First Citizens Bank Mason City, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Citizens Bank Mason City, IAToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.40% and 3-month CD rates at 0.60%. Current savings rates are at 0.10% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Citizens Bank Mason City, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Citizens Bank Mason City, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Citizens Bank Mason City, IA CD rates. You can also compare First Citizens Bank Mason City, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Citizens Bank Mason City, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Citizens Bank Mason City, IA? Share your experience about First Citizens Bank Mason City, IA by leaving a review below, or read customer reviews before you decide to use First Citizens Bank Mason City, IA.

First Citizens Bank Mason City, IA Texas Ratio

First Citizens Bank Mason City, IA's Texas Ratio is at 6.68%, which is considered excellent. The Texas Ratio for First Citizens Bank Mason City, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Citizens Bank Mason City, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Citizens Bank Mason City, IA
2601 4th St Sw
Mason City, IA 50401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Citizens Bank Mason City, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
12-Month CD
4.40%
$1,000
Raymond James Bank
Raymond James Bank
6-Month CD
4.30%
$1,000
Rolette State Bank
Rolette State Bank
12-Month CD
4.30%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
Dollar Savings Direct
Dollar Savings Direct
Dollar Savings
4.00%
$0
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
3.87%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
6-Month CD
3.85%
$0
Second Federal S&L
Second Federal S&L
48-Month CD
3.85%
$500
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
3.84%
$1,000
First National Bank of Ava
First National Bank of Ava
18-Month CD
3.80%
$500
Inova Federal Credit Union
Inova Federal Credit Union
60-Month CD
3.75%
$200
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
3.75%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD (IntraFi®)
3.64%
$10,000
Texas Heritage National Bank
Texas Heritage National Bank
18-Month CD
3.61%
$1,000
Metz Banking Company
Metz Banking Company
48-Month CD
3.56%
$1,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
12-Month CD
3.55%
$500
Planters Bank & Trust Company
Planters Bank & Trust Company
Business High Yield Money Market
3.50%
$1,000,000
Henderson State Bank
Henderson State Bank
60-Month CD
3.09%
$500
Kearney Trust Company
Kearney Trust Company
60-Month CD
3.05%
$100
The Grant County Bank
The Grant County Bank
24-Month CD
3.05%
$500
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
Milton Savings Bank
Milton Savings Bank
24-Month CD
2.75%
$500
Financial Partners CU
Financial Partners CU
30-Month CD
2.75%
$1,000
Cendera Bank
Cendera Bank
Checking
2.53%
$50,000
Portage Community Bank
Portage Community Bank
36-Month CD
2.50%
$1,000
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
Central Bank Provo, UT
Central Bank Provo, UT
6-Month CD
1.61%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Senate Money Market
1.00%
$2,000
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.95%
$100,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
1st Colonial Community Bank
1st Colonial Community Bank
Statement Savings
0.60%
$0
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$0
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings
0.35%
$25
FNB Of Nokomis
FNB Of Nokomis
Money Market
0.30%
$1
FNB of Elmer
FNB of Elmer
24-Month CD
0.30%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Money Market
0.20%
$5,000
Skowhegan Savings Bank
Skowhegan Savings Bank
12-Month CD
0.20%
$500
Central Federal SLA
Central Federal SLA
36-Month CD
0.15%
$2,500
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
First Federal S&L of Greensburg
First Federal S&L of Greensburg
NOW Checking
0.10%
$600
Midland Federal S&L
Midland Federal S&L
Money Market
0.10%
$2,500
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Primary Savings
0.10%
$5
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Savings
0.03%
$25
Fulton Bank
Fulton Bank
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Citizens Bank Mason City, IA rate data right now, check back for updates, we are adding rates all the time.

First Citizens Bank Mason City, IA Information

First Citizens Bank Mason City, IA
2601 4th St Sw
Mason City, IA 50401
Cerro Gordo
Established Date: 01/09/1892
FDIC Certificate #: 4433
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST CITIZENS FINANCIAL CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First Citizens Bank Mason City, IA FDIC Insured? Yes
What is First Citizens Bank Mason City, IA's Cert number? 4433
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Citizens Bank Mason City, IA Financials

Total Assets:
$1,764,829,000
Total Deposits:
$1,581,824,000
Equity Capital:
$167,667,000
Domestic Deposits:
$1,581,824,000
Net Income:
$4,893,000
Return on Assets:
1.3736%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.1604%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
14.1400%
Quarterly Return on Equity:
11.5900%
Common Equity Tier 1 Capital Ratio:
12.3061%
Tier 1 Risk-Based Capital Ratio:
12.3061%
Leverage Tier 1 (Core Capital) Ratio:
11.8866%
Total Risk-Based Capital Ratio (YTD):
13.3209%
Total Interest Income (YTD):
4.7795%
 
 
Headquarters:
Mason City
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Cerro Gordo
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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