What are the current interest rates at Tnbank?

Current rates for Tnbank include: Savings: 0.50%

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Tnbank Rates & Review May 2026

Q: How many branches does Tnbank operate?

Tnbank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Tnbank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tnbank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 4, 2026

Tnbank's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Tnbank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.29%. Rates were last updated on 05/04/2026.

Tnbank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tnbank? Share your experience about Tnbank by leaving a review below, or read customer reviews before you decide to use Tnbank.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.29%

Excellent Higher than avg

TNBANK

401 S Illinois Ave
Oak Ridge, TN 37830

https://www.tnbank.bank

Tnbank Savings Rates

Product	Rate	APY
Regular Savings	0.50%	0.50%
Min Deposit $100 Min Balance $0 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.29%
Christmas and Vacation Clubs	0.05%	0.05%
Min Deposit $5 Min Balance $0 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.29%

Tnbank Checking Rates

Product	Rate	APY
Gold Checking	0.03%	0.03%
Min Deposit $100 Min Balance $0 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.29%
Non-Profit Checking	0.03%	0.03%
Min Balance $25,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.29%
Non-Profit Checking	0.01%	0.01%
Min Balance $100 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tnbank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tnbank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tnbank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tnbank

Bank Holding Company TENNESSEE VALLEY FINL HOLDINGS

Address 401 S Illinois Ave, Oak Ridge, TN 37830 · Anderson

Website https://www.tnbank.bank

FDIC Certificate # 34023

Established 05/30/1995

FDIC Insurance Date 05/30/1995

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

11.29%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9979%

Return on Equity (ROE) 14.2000%

Non-Performing Loans (NPL) 0.74%

Total Assets $301,517,000

Total Deposits $258,825,000

Equity Capital $26,646,000

Net Income $3,191,000

Headquarters Oak Ridge

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Tnbank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Frequently Asked Questions About Tnbank

How many branches does Tnbank operate?

Tnbank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tnbank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tnbank provides members with tools to manage their accounts and build a solid financial history.

Does Tnbank offer online and mobile banking?

Most modern institutions like Tnbank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tnbank.bank.