First FSB Rochester, IN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.07%, 6-month CD rates at 4.00% and 3-month CD rates at 2.02%. Current savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 12.90%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates. First FSB Rochester, IN's 18-Month CD (Flexible) rates are at 3.55%, 12-Month CD rates are at 3.55%, 36-Month CD rates are at 3.29%, 60-Month CD rates are at 3.29%, 48-Month CD rates are at 3.29%. First FSB Rochester, IN's savings rates are at 0.03%. First FSB Rochester, IN's money market rates are at 0.05%.

First FSB Rochester, IN

To see how these rates compare to First FSB Rochester, IN CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB Rochester, IN, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB Rochester, IN CD rates. You can also compare First FSB Rochester, IN savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB Rochester, IN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB Rochester, IN? Share your experience about First FSB Rochester, IN by leaving a review below, or read customer reviews before you decide to use First FSB Rochester, IN.

First FSB Rochester, IN Texas Ratio

First FSB Rochester, IN's Texas Ratio is at 12.07%, which is considered excellent. The Texas Ratio for First FSB Rochester, IN is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB Rochester, IN is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.55%

2.55%

18-Month CD

3.55%

2.29%

24-Month CD

N/A

2.28%

36-Month CD

3.29%

2.20%

48-Month CD

3.29%

2.14%

60-Month CD

3.29%

2.26%

Savings

0.03%

0.65%

MMA

0.05%

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First FSB Rochester, IN

301 E 9th St
Rochester, IN 46975

https://www.firstfederalbanking.com

MonitorBankRates' Rating

5/5

★★★★★

Review First FSB Rochester, IN

First FSB Rochester, IN CD Rates and Interest Rates

First FSB Rochester, IN

18-Month CD (Flexible)

3.55%

$500

First FSB Rochester, IN

12-Month CD

3.55%

$500

First FSB Rochester, IN

60-Month CD

3.29%

$5,000

First FSB Rochester, IN

48-Month CD

3.29%

$500

First FSB Rochester, IN

36-Month CD

3.29%

$500

First FSB Rochester, IN

Money Market

0.05%

First FSB Rochester, IN

Preferred Interest Checking

0.05%

$1,500

First FSB Rochester, IN

Simply Savings

0.03%

$50

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First FSB Rochester, IN Rates with Other Competitive Bank and Credit Union Rates

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6-Month CD

4.50%

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Communitywide Federal Credit Union

12-Month CD

4.45%

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Gateway Bank Mendota Heights, MN

12-Month CD

4.22%

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ValleyDirect

12-Month CD

4.00%

$500

Woodlands National Bank

6-Month CD

3.74%

$1,000

VirtualBank

48-Month CD

3.67%

Home Bank of California

18-Month CD

3.57%

$10,000

Heritage Bank of St Tammany

60-Month CD

3.30%

$500

FNB of Bellville

18-Month CD

3.00%

$1,000

First National Bank and Trust AL

24-Month CD

2.75%

$1,000

WCB West Central Bank

12-Month CD

2.52%

$1,000

Central State Bank State Center, IA

Elite NOW Checking

2.50%

$1,000

Security Federal Bank

3-Month CD

2.50%

$500

Industry State Bank

24-Month CD

2.50%

$1,000

The Bank of Steinauer

36-Month CD

2.47%

$500

WCB West Central Bank

36-Month CD

2.42%

$1,000

Oostburg State Bank

12-Month CD

2.26%

$1,000

Stock Exchange Bank, Caldwell, KS

24-Month CD

2.15%

$500

Integrity Bank & Trust

Gold Rewards Checking

2.02%

Farmers and Merchants Bank Milford, NE

36-Month CD

1.51%

$1,500

Aroostook County FS&L Assoc.

Money Market Now

1.50%

$2,500

Washington State Bank Washington, IA

6-Month CD

1.46%

$500

State Bank of Graymont

48-Month CD

1.41%

$1,000

First Liberty Bank

Money Market

1.35%

$1,000

HomeBank

12-Month CD

1.26%

$2,500

Round Top State Bank

60-Month CD

1.25%

$1,000

Union Bank, Inc.

Plus Checking

1.25%

$5,000

Buena Vista National Bank

30-Month CD

1.10%

$500

Nashville Savings Bank

12-Month CD

0.85%

$1,000

BAC Community Bank

36-Month CD

0.75%

$2,500

First National B&T Co. of Bottineau

Super NOW Checking

0.55%

$2,500

Y-12 Federal Credit Union

12-Month CD

0.55%

$500

Commonwealth Co-operative Bank

36-Month CD

0.50%

$1,000

Main Street Bank Corp

48-Month CD

0.50%

$1,000

Consumers Credit Union

24-Month CD

0.45%

$1,000

First Exchange Bank

48-Month CD

0.40%

$500

PeoplesBank

60-Month CD

0.40%

$1,000

Bank of New Hampshire

60-Month CD

0.35%

$500

First Piedmont Federal S&L of Gaffney

36-Month CD

0.30%

$1,000

Queenstown Bank

30-Month CD (Bump)

0.30%

$500

Empire State Bank

Empire Builder Savings

0.30%

$5,000

Ukrainian Selfreliance Federal Credit Union

Premium Money Market

0.30%

$5,000

First Federal S&L of Lorain

24-Month CD

0.25%

$250

MCT Credit Union

Share Savings

0.20%

PNB Community Bank

36-Month CD

0.15%

$1,000

SNB St. Henry Bank

24-Month CD

0.15%

$1,000

Adirondack Trust Company

6-Month CD

0.15%

$500

State Bank Waterloo, IL

Savings

0.15%

$100

PS Bank

Money Market

0.03%

$1,000

Mayville State Bank

Passbook Savings

0.02%

Disclaimer

Mortgage Rates April 22, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First FSB Rochester, IN Information

First FSB Rochester, IN

301 E 9th St
Rochester, IN 46975
Fulton
Established Date: 01/01/1965
FDIC Certificate #: 31516
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: AMERICAN MW FINANCIAL CORP

How Many Domestic U.S. Offices? 6

How Many Branches are There? 6

Website: https://www.firstfederalbanking.com

Is First FSB Rochester, IN FDIC Insured? Yes

What is First FSB Rochester, IN 's Cert number? 31516

What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB Rochester, IN Financials

Total Assets:

$646,856,000

Total Deposits:

$521,443,000

Equity Capital:

$54,183,000

Domestic Deposits:

$521,443,000

Net Income:

$300,000

Return on Assets:

0.4621%

Quarterly Return on Assets:

0.1900%

Pretax Return on Assets:

0.1311%

Pretax Quarterly Return on Assets:

0.1300%

Return on Equity:

5.5400%

Quarterly Return on Equity:

2.2200%

Common Equity Tier 1 Capital Ratio:

13.4966%

Tier 1 Risk-Based Capital Ratio:

13.4966%

Leverage Tier 1 (Core Capital) Ratio:

8.6887%

Total Risk-Based Capital Ratio (YTD):

14.7484%

Total Interest Income (YTD):

4.6788%

Headquarters:

Rochester

FDIC Field Office:

Indianapolis

Regulator:

OCC

County:

Fulton

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Adjustable Rate Mortgage (ARM)

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Navy FCU Savings Account Rates

Navy Federal Credit Union is offering several different types of savings accounts including a Money Market Savings Account, Share Savings Account, Jumbo Share Savings Account, Custodial Savings Account, Custom Club Savings Account and an Education Savings Account (ESA).