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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 GTE Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
GTE Federal Credit Union's 12 month Jumbo CDs rates are at 3.82%, 48 month Jumbo CDs rates are at 3.76%, 36 month Jumbo CDs rates are at 3.71%, 6 month Jumbo CDs rates are at 3.66%, 24 month Jumbo CDs rates are at 3.61%. GTE Federal Credit Union's savings rates are at 0.05%. GTE Federal Credit Union's money market rates are at 2.07%. GTE Federal Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of GTE Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.42%. Rates were last updated on 04/17/2026. GTE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GTE Federal Credit Union? Share your experience about GTE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GTE Federal Credit Union. GTE Federal Credit Union
Headquarters 711 E Henderson Ave
https://www.gtefinancial.org Tampa, FL 33602 
GTE Federal Credit Union CD Rates
GTE Federal Credit Union Savings Rates
GTE Federal Credit Union Money Market Rates
GTE Federal Credit Union Mortgage Rates
GTE Federal Credit Union Home Equity & HELOC
GTE Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GTE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GTE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GTE Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GTE Federal Credit Union
Website
https://www.gtefinancial.org
Address
711 E Henderson Ave,
Tampa, FL 33602
Phone
813-871-2690
Fax
President
Rick Hagan
CEO
Brian Best
Full-Time Employees
530
Part-Time Employees
7
Branch Locations
24
ATM Locations
25
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.42%
Return on Assets (ROA)
0.3493%
Return on Equity (ROE)
3.0057%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
2,914,499,508
Total Amount of Shares and Deposits
2,556,607,253
Total Shares and Deposits < 1 Year
1,982,770,146
Total Shares and Deposits 1 3 Years
483,071,212
Total Shares and Deposits > 3 Years
90,765,895
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
128,113,889
Total Uninsured Shares and Deposits > $250K (F+J)
158,768,634
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,397,838,619
Total Interest Expense (Sum of items 6 8)
37,918,771
Share Certificates
15,789
Number of Accounts for Share Drafts
119,247
IRA KEOGH Accounts
6,702
Number of Accounts for Regular Shares
551,899
Non Member Deposits
1
Money Market Shares
11,018
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
143,219,379
Total Liabilities
2,647,630,680
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About GTE Federal Credit UnionIs GTE Federal Credit Union a safe place to deposit money?Yes, GTE Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.4241462905958%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does GTE Federal Credit Union operate?GTE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GTE Federal Credit Union?Yes, to access services at GTE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GTE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GTE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does GTE Federal Credit Union offer online and mobile banking?Most modern institutions like GTE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtefinancial.org. Current GTE Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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