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Fieldstone Credit Union Rates & Review April 2026

You can compare Fieldstone Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.87%, 6-month share certificate rates at 3.82% and 3-month share certificate rates at 3.60%. Savings rates are at 1.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Fieldstone Credit Union rates. MonitorBankRates evaluates the financial stability of Fieldstone Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 04/18/2026.

Fieldstone Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fieldstone Credit Union? Share your experience about Fieldstone Credit Union by leaving a review below, or read customer reviews before you decide to use Fieldstone Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.45%
Excellent Lower than avg
Fieldstone Credit Union
Fieldstone Credit Union
395 N Bradley Blvd
Bradley, IL 60915
https://www.fieldstonecu.com
Member NCUA

Fieldstone Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.25%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Fieldstone Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 9.99%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fieldstone Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fieldstone Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fieldstone Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fieldstone Credit Union
Address 395 N Bradley Blvd, Bradley, IL 60915
Phone 815-929-1870
Fax 815-929-1841
President Constance Hines
CEO Mark Baron
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.45%
Return on Assets (ROA)
0.8051%
Return on Equity (ROE)
5.3471%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
53,958,418
Total Amount of Shares and Deposits
46,584,885
Total Shares and Deposits < 1 Year
46,005,701
Total Shares and Deposits 1 3 Years
437,545
Total Shares and Deposits > 3 Years
141,638
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
954,775
Total Uninsured Shares and Deposits > $250K (F+J)
954,775
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,630,110
Total Interest Expense (Sum of items 6 8)
148,987
Share Certificates
166
Number of Accounts for Share Drafts
2,905
IRA KEOGH Accounts
91
Number of Accounts for Regular Shares
5,573
Net Income (unless the amount is already included in Undivided Earnings)
434,410
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,700,051
Total Liabilities
45,834,187
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Fieldstone Credit Union

Is Fieldstone Credit Union a safe place to deposit money?

Yes, Fieldstone Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4502541840575%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Fieldstone Credit Union operate?

Fieldstone Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fieldstone Credit Union?

Yes, to access services at Fieldstone Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fieldstone Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fieldstone Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fieldstone Credit Union offer online and mobile banking?

Most modern institutions like Fieldstone Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fieldstonecu.com.