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 First FSB Rochester, IN Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
First FSB Rochester, IN's 3-Month rates are at 3.76%, 6-Month rates are at 3.65%, 12-Month rates are at 3.55%, 2 Year / 2 Option rates are at 3.55%, 36-Month rates are at 3.55%. First FSB Rochester, IN's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of First FSB Rochester, IN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.65%. Rates were last updated on 06/16/2026. First FSB Rochester, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB Rochester, IN? Share your experience about First FSB Rochester, IN by leaving a review below, or read customer reviews before you decide to use First FSB Rochester, IN. 
First FSB Rochester, IN CD Rates
First FSB Rochester, IN Savings Rates
First FSB Rochester, IN Money Market Rates
First FSB Rochester, IN Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First FSB Rochester, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First FSB Rochester, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First FSB Rochester, IN's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First FSB Rochester, IN
Bank Holding Company
AMERICAN MW FINANCIAL CORP
Address
301 E 9th St,
Rochester, IN 46975 · Fulton
FDIC Certificate #
31516
Established
01/01/1965
FDIC Insurance Date
08/09/1989
Domestic Offices
6
Total Branches
6
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
10.65%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.4621%
Return on Equity (ROE)
5.5400%
Non-Performing Loans (NPL)
0.74%
Total Assets
$673,135,000
Total Deposits
$535,378,000
Equity Capital
$60,059,000
Net Income
$5,536,000
Headquarters
Rochester
Total Branches and Offices
6
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About First FSB Rochester, INHow many branches does First FSB Rochester, IN operate?First FSB Rochester, IN currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First FSB Rochester, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First FSB Rochester, IN provides members with tools to manage their accounts and build a solid financial history. Does First FSB Rochester, IN offer online and mobile banking?Most modern institutions like First FSB Rochester, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfederalbanking.com. Current First FSB Rochester, IN Rates
Retrieved from our database of financial products. Rates subject to change.
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