First American Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 0.10% and 3-month CD rates at 2.00%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First American Bank and Trust's 6-Month CD special rates are at 4.90%, 15-Month CD rates are at 4.07%, 12-Month CD rates are at 4.05%, 3-Month CD rates are at 3.09%, 36-Month CD rates are at 3.06%.

First American Bank and Trust

To see how these rates compare to First American Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First American Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First American Bank and Trust CD rates. You can also compare First American Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

First American Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First American Bank and Trust? Share your experience about First American Bank and Trust by leaving a review below, or read customer reviews before you decide to use First American Bank and Trust.

First American Bank and Trust Texas Ratio

First American Bank and Trust's Texas Ratio is at 3.58%, which is considered excellent. The Texas Ratio for First American Bank and Trust is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First American Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.05%
18-Month CD
3.06%
24-Month CD
3.06%
36-Month CD
3.06%
48-Month CD
3.06%
60-Month CD
3.05%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First American Bank and Trust
2785 Highway 20
Vacherie, LA 70090
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First American Bank and Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First American Bank and Trust
First American Bank and Trust
6-Month CD special
4.90%
$10,000
First American Bank and Trust
First American Bank and Trust
15-Month CD
4.07%
$1,000
First American Bank and Trust
First American Bank and Trust
12-Month CD
4.05%
$1,000
First American Bank and Trust
First American Bank and Trust
3-Month CD
3.09%
$1,000
First American Bank and Trust
First American Bank and Trust
48-Month CD
3.06%
$1,000
First American Bank and Trust
First American Bank and Trust
36-Month CD
3.06%
$1,000
First American Bank and Trust
First American Bank and Trust
24-Month CD
3.06%
$1,000
First American Bank and Trust
First American Bank and Trust
18-Month CD
3.06%
$1,000
First American Bank and Trust
First American Bank and Trust
9-Month CD
3.06%
$1,000
First American Bank and Trust
First American Bank and Trust
60-Month CD
3.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First American Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vanguard
Vanguard
3-Month CD brokered
5.35%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
20-Month CD special
5.00%
$1,000
Westfield Bank
Westfield Bank
9-Month CD WB Portfolio
5.00%
$1,000
First FSB of Twin Falls
First FSB of Twin Falls
18-Month CD
4.65%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Certificate)
4.60%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
3-Month CD
4.58%
$500
Affirm
Affirm
Savings Account
4.35%
$0
Adams State Bank
Adams State Bank
36-Month CD
4.21%
$1,000
1st Advantage Bank
1st Advantage Bank
10=2-Month CD
4.00%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.80%
$500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
6-Month CD
3.79%
$2,000
First Bank of Central Ohio
First Bank of Central Ohio
24-Month CD
3.75%
$500
ACFCU
ACFCU
24-Month CD certificate
3.75%
$1,000
First FSB of Twin Falls
First FSB of Twin Falls
60-Month CD
3.71%
$500
The Seymour Bank
The Seymour Bank
3-Month CD
3.70%
$1,000
Investment Savings Bank
Investment Savings Bank
18-Month CD
3.28%
$500
MidCountry Bank
MidCountry Bank
24-Month CD
3.27%
$10,000
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD share
3.03%
$1,000
First FarmBank
First FarmBank
3-Month CD
3.00%
$1,000
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
Johnson State Bank
Johnson State Bank
36-Month CD
2.31%
$1,000
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
2.25%
$1,000
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
2.02%
$500
Hilltop National Bank
Hilltop National Bank
30-Month CD
1.76%
$1,000
South Georgia Banking Company
South Georgia Banking Company
12-Month CD
1.26%
$1,000
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
First Hope Bank
First Hope Bank
36-Month CD
1.00%
$2,500
Murray Bank
Murray Bank
18-Month CD
1.00%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
36-Month CD
0.80%
$1,000
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
Bank Northwest
Bank Northwest
Northwest Heritage Savings
0.45%
$0
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
Bank Northwest
Bank Northwest
24-Month CD
0.45%
$500
Crest Savings Bank
Crest Savings Bank
48-Month CD
0.40%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
48-Month CD
0.35%
$500
Cornhusker Bank
Cornhusker Bank
Money Market
0.30%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Regular Savings Account
0.25%
$100
First Hope Bank
First Hope Bank
18-Month CD
0.25%
$2,500
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
New Haven Bank
New Haven Bank
12-Month CD
0.15%
$500
Fulton Savings Bank
Fulton Savings Bank
Wall Street Checking
0.10%
$2,500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings Account
0.10%
$100
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
First National Bank of Hutchinson
First National Bank of Hutchinson
Regular Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First American Bank and Trust Information

First American Bank and Trust
2785 Highway 20
Vacherie, LA 70090
St. James
Established Date: 12/03/1910
FDIC Certificate #: 8149
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ONE AMERICAN CORP
How Many Domestic U.S. Offices? 25
How Many Branches are There? 25
Is First American Bank and Trust FDIC Insured? Yes
What is First American Bank and Trust's Cert number? 8149
What is the maximum amount for insured deposits? $250,000 per holder, per account

First American Bank and Trust Financials

Total Assets:
$1,475,175,000
Total Deposits:
$1,223,001,000
Equity Capital:
$119,789,000
Domestic Deposits:
$1,223,001,000
Net Income:
$3,156,000
Return on Assets:
1.1702%
Quarterly Return on Assets:
0.8700%
Pretax Return on Assets:
1.0783%
Pretax Quarterly Return on Assets:
1.0800%
Return on Equity:
12.9300%
Quarterly Return on Equity:
10.8900%
Common Equity Tier 1 Capital Ratio:
20.4660%
Tier 1 Risk-Based Capital Ratio:
20.4660%
Leverage Tier 1 (Core Capital) Ratio:
11.1817%
Total Risk-Based Capital Ratio (YTD):
21.7261%
Total Interest Income (YTD):
3.5208%
 
 
Headquarters:
Vacherie
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
St. James
# of Offices:
25
Metropolitan Statistical Area (MSA):
New Orleans-Metairie, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

National average CD rates declined slightly again this week over last. CD rates will stay at the current levels until the end of 2010 or early 2011. The direction of CD rates will depend on the economy and the rate of inflation. The FOMC released their statement on monetary policy on June 23 and decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it's language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.
sallie-mae-cd-ratesSallie Mae, which provides federal and private student loans, has just started offering certificate of deposits and a savings account. Sallie Mae is currently offering three different certificate of deposit terms.

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First American Bank and Trust Reviews

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