Extraco Banks National Association CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Extraco Banks National AssociationToday's 12-month CD rates can be found at 1.71%, 6-month CD rates at 4.35% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 7.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Extraco Banks National Association CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Extraco Banks National Association, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Extraco Banks National Association CD rates. You can also compare Extraco Banks National Association savings rates, MMA rates and mortgage rates using our other rate lists.

Extraco Banks National Association money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Extraco Banks National Association? Share your experience about Extraco Banks National Association by leaving a review below, or read customer reviews before you decide to use Extraco Banks National Association.

Extraco Banks National Association Texas Ratio

Extraco Banks National Association's Texas Ratio is at 0.79%, which is considered excellent. The Texas Ratio for Extraco Banks National Association is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Extraco Banks National Association is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Extraco Banks National Association
18 S Main St # 20
Temple, TX 76501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Extraco Banks National Association Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
6.00%
$0
Bankwell Bank
Bankwell Bank
12-Month CD
4.30%
$1,000
Manasquan Bank
Manasquan Bank
36-Month CD
4.25%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month (Jumbo)
4.04%
$100,000
Ambler Savings Bank
Ambler Savings Bank
12-Month CD
3.75%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD
3.60%
$25,000
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
48-Month CD
3.30%
$1,000
Main Bank
Main Bank
12-Month CD
3.25%
$1,000
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
24-Month CD
3.20%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Great Midwest Bank
Great Midwest Bank
60-Month CD
3.00%
$5,000
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Security Federal Bank
Security Federal Bank
36-Month CD
3.00%
$500
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.99%
$500
Ergo Bank
Ergo Bank
12-Month CD
2.82%
$500
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.78%
$250,000
Wyoming Community Bank
Wyoming Community Bank
60-Month CD
2.60%
$1,000
Grove Bank
Grove Bank
60-Month CD
2.57%
$1,000
New Foundation SB
New Foundation SB
18-Month CD
2.50%
$1,000
FNB of Dennison
48-Month CD
2.32%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
2.25%
$1,000
Tucumcari Federal S&L
36-Month CD
2.17%
$1,000
Halstead Bank
Halstead Bank
6-Month CD
2.02%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
60-Month CD
1.76%
$500
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
1.76%
$500
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
12-Month CD
1.61%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
36-Month CD
1.25%
$500
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Forte Bank
Forte Bank
6-Month CD
0.75%
$1,000
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
Lisle Savings Bank
Lisle Savings Bank
12-Month CD
0.55%
$2,000
American Plus Bank, N.A.
American Plus Bank, N.A.
Personal Savings
0.50%
$0
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.45%
$500
Altoona First Savings Bank
Altoona First Savings Bank
Keystone Interest Checking
0.30%
$1,500
Franklin Bank
Franklin Bank
18-Month CD
0.30%
$50
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Savings
0.20%
$0
MidCountry Bank
MidCountry Bank
18-Month CD
0.10%
$1,000
MutualOne Bank
MutualOne Bank
Mo Money Market
0.10%
$500
Superior Savings Bank
Superior Savings Bank
18-Month CD
0.10%
$500
360 Federal Credit Union
360 Federal Credit Union
Money Market
0.10%
$2,500
JTNB
JTNB
Money Market
0.05%
$2,500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Simply Savings
0.03%
$50
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking
0.01%
$500
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
First Citizens Bank
First Citizens Bank
12-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Extraco Banks National Association rate data right now, check back for updates, we are adding rates all the time.

Extraco Banks National Association Information

Extraco Banks National Association
18 S Main St # 20
Temple, TX 76501
Bell
Established Date: 09/20/1933
FDIC Certificate #: 5551
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: EXTRACO CORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Extraco Banks National Association FDIC Insured? Yes
What is Extraco Banks National Association's Cert number? 5551
What is the maximum amount for insured deposits? $250,000 per holder, per account

Extraco Banks National Association Financials

Total Assets:
$2,341,105,000
Total Deposits:
$1,841,752,000
Equity Capital:
$195,610,000
Domestic Deposits:
$1,841,752,000
Net Income:
$3,934,000
Return on Assets:
0.8331%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.6735%
Pretax Quarterly Return on Assets:
0.6700%
Return on Equity:
9.8300%
Quarterly Return on Equity:
8.1000%
Common Equity Tier 1 Capital Ratio:
14.5395%
Tier 1 Risk-Based Capital Ratio:
14.5395%
Leverage Tier 1 (Core Capital) Ratio:
8.2970%
Total Risk-Based Capital Ratio (YTD):
15.8036%
Total Interest Income (YTD):
4.3119%
 
 
Headquarters:
Temple
FDIC Field Office:
Austin
Regulator:
OCC
County:
Bell
# of Offices:
16
Metropolitan Statistical Area (MSA):
Killeen-Temple, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Credit Union of Atlanta is still offering some of the best CD rates available from any bank or credit union in the nation. The credit union's posted CD rates have been the same since early February which is unusual since many financial institutions have lowered their deposit rates since then.

Middlesex Savings Bank of Natick, Massachusetts, is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Deposit terms range between 3 months and 71 months and the minimum opening deposit is $250 for both types of certificates of deposit.

mortgage-rates-30-year-fixed-rate-mortgages-decreased-to-479Mortgage rates have declined again in the latest survey released by the Mortgage Bankers Association this morning. The average contract 30 year mortgage rate is down to 4.79 percent in the latest Mortgage Application Survey, down from the previous week's average mortgage rate of 4.82 percent.

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