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Community Bank Mankato Rates & Review August 2026

Community Bank Mankato's 10-Month Special rates are at 3.79%, 16-Month Special rates are at 3.79%, 22-Month Special rates are at 3.79%, 48-Month CD rates are at 1.00%, 36-Month CD rates are at 0.90%. Community Bank Mankato's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Community Bank Mankato with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.95%. Rates last updated and verified on 08/28/2026.

Community Bank Mankato money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank Mankato? Share your experience about Community Bank Mankato by leaving a review below, or read customer reviews before you decide to use Community Bank Mankato.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.95%
Excellent Lower than avg
Community Bank Mankato
201 Main St E
Vernon Center, MN 56090
https://www.cbfg.net
Member FDIC

Community Bank Mankato CD Rates

Product Rate APY Term View More
10 Month Special 3.75% 3.79% 10 Month
Min Deposit $5,000
Details $5,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
16 Month Special 3.75% 3.79% 16 Month
Min Deposit $5,000
Details $5,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
22 Month Special 3.75% 3.79% 22 Month
Min Deposit $5,000
Details $5,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
48 Month CD 1.00% 1.00% 48 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
36 Month CD 0.90% 0.90% 36 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
24 Month CD 0.80% 0.80% 24 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
18 Month Add-on IRA only 0.75% 0.75% 18 Month
Min Deposit $100
Details $100 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
12 Month CD 0.70% 0.70% 12 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
6 Month CD 0.60% 0.60% 6 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
3 Month CD 0.50% 0.50% 3 Month
Min Deposit $1,000
Details $1,000 Minimum Balance
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%

Community Bank Mankato Savings Rates

Product Rate APY View More
Health Savings Account 1.00% 1.00%
Min Deposit $0
Details Must meet HSA qualifications -No minimum balance -No monthly maintenance fee
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Savings 0.40% 0.40%
Min Deposit $50
Min Balance $250,000
Details Available to those age 50 or older -$50 minimum balance -$1,500 minimum balance in total consumer deposits 1 -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Savings 0.30% 0.30%
Min Deposit $50
Min Balance $100,000
Details Available to those age 50 or older -$50 minimum balance -$1,500 minimum balance in total consumer deposits 1 -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Young Ones Savings 0.30% 0.30%
Min Deposit $10
Details No minimum balance -No monthly service charge 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Prestige Savings 0.25% 0.25%
Min Deposit $50
Min Balance $100,000
Details $50 minimum balance -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Savings 0.25% 0.25%
Min Deposit $50
Min Balance $50,000
Details Available to those age 50 or older -$50 minimum balance -$1,500 minimum balance in total consumer deposits 1 -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Prestige Savings 0.15% 0.15%
Min Deposit $50
Min Balance $50,000
Details $50 minimum balance -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Savings 0.15% 0.15%
Min Deposit $50
Details Available to those age 50 or older -$50 minimum balance -$1,500 minimum balance in total consumer deposits 1 -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Prestige Savings 0.10% 0.10%
Min Deposit $50
Min Balance $25,000
Details $50 minimum balance -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Prestige Savings 0.05% 0.05%
Min Deposit $50
Details $50 minimum balance -$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%

Community Bank Mankato Checking Rates

Product Rate APY View More
Primetime Checking 0.30% 0.30%
Min Deposit $100
Min Balance $250,000
Details Available to those age 50 or older -$1,500 minimum balance in total consumer deposits -$10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Checking 0.20% 0.20%
Min Deposit $100
Min Balance $100,000
Details Available to those age 50 or older -$1,500 minimum balance in total consumer deposits -$10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Checking 0.15% 0.15%
Min Deposit $100
Min Balance $50,000
Details Available to those age 50 or older -$1,500 minimum balance in total consumer deposits -$10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Checking 0.10% 0.10%
Min Deposit $100
Min Balance $25,000
Details Available to those age 50 or older -$1,500 minimum balance in total consumer deposits -$10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Basic Interest Checking 0.05% 0.05%
Min Deposit $200
Details $200 minimum balance -$5 monthly maintenance fee and $.20 per debit if balance drops below $200 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Primetime Checking 0.05% 0.05%
Min Deposit $100
Details Available to those age 50 or older -$1,500 minimum balance in total consumer deposits -$10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%
Free Checking 0.00% 0.00%
Min Deposit $100
Details No minimum balance -No monthly maintenance fee
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.95%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank Mankato is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank Mankato rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank Mankato's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank Mankato
Bank Holding Company VERNON CENTER BANCSHARES INC
Address 201 Main St E, Vernon Center, MN 56090  ·  Blue Earth
FDIC Certificate # 9760
Established 12/01/1929
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.95%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7885%
Return on Equity (ROE) 9.7200%
Non-Performing Loans (NPL) 0.06%
Total Assets $542,715,000
Total Deposits $471,363,000
Equity Capital $49,918,000
Net Income $4,389,000
Headquarters Vernon Center
Total Branches and Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Community Bank Mankato

How many branches does Community Bank Mankato operate?

Community Bank Mankato currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank Mankato does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Mankato provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank Mankato offer online and mobile banking?

Most modern institutions like Community Bank Mankato provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbfg.net.

Current Community Bank Mankato Rates

  • 12-Month CD0.70%
  • 18-Month CD0.75%
  • 24-Month CD0.80%
  • 36-Month CD0.90%
  • 48-Month CD1.00%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.