOUTH CAROLINA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SOUTH CAROLINA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SOUTH CAROLINA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SOUTH CAROLINA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SOUTH CAROLINA
Website http wwwscfederalorg
Address 2175 Credit Union Ln, North Charleston, SC 29406 4915
Phone 843-797-8300
Fax 843-569-6389
President Kelvin Brown
CEO Scott Woods
Full-Time Employees 550
Part-Time Employees 16
Branch Locations 34
ATM Locations 30
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.38%
Return on Assets (ROA)
0.5931%
Return on Equity (ROE)
4.5424%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
2,525,304,563
Total Amount of Shares and Deposits
2,017,454,761
Total Shares and Deposits < 1 Year
1,956,329,050
Total Shares and Deposits 1 3 Years
33,807,214
Total Shares and Deposits > 3 Years
27,318,497
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
158,491,045
Total Uninsured Shares and Deposits > $250K (F+J)
158,491,045
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,858,963,716
Total Interest Expense (Sum of items 6 8)
10,867,742
Share Certificates
4,316
Number of Accounts for Share Drafts
126,834
IRA KEOGH Accounts
5,193
Number of Accounts for Regular Shares
180,729
All other shares
4,029
Non Member Deposits
4
Money Market Shares
7,576
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
201,638,847
Total Liabilities
2,196,883,724
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About SOUTH CAROLINA

Is SOUTH CAROLINA a safe place to deposit money?

Yes, SOUTH CAROLINA is considered a safe financial institution. With a Texas Ratio of 5.3847187160106%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SOUTH CAROLINA operate?

SOUTH CAROLINA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SOUTH CAROLINA?

Yes, to access services at SOUTH CAROLINA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SOUTH CAROLINA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SOUTH CAROLINA provides members with tools to manage their accounts and build a solid financial history.

Does SOUTH CAROLINA offer online and mobile banking?

Most modern institutions like SOUTH CAROLINA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwscfederalorg.

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