Citizens Bank of the Midwest CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens Bank of the MidwestToday's 12-month CD rates can be found at 4.14%, 6-month CD rates at 4.25% and 3-month CD rates at 2.00%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 12.50%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Bank of the Midwest CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank of the Midwest, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank of the Midwest CD rates. You can also compare Citizens Bank of the Midwest savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank of the Midwest money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of the Midwest? Share your experience about Citizens Bank of the Midwest by leaving a review below, or read customer reviews before you decide to use Citizens Bank of the Midwest.

Citizens Bank of the Midwest Texas Ratio

Citizens Bank of the Midwest's Texas Ratio is at 55.01%, which is considered acceptable. The Texas Ratio for Citizens Bank of the Midwest is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank of the Midwest is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank of the Midwest
1515 Martin Springs Dr
Rolla, MO 65401
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Citizens Bank of the Midwest Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month Flex Index CD
5.92%
$1,000
Vanguard
Vanguard
84-Month CD brokered
5.25%
$1,000
Vibrant Credit Union
Vibrant Credit Union
30-Month CD
5.00%
$5
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
6-Month CD special
5.00%
$500
KodaBank
KodaBank
9-Month CD (special)
4.78%
$2,500
First National Bank Minnesota
First National Bank Minnesota
9-Month CD (special)
4.70%
$10,000
Pacific Crest SB
Pacific Crest SB
60-Month CD
4.50%
$2,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
Platinum Plus Savings
4.33%
$10,000,000
Generations Bank
Generations Bank
12-Month CD
4.25%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
48-Month CD
4.15%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
4.10%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
4.08%
$500
Northwest Bank
Northwest Bank
36-Month CD
4.00%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
Free Kasasa Cash Checking
4.00%
$0
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.55%
$1,000
121 Financial Credit Union
121 Financial Credit Union
48-Month CD
3.50%
$500
Henderson FSB
Henderson FSB
36-Month CD
3.09%
$500
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
60-Month CD
3.03%
$500
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
24-Month CD
3.00%
$1,000
Keen Bank
Keen Bank
30-Month CD
3.00%
$2,500
Palo Savings Bank
36-Month CD
2.73%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
First Westroads Bank
First Westroads Bank
Money Market Tier 4
2.15%
$500,000
WSB Municipal Bank
WSB Municipal Bank
12-Month CD
2.05%
$500
Alliance Bank WI
Alliance Bank WI
Flex-Check Checking
1.93%
$100,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
BayVanguard Bank
BayVanguard Bank
24-Month CD
1.51%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Tipton Latham Bank
Tipton Latham Bank
24-Month CD
1.50%
$500
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
1.25%
$1,000
Karnes County National Bank
Karnes County National Bank
Money Market
1.25%
$0
First Bank of Utica
First Bank of Utica
6-Month CD
1.21%
$500
FNB in Taylorville
FNB in Taylorville
60-Month CD
1.11%
$1,000
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
Fayetteville Bank
Fayetteville Bank
18-Month CD
1.06%
$1,000
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
Clinton Savings Bank
Clinton Savings Bank
24-Month CD
0.35%
$10
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
Tiered Money Market
0.20%
$2,500
Community State Bank Starke, FL
Community State Bank Starke, FL
Regular Savings Account
0.10%
$100
Chattahoochee Federal Credit Union
Chattahoochee Federal Credit Union
Regular Share Savings
0.10%
$5
Applied Bank
Applied Bank
3-Month CD
0.05%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Money Market
0.05%
$10
The Huntington National Bank
The Huntington National Bank
Relationship Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Bank of the Midwest rate data right now, check back for updates, we are adding rates all the time.

Citizens Bank of the Midwest Information

Citizens Bank of the Midwest
1515 Martin Springs Dr
Rolla, MO 65401
Phelps
Established Date: 02/28/1944
FDIC Certificate #: 16126
Date of FDIC Deposit Insurance: 02/28/1944
Bank Holding Company: NEWBURG INSURANCE AGENCY INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Citizens Bank of the Midwest FDIC Insured? Yes
What is Citizens Bank of the Midwest's Cert number? 16126
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank of the Midwest Financials

Total Assets:
$191,297,000
Total Deposits:
$172,338,000
Equity Capital:
$10,621,000
Domestic Deposits:
$172,338,000
Net Income:
$912,000
Return on Assets:
0.8063%
Quarterly Return on Assets:
1.9700%
Pretax Return on Assets:
2.4618%
Pretax Quarterly Return on Assets:
2.4600%
Return on Equity:
11.5700%
Quarterly Return on Equity:
37.7400%
Leverage Tier 1 (Core Capital) Ratio:
9.0769%
Total Interest Income (YTD):
4.5797%
 
 
Headquarters:
Rolla
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Phelps
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

WauBank Money Market RatesWauBank, a new online bank, is currently offering competitive money market rates that are much higher than traditional brick and mortar banks' money market rates. The current money market rate at WauBank is at 2.18 percent with an APY of 2.20 percent. To give you an idea of how good this rate is at WauBank, the current FDIC national average rate is only at 0.18 percent. WauBank's money market rate is more than 12 times the FDIC average rate. The minimum opening balance for a money market account at WauBank is only $5,000.

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