First American Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First American Bank and TrustToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 4.00% and 3-month CD rates at 1.01%. Current savings rates are at 0.10% and money market rates are at 3.30%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First American Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First American Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First American Bank and Trust CD rates. You can also compare First American Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

First American Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First American Bank and Trust? Share your experience about First American Bank and Trust by leaving a review below, or read customer reviews before you decide to use First American Bank and Trust.

First American Bank and Trust Texas Ratio

First American Bank and Trust's Texas Ratio is at 4.01%, which is considered excellent. The Texas Ratio for First American Bank and Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First American Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First American Bank and Trust
2785 Highway 20
Vacherie, LA 70090
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First American Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Meridian Bank
Meridian Bank
Hometown Money Market
4.50%
$25,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD
4.25%
$500
Somerset Savings Bank
Somerset Savings Bank
Premier Money Market
4.08%
$5,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
9-Month CD
4.02%
$2,500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
12-Month CD
4.01%
$1
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.00%
$500
Second Federal S&L
Second Federal S&L
60-Month CD
3.95%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
Money Market
3.77%
$100
1st Security Bank of Washington
1st Security Bank of Washington
48-Month CD (relationship)
3.75%
$500
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
3.75%
$500
PSB of Rhineland
PSB of Rhineland
12-Month CD
3.61%
$1,000
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.60%
$1,000
EverBank
EverBank
36-Month CD
3.50%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
18-Month CD
3.32%
$1,000
FSB of Burnet
FSB of Burnet
3-Month CD
3.29%
$1,000
Longview Bank
Longview Bank
3-Month CD
2.75%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
48-Month CD
2.75%
$1,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.73%
$1,000
Education Credit Union
Education Credit Union
60-Month CD
2.50%
$500
Bath Savings Institution
Bath Savings Institution
24-Month CD
2.38%
$500
First National Bank of Steeleville
First National Bank of Steeleville
18-Month CD
2.25%
$500
Range Bank
Range Bank
24-Month CD
2.25%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
2.02%
$1,000
FNB of Hereford
FNB of Hereford
Money Market
2.02%
$50,000
1st University Credit Union
1st University Credit Union
24-Month CD
2.02%
$10,000
Yampa Valley Bank
Yampa Valley Bank
60-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
Harrison County Bank
Harrison County Bank
48-Month CD
1.95%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
60-Month CD
1.55%
$500
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.26%
$1,000
William Penn Bank
William Penn Bank
60-Month CD
1.01%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
6-Month CD
1.00%
$500
WSB Municipal Bank
WSB Municipal Bank
48-Month CD
0.97%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Pioneer Money Market
0.90%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
FNB of Scotia
FNB of Scotia
60-Month CD
0.73%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
North Easton SB
North Easton SB
18-Month CD
0.50%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW Checking
0.50%
$5
Community Bank Delaware
Community Bank Delaware
18-Month CD
0.40%
$500
HomeBank
Preferred NOW Checking
0.25%
$500
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
River Bank
River Bank
Savings
0.10%
$100
First Shore Federal S&L
First Shore Federal S&L
NOW Checking
0.05%
$2,500
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$0
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
Bath State Bank
Bath State Bank
NOW Checking
0.01%
$0
Buckeye Community Bank
Buckeye Community Bank
Platinum Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 14, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.250%
5.353%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.500%
5.573%
0.000
5.375%
5.575%
2.000
5.375%
5.602%
0.750
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First American Bank and Trust rate data right now, check back for updates, we are adding rates all the time.

First American Bank and Trust Information

First American Bank and Trust
2785 Highway 20
Vacherie, LA 70090
St. James
Established Date: 12/03/1910
FDIC Certificate #: 8149
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ONE AMERICAN CORP
How Many Domestic U.S. Offices? 25
How Many Branches are There? 25
Is First American Bank and Trust FDIC Insured? Yes
What is First American Bank and Trust's Cert number? 8149
What is the maximum amount for insured deposits? $250,000 per holder, per account

First American Bank and Trust Financials

Total Assets:
$1,357,121,000
Total Deposits:
$1,195,099,000
Equity Capital:
$126,870,000
Domestic Deposits:
$1,195,099,000
Net Income:
$2,913,000
Return on Assets:
0.8499%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
1.0411%
Pretax Quarterly Return on Assets:
1.0400%
Return on Equity:
10.6000%
Quarterly Return on Equity:
9.1300%
Common Equity Tier 1 Capital Ratio:
21.1531%
Tier 1 Risk-Based Capital Ratio:
21.1531%
Leverage Tier 1 (Core Capital) Ratio:
11.7247%
Total Risk-Based Capital Ratio (YTD):
22.4110%
Total Interest Income (YTD):
4.1583%
 
 
Headquarters:
Vacherie
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
St. James
# of Offices:
25
Metropolitan Statistical Area (MSA):
New Orleans-Metairie, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

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After making several consecutive weeks of all-time lows mortgage rates have paused their decent and have remained in a tight range the past several days. Mortgage rates today on 30 year conforming loans are averaging 3.64 percent and 15 year conforming mortgage rates are still under 3.00 percent averaging 2.99 percent.
PurePoint Financial CD Rates Move UpwardPurePoint Financial CD rates moved upward again and are now some of the best CD rates available from any bank. Current 12 month CD rates at PurePoint Financial are at 2.76 percent with an APY of 2.80 percent. 3 year CD rates from PurePoint Financial are at 2.96 percent with an APY of 3.00 percent. The minimum opening deposit for all CDs is $10,000. Compare PurePoint Financial CD rates with other online rates here.

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