First Citizens Bank Mason City, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Citizens Bank Mason City, IAToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 5.28% and 3-month CD rates at 3.00%. Current savings rates are at 0.10% and money market rates are at 0.08%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 16.74%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Citizens Bank Mason City, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Citizens Bank Mason City, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Citizens Bank Mason City, IA CD rates. You can also compare First Citizens Bank Mason City, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Citizens Bank Mason City, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Citizens Bank Mason City, IA? Share your experience about First Citizens Bank Mason City, IA by leaving a review below, or read customer reviews before you decide to use First Citizens Bank Mason City, IA.

First Citizens Bank Mason City, IA Texas Ratio

First Citizens Bank Mason City, IA's Texas Ratio is at 7.56%, which is considered excellent. The Texas Ratio for First Citizens Bank Mason City, IA is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Citizens Bank Mason City, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Citizens Bank Mason City, IA
2601 4th St Sw
Mason City, IA 50401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Citizens Bank Mason City, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Checking <- $5000
7.00%
$0
Northeast Bank Portland, ME
Northeast Bank Portland, ME
12-Month CD
5.00%
$5,000
Goldwater Bank
Goldwater Bank
18-Month CD
4.90%
$500
Bank of Edmonson County
Bank of Edmonson County
12-Month CD Monthly
4.85%
$500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
11-Month CD
4.84%
$25,000
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
4.79%
$1,000
The Bank of New Glarus
The Bank of New Glarus
24-Month CD special
4.44%
$2,000
Community Bank of Cameron
Community Bank of Cameron
12-Month CD
4.32%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
Money Market Special
4.25%
$2,500
Bank of Zachary
Bank of Zachary
12-Month CD
4.22%
$2,500
Gainey Business Bank
Gainey Business Bank
60-Month CD
4.07%
$5,000
Bank First, NA
Bank First, NA
Investment Savings
4.06%
$50,000
Winchester Co-operative Bank
Winchester Co-operative Bank
3-Month CD
4.00%
$500
SL Bank
SL Bank
15-Month CD special
3.71%
$2,500
Union Bank, Inc.
Union Bank, Inc.
Money Market Deposit Account Plus
3.56%
$250,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
GTE Financial CU
GTE Financial CU
48-Month CD Jumbo
3.40%
$100,000
Pineries Bank
Pineries Bank
36-Month CD
3.00%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
30-Month CD
2.93%
$1,000
Vio Bank
Vio Bank
60-Month CD
2.75%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
60-Month CD
2.50%
$100
Harleysville Bank
Harleysville Bank
18-Month CD
2.47%
$500
Security Service Federal Credit Union
Security Service Federal Credit Union
24-Month CD certificate
2.40%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
2.15%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
2.02%
$1,000,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
Cash Checking Account
2.01%
$50
Regional Missouri Bank
Regional Missouri Bank
Kasasa Saver Savings Account
2.00%
$0
The Community State Bank
The Community State Bank
Money Market
1.81%
$100,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
1.76%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
1.60%
$500,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
1.51%
$1,000
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
Evergreen Federal Bank
Evergreen Federal Bank
60-Month CD
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
24-Month CD
0.85%
$1,000
Access Community Credit Union
Access Community Credit Union
Money Markets
0.80%
$2,500
BankGloucester
BankGloucester
48-Month CD
0.76%
$500
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$1
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
18-Month CD
0.35%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
18-Month CD
0.30%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.10%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Savings Account
0.10%
$1
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
Raymond Federal Bank
Raymond Federal Bank
Statement Savings
0.03%
$0
First State Bank (MI)
First State Bank (MI)
Classic Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Citizens Bank Mason City, IA rate data right now, check back for updates, we are adding rates all the time.

First Citizens Bank Mason City, IA Information

First Citizens Bank Mason City, IA
2601 4th St Sw
Mason City, IA 50401
Cerro Gordo
Established Date: 01/09/1892
FDIC Certificate #: 4433
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST CITIZENS FINANCIAL CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First Citizens Bank Mason City, IA FDIC Insured? Yes
What is First Citizens Bank Mason City, IA's Cert number? 4433
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Citizens Bank Mason City, IA Financials

Total Assets:
$1,634,975,000
Total Deposits:
$1,458,622,000
Equity Capital:
$164,340,000
Domestic Deposits:
$1,458,622,000
Net Income:
$5,596,000
Return on Assets:
1.6920%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.4474%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
16.0200%
Quarterly Return on Equity:
14.0400%
Common Equity Tier 1 Capital Ratio:
13.5397%
Tier 1 Risk-Based Capital Ratio:
13.5397%
Leverage Tier 1 (Core Capital) Ratio:
12.0072%
Total Risk-Based Capital Ratio (YTD):
14.6815%
Total Interest Income (YTD):
3.5162%
 
 
Headquarters:
Mason City
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Cerro Gordo
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

todays-mortgage-interest-rates-30-year-mortgage-rates-at-498-and-15-year-mortgage-rates-at-439Home loan rates were down in the latest mortgage survey released this morning. Conforming fixed home loan rates and conforming adjustable home loan rates were down.
Both mortgage rates and applications for mortgage loans declined in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association, the average 30 year mortgage rate decreased to 4.79 percent with 1.07 mortgage discount points for the week ending March 11, 2011. In the prior weeks 30 year mortgage rates averaged 4.93 percent with 0.87 mortgage discount points.

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