Preferred Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Preferred Bank Deposit Rates

Preferred BankToday's 12-month CD rates can be found at 0.15%, 6-month CD rates at 1.21% and 3-month CD rates at 0.60%. Current savings rates are at 0.43% and money market rates are at 2.27%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Preferred Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Preferred Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Preferred Bank CD rates. You can also compare Preferred Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Preferred Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Preferred Bank? Share your experience about Preferred Bank by leaving a review below, or read customer reviews before you decide to use Preferred Bank.

Preferred Bank Texas Ratio

Preferred Bank's Texas Ratio is at 5.38%, which is considered excellent. The Texas Ratio for Preferred Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Preferred Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Preferred Bank
601 S Figueroa St
Los Angeles, CA 90017
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Preferred Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
24-Month CD
4.75%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.25%
$500
Fidelity
Fidelity
12-Month CD
4.10%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
30-Month CD
4.05%
$500
Fidelity
Fidelity
60-Month CD
4.00%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD (Super Jumbo)
3.94%
$225,000
Glen Burnie MSB
Money Market Advantage
3.82%
$25,000
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.56%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.50%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
LNB Community Bank
LNB Community Bank
48-Month CD
2.77%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
2.75%
$500
FSB Louise, TX
FSB Louise, TX
18-Month CD
2.68%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
18-Month CD
2.28%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
48-Month CD
2.25%
$500
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
FNB of Brookfield
FNB of Brookfield
60-Month CD
2.02%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
48-Month CD
2.00%
$1,000
Madison Valley Bank
Madison Valley Bank
36-Month CD
1.81%
$500
1st Colonial Community Bank
1st Colonial Community Bank
Platinum Personal Checking
1.66%
$250,000
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
Pennsville National Bank
Pennsville National Bank
36-Month CD
1.26%
$500
FNB of Pandora
FNB of Pandora
12-Month CD
1.11%
$1,000
PeopleFirst Bank
PeopleFirst Bank
12-Month CD
1.00%
$2,500
Bank of Hindman
Bank of Hindman
12-Month CD
1.00%
$1,000
BankOrion
BankOrion
48-Month CD
1.00%
$500
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
6-Month CD
0.75%
$1,000
Mutual Federal Bank
Mutual Federal Bank
36-Month CD
0.65%
$500
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
Bank of New Hampshire
Bank of New Hampshire
48-Month CD
0.30%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market Plus
0.25%
$2,000
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Savings
0.10%
$100
Hometown National Bank
Hometown National Bank
Community Now Checking
0.10%
$200
PSB of Rhineland
PSB of Rhineland
Money Market
0.10%
$2,500
WSB Municipal Bank
WSB Municipal Bank
Savings
0.10%
$100
Community Bank of Missouri
Community Bank of Missouri
Money Market
0.05%
$0
Busey Bank
Busey Bank
36-Month CD
0.05%
$1,000
Reading Co-op Bank
Reading Co-op Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Preferred Bank rate data right now, check back for updates, we are adding rates all the time.

Preferred Bank Information

Preferred Bank
601 S Figueroa St
Los Angeles, CA 90017
Los Angeles
Established Date: 12/23/1991
FDIC Certificate #: 33539
Date of FDIC Deposit Insurance: 12/23/1991
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Preferred Bank FDIC Insured? Yes
What is Preferred Bank's Cert number? 33539
What is the maximum amount for insured deposits? $250,000 per holder, per account

Preferred Bank Financials

Total Assets:
$6,756,740,000
Total Deposits:
$5,807,301,000
Equity Capital:
$699,558,000
Domestic Deposits:
$5,807,301,000
Net Income:
$33,466,000
Return on Assets:
2.3256%
Quarterly Return on Assets:
2.0000%
Pretax Return on Assets:
2.8107%
Pretax Quarterly Return on Assets:
2.8100%
Return on Equity:
23.1900%
Quarterly Return on Equity:
19.2000%
Common Equity Tier 1 Capital Ratio:
11.5980%
Tier 1 Risk-Based Capital Ratio:
11.5980%
Leverage Tier 1 (Core Capital) Ratio:
10.4566%
Total Risk-Based Capital Ratio (YTD):
15.2740%
Total Interest Income (YTD):
7.4392%
 
 
Headquarters:
Los Angeles
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
15
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Rising Bank CD RatesRising Bank CD rates are currently some of the best CD rates available on both short and intermediate term certificates of deposit. 1 year CD rates at Rising Bank are currently at 2.82 percent with an APY of 2.85 percent. Rising Bank's 1 year CD rate is the best rate on our 1 year rate list right now.
Home Savings Bank 1 Year Jumbo CD rates are now at 0.90 percent with a yield of 0.90 percent. View current 1 Year Jumbo CD rates at Home Savings Bank below.
From time to time you have probably have received a letter from the U.S.  Social Security Administration estimating your social security benefits at retirement based on your annual earnings. You can also use the Social Security Administrations' Retirement Estimator online to figure out your retirement benefits.

Bank or Credit Union Offers and Deals

Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates
Mortgage Rates January 25, 2012, 15 Year Mortgage Rates at 3.34%
Jumbo Mortgage Rates Coming Down?
A Guide to Rebuilding Your Credit
Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.93%
30 Year Mortgage Rates Finish 2012 Near Historic Lows
Tennessee Commerce Bank Certificates of Deposit
401(k) Savings Plans: Save More Money by Taking Advantage of Tax Breaks
Northern Bank Direct CD Rates Changed
Have interest rates stabilized or are rates going Up?

Alternative Bank and Credit Union Offers to Explore

Hanmi Bank CD Rates: Updated Rates
HSBC Bank USA, N.A. 6 Month $25K CD Rates now at 0.75%
How to Consolidate Credit Card Debt and Eliminate Credit Card Debt
Certificate of Deposit Accounts FDIC Insured up to $50 Million
Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special
Maspeth Federal Savings: Savings Interest and Money Market Account
Open a CD Account Today to Lock in a High CD Rate Before They Move Lower!
United Central CD Rates: 12 month Super Installment CD Rate of 2.57%
Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
Recent CD Rate Changes Are Mostly Lower

Preferred Bank Reviews

There are no reviews for Preferred Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Preferred Bank
Your Name:
Your Rating:

See how Preferred Bank Compares to other banks