First Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Independent BankToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.04% and 3-month CD rates at 1.00%. Current savings rates are at 0.25% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Independent Bank CD rates. You can also compare First Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Independent Bank? Share your experience about First Independent Bank by leaving a review below, or read customer reviews before you decide to use First Independent Bank.

First Independent Bank Texas Ratio

First Independent Bank's Texas Ratio is at 2.73%, which is considered excellent. The Texas Ratio for First Independent Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Independent Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Independent Bank
1100 S Elliott Ave
Aurora, MO 65605
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First Independent Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PSB of Plainview
PSB of Plainview
Kasasa Cash Checking
5.00%
$0
Ohio State Bank
Ohio State Bank
6-Month CD
4.25%
$500
Finworth
Finworth
12-Month CD
4.20%
$50,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
60-Month CD
4.18%
$500
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
Global Bank
Global Bank
12-Month CD
3.75%
$1,000
OWB One World Bank
OWB One World Bank
Regular Savings
3.75%
$100
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
3.75%
$500
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
3.74%
$2,000
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
Complex Community Federal Credit Union
Complex Community Federal Credit Union
24-Month CD
3.56%
$500
Baker-Boyer National Bank
Baker-Boyer National Bank
Money Market (Companion)
3.50%
$2,500
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
First Enterprise Bank
First Enterprise Bank
18-Month CD
3.35%
$1,000
Bank of the Valley
Bank of the Valley
60-Month CD
3.29%
$500
River Bank
River Bank
48-Month CD
3.29%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
36-Month CD (Jumbo)
3.25%
$100,000
The Corner Stone Bank
The Corner Stone Bank
60-Month CD
3.25%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
30-Month CD (relationship)
3.00%
$500
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.00%
$1,000
Iron Workers SB
Iron Workers SB
36-Month CD
3.00%
$500
Tipton Latham Bank
Tipton Latham Bank
Money Market
3.00%
$500,000
Volunteer State Bank
Volunteer State Bank
24-Month CD
3.00%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
Money Market
2.78%
$500,000
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
Primary Bank
Primary Bank
24-Month CD
2.75%
$1,000
FSB of Wyoming
60-Month CD
2.52%
$2,000
OneLocal Bank
OneLocal Bank
High Yield Money Market
2.50%
$0
Farm Bureau Bank FSB
Farm Bureau Bank FSB
FB Plus Money Market
2.50%
$1,000,000
CNB Hugoton, KS
CNB Hugoton, KS
60-Month CD
2.45%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
24-Month CD
2.38%
$100
FNB of Bellville
FNB of Bellville
48-Month CD
2.25%
$1,000
Minnesota First
Minnesota First
Premium High Yield Savings
2.10%
$5,000
Bank of Hillsboro
Bank of Hillsboro
30-Month CD
2.07%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
South Ottumwa SB
South Ottumwa SB
60-Month CD
2.00%
$500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
60-Month CD
1.75%
$50
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
State Bank of the Lakes
State Bank of the Lakes
Money Market
0.50%
$50,000
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
24-Month CD
0.30%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
Statement Savings
0.25%
$0
Hometown Bank of PA
Hometown Bank of PA
12-Month CD
0.25%
$1,000
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$25
Pulaski Savings Bank
Pulaski Savings Bank
Savings
0.15%
$50
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Independent Bank rate data right now, check back for updates, we are adding rates all the time.

First Independent Bank Information

First Independent Bank
1100 S Elliott Ave
Aurora, MO 65605
Lawrence
Established Date: 01/01/1906
FDIC Certificate #: 18380
Date of FDIC Deposit Insurance: 05/04/1961
Bank Holding Company: FIRST IND BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First Independent Bank FDIC Insured? Yes
What is First Independent Bank's Cert number? 18380
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Independent Bank Financials

Total Assets:
$128,991,000
Total Deposits:
$115,794,000
Equity Capital:
$11,797,000
Domestic Deposits:
$115,794,000
Net Income:
$221,000
Return on Assets:
0.5178%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.9198%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
6.1700%
Quarterly Return on Equity:
7.4800%
Leverage Tier 1 (Core Capital) Ratio:
11.1769%
Total Interest Income (YTD):
4.0471%
 
 
Headquarters:
Aurora
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Lawrence
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

For the past year, we have seen many banks and credit unions increase savings rates and money market rates before the FOMC has increased the federal funds rate. This week there are now ten financial institutions offering variable deposit rates at 1.00 percent or higher.
The Bank of Canton CD rates are competitive right now on intermediate term certificates of deposit. The best CD rates right are on 36-month CD rates from The Bank of Canton at 2.02 percent. 2-year CD rates at The Bank of Canton are also competitive at 1.77 percent. Shorter-term rates are not as good, 91-day CD rates are at 0.30 percent, 6-month CD rates are at 0.40 percent and 1-year rates are at 1.01 percent. The minimum opening balance for CD account less than one year is $2,500. 1 year, 2 year and 3-year CD accounts have a minimum of $1,000.

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