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Via Credit Union Rates & Review March 2026

Via Credit Union's 60-71 Month CD rates are at 4.00%, IRA & HSA 60-71 Month CD rates are at 4.00%, 12-17 Month CD rates are at 3.82%, IRA & HSA 12-17 Month CD rates are at 3.82%, 48-59 Month CD rates are at 3.45%. Via Credit Union's money market rates are at 0.25%. Via Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Via Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.76%. Rates were last updated on 03/22/2026.

Via Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Via Credit Union? Share your experience about Via Credit Union by leaving a review below, or read customer reviews before you decide to use Via Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.76%
Excellent Lower than avg
Via Credit Union
Via Credit Union
4505 S Adams St
Marion, IN 46953 5351
https://www.viacu.org
Member NCUA

Via Credit Union CD Rates

Product Rate APY Term View More
60-71 Month Certificate 3.93% 4.00%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 60-71 Month Certificate 3.93% 4.00% 71 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
12-17 Month Certificate 3.75% 3.82%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 12-17 Month Certificate 3.75% 3.82% 17 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
48-59 Month Certificate 3.40% 3.45%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 48-59 Month Certificate 3.40% 3.45% 59 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
36-47 Month Certificate 3.30% 3.35%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 36-47 Month Certificate 3.30% 3.35% 47 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
18-23 Month Certificate 3.25% 3.30%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
24-29 Month Certificate 3.25% 3.30%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
30-35 Month Certificate 3.25% 3.30%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 18-23 Month Certificate 3.25% 3.30% 23 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 24-29 Month Certificate 3.25% 3.30% 29 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 30-35 Month Certificate 3.25% 3.30% 35 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
6-11 Month Certificate 3.00% 3.04%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 6-11 Month Certificate 3.00% 3.04% 11 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
3-5 Month Certificate 1.00% 1.00%
Min Balance $500
Details Minimum $500 balance
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
IRA & HSA 3-5 Month Certificate 1.00% 1.00% 5 Month
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%

Via Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%

Via Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market 0.75% 0.75%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market 0.55% 0.55%
Min Balance $25,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market IRA & HSA 0.55% 0.55%
Min Balance $25,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market 0.40% 0.40%
Min Balance $10,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market IRA & HSA 0.40% 0.40%
Min Balance $10,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market 0.30% 0.30%
Min Balance $2,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Money Market IRA & HSA 0.25% 0.25%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Premier Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%

Via Credit Union Credit Card Rates

Product Rate APR View More
Platinum Rewards Visa - 3.50%
Details Intro rate expires: 12 months; Regular APR: 10.9%
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
Classic Visa - 5.50%
Details Intro rate expires: 12 months; Regular APR: 12.9%
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
VISA Platinum Rewards Credit Card - 10.90%
Details As Low As; fixed
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%
VISA Classic Credit Card - 12.90%
Details As Low As; fixed
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%

Via Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.99%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.76%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Via Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Via Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Via Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Via Credit Union
Address 4505 S Adams St, Marion, IN 46953 5351
Phone 765-674-6631
Fax 765-674-0029
President Deleane Solomon
CEO Cindy Kohlmorgen
Full-Time Employees 104
Part-Time Employees 4
Branch Locations 6
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.76%
Return on Assets (ROA)
0.8856%
Return on Equity (ROE)
6.7796%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
576,276,349
Total Amount of Shares and Deposits
497,368,502
Total Shares and Deposits < 1 Year
391,924,197
Total Shares and Deposits 1 3 Years
51,019,120
Total Shares and Deposits > 3 Years
54,425,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,554,114
Total Uninsured Shares and Deposits > $250K (F+J)
32,554,114
Total Insured Shares and Deposits > $250K (item 17 less item K)
464,814,388
Total Interest Expense (Sum of items 6 8)
7,357,727
Share Certificates
3,956
Number of Accounts for Share Drafts
18,901
IRA KEOGH Accounts
1,715
Number of Accounts for Regular Shares
49,877
All other shares
207
Non Member Deposits
5
Money Market Shares
3,947
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,510,142
Total Liabilities
501,037,614
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Via Credit Union

Is Via Credit Union a safe place to deposit money?

Yes, Via Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7552165619624%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Via Credit Union operate?

Via Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Via Credit Union?

Yes, to access services at Via Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Via Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Via Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Via Credit Union offer online and mobile banking?

Most modern institutions like Via Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.viacu.org.

Current Via Credit Union Rates

  • 12-Month CD3.04%
  • 18-Month CD3.82%
  • 24-Month CD3.30%
  • 60-Month CD3.45%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.