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 Estacado Federal Credit Union FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Estacado Federal Credit Union FCU's 6-11 month Share and IRA CDs rates are at 3.56%, Share and IRA CDs 6-11 month rates are at 3.56%, 12-17 month Share and IRA CDs rates are at 3.51%, 6-11 month Share and IRA CDs rates are at 3.51%, Share and IRA CDs 12-17 month rates are at 3.51%. MonitorBankRates evaluates the financial stability of Estacado Federal Credit Union FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.97%. Rates were last updated on 04/18/2026. Estacado Federal Credit Union FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Estacado Federal Credit Union FCU? Share your experience about Estacado Federal Credit Union FCU by leaving a review below, or read customer reviews before you decide to use Estacado Federal Credit Union FCU. Estacado Federal Credit Union FCU
MAIN OFFICE 2220 N DAL PASO St
https://www.estacadofcu.com HOBBS, NM 88240 3048 
Estacado Federal Credit Union FCU CD Rates
Estacado Federal Credit Union FCU Savings Rates
Estacado Federal Credit Union FCU Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Estacado Federal Credit Union FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Estacado Federal Credit Union FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Estacado Federal Credit Union FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Estacado Federal Credit Union FCU
Website
https://www.estacadofcu.com
Address
2220 N DAL PASO St,
HOBBS, NM 88240 3048
Phone
575-393-1596
Fax
575-393-1598
President
Bobby Goad
CEO
Mark Roddenberry
Full-Time Employees
29
Part-Time Employees
2
Branch Locations
4
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.97%
Return on Assets (ROA)
1.2615%
Return on Equity (ROE)
9.4604%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
114,627,775
Total Amount of Shares and Deposits
98,506,172
Total Shares and Deposits < 1 Year
94,345,127
Total Shares and Deposits 1 3 Years
3,478,747
Total Shares and Deposits > 3 Years
682,298
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,194,151
Total Uninsured Shares and Deposits > $250K (F+J)
6,194,151
Total Insured Shares and Deposits > $250K (item 17 less item K)
92,312,021
Total Interest Expense (Sum of items 6 8)
1,045,983
Share Certificates
585
Number of Accounts for Share Drafts
4,706
IRA KEOGH Accounts
161
Number of Accounts for Regular Shares
9,029
Non Member Deposits
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,307,179
Total Liabilities
99,364,012
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Estacado Federal Credit Union FCUIs Estacado Federal Credit Union FCU a safe place to deposit money?Yes, Estacado Federal Credit Union FCU is considered a safe financial institution. With a Texas Ratio of 1.9687547861174%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Estacado Federal Credit Union FCU operate?Estacado Federal Credit Union FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Estacado Federal Credit Union FCU?Yes, to access services at Estacado Federal Credit Union FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Estacado Federal Credit Union FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Estacado Federal Credit Union FCU provides members with tools to manage their accounts and build a solid financial history. Does Estacado Federal Credit Union FCU offer online and mobile banking?Most modern institutions like Estacado Federal Credit Union FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.estacadofcu.com. Current Estacado Federal Credit Union FCU Rates
Retrieved from our database of financial products. Rates subject to change.
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