Northwestern Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Northwestern Bank's 7-Month Certificate of Deposits (CD) rates are at 3.65%, 11-Month Certificate of Deposits (CD) rates are at 3.40%, 36-Month Certificate of Deposits (CD) rates are at 2.27%, 24-Month Certificate of Deposits (CD) rates are at 2.22%, 18-Month Certificate of Deposits (CD) rates are at 2.17%. Northwestern Bank's savings rates are at 1.46%. Northwestern Bank's money market rates are at 0.00%.
Rate Updates and AvailabilityNorthwestern Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwestern Bank? Share your experience about Northwestern Bank by leaving a review below, or read customer reviews before you decide to use Northwestern Bank. Northwestern Bank Texas RatioNorthwestern Bank's Texas Ratio is at 0.50%, which is considered excellent. The Texas Ratio for Northwestern Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Northwestern Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Northwestern Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Northwestern Bank CD Rates
Northwestern Bank Savings Rates
Northwestern Bank Money Market Rates
Northwestern Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Northwestern Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Northwestern Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northwestern Bank's official website for the most current offers and terms.
Bank Profile & OverviewNorthwestern Bank
202 N Bridge StChippewa Falls, WI 54729 Chippewa Established Date: 01/01/1904 FDIC Certificate #: 2468 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: NW BANCSHARES INC How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.northwesternbank.com
Is Northwestern Bank FDIC Insured? Yes
What is Northwestern Bank's Cert number? 2468
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$661,821,000
Total Deposits:
$540,435,000
Equity Capital:
$52,602,000
Net Income:
$2,423,000
Return on Assets (ROA):
1.6833%
Return on Equity (ROE):
23.3500%
Headquarters:
Chippewa Falls
Regulator:
FED
# of Offices:
7
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Northwestern Bank yet. Feel free to create one below.
Add Your Rating and Review for Northwestern Bank
Frequently Asked Questions About Northwestern BankHow do I open an account at Northwestern Bank?You can typically open an account at Northwestern Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Northwestern Bank provides a range of mortgage and home equity products. Is Northwestern Bank a safe place to deposit money?Yes, Northwestern Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Northwestern Bank offer online and mobile banking?Most modern institutions like Northwestern Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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