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Bank of Greene County

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Bank of Greene County Rates & Review November 2026

Q: What are the current interest rates at Bank of Greene County?

Current rates for Bank of Greene County include: 12-Month CD: 3.00%, 18-Month CD: 0.30%, 24-Month CD: 0.35%, 36-Month CD: 0.25%, 48-Month CD: 0.35%, 60-Month CD: 3.50%, Savings: 5.00%, MMA: 0.11%

Q: What CD terms does Bank of Greene County offer?

Bank of Greene County CD rates are 3.10% APY for a 5 month CD, 3.40% APY for a 12 month CD, 0.30% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.25% APY for a 3 year CD, 0.35% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Greene County for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Bank of Greene County's 5 Year Relationship CD rates are at 4.00%, 5 Year 5-Star CD rates are at 3.50%, 12-Month 1 Year CD rates are at 3.40%, 1 Year Relationship CD rates are at 3.40%, 5-Month CD rates are at 3.10%. Bank of Greene County's savings rates are at 5.00%. Bank of Greene County's money market rates are at 0.11%. Bank of Greene County's checking rates are as high as 5.00%. Bank of Greene County's Fixed Rate Mortgage - 15 Year Term rates are at 6.375%, Adjustable Rate Mortgage - 5/1 rates are at 5.99%, Adjustable Rate Mortgage - 10/1 rates are at 6.625%, Fixed Rate Mortgage - 20 Year Term rates are at 6.99%. Bank of Greene County's Personal Loan Rates are as low as 13.49%. Bank of Greene County's top CD rate of 4.00% APY on a 5 year CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank of Greene County with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.35%. Rates last updated and verified on 11/05/2026.

Bank of Greene County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Greene County? Share your experience about Bank of Greene County by leaving a review below, or read customer reviews before you decide to use Bank of Greene County.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.35%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

The Bank of Greene County

425 Main St
Catskill, NY 12414

https://www.thebankofgreenecounty.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank of Greene County CD Rates

Product	Rate	APY	Term	Min. Deposit
5-Year Relationship CD	-	4.00%	5 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Relationship CD - requires active checking account (3 or more transactions per month); $1,000.00 minimum to open and to earn APY Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5-Year 5-Star CD	-	3.50%	5 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
12-month 1-Year CD	-	3.40%	12 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Relationship CD Special; requires active checking account; Early withdrawal penalty may apply Last Updated 11/05/2026 Rate History 4 changes since Sep 19, 2026 · 3.25% → 3.40% ▲ 0.15 pts · high 3.40% / low 3.00% Oct 31, 20263.40%▲ from 3.00% Oct 14, 20263.00%▼ from 3.40% Oct 2, 20263.40%▲ from 3.35% Sep 24, 20263.35%▲ from 3.25% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1-Year Relationship CD	3.30%	3.40%	1 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Relationship CD - requires active checking account (3 or more transactions per month); $1,000.00 minimum to open and to earn APY Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5-Month CD	-	3.10%	5 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Relationship CD Special; requires active checking account; Early withdrawal penalty may apply Last Updated 11/05/2026 Rate History 2 changes since Sep 19, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00% Oct 2, 20263.10%▲ from 3.05% Sep 24, 20263.05%▲ from 3.00% Sep 19, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5-Month Relationship CD	3.01%	3.10%	5 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Relationship CD - requires active checking account (3 or more transactions per month); $1,000.00 minimum to open and to earn APY Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1-Year CD	2.92%	3.00%	1 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5-Month CD	2.53%	2.60%	5 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2-Year CD	0.34%	0.35%	2 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
20-Month CD	0.34%	0.35%	20 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3-Year CD	0.34%	0.35%	3 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4-Year CD	0.34%	0.35%	4 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 1/2-Year CD	0.34%	0.35%	2 1/2 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Nov 5, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
15-Month CD	0.30%	0.30%	15 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
18-Month CD	0.30%	0.30%	18 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3-Year Triple Protection CD	0.25%	0.25%	3 Year	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
6-Month CD	0.25%	0.25%	6 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
7-Month CD	0.25%	0.25%	7 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
8-Month CD	0.25%	0.25%	8 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
9-Month CD	0.25%	0.25%	9 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details $1,000.00 minimum to open account; $1,000.00 minimum to earn APY; may impose penalty for early withdrawal Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Savings Rates

Product	Rate	APY
e-SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
STUDENT e-NEXT GENERATION SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $100 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 5.00% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Holiday Savings Club	0.12%	0.12%
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Passbook Savings Club	0.12%	0.12%
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Statement Savings Club	0.12%	0.12%
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Passbook Savings	0.10%	0.10%
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Statement Savings	0.10%	0.10%
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-SAVINGS	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.05%	0.05%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
STUDENT e-NEXT GENERATION SAVINGS	0.05%	0.05%
Min Balance $0 Details Published APY range: 0.05% to 4.99%. Balance: over $100 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Savings Rates

Product	Rate	APY
e-BUSINESS SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-BUSINESS SAVINGS	0.05%	0.05%
Min Balance $0 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Money Market Rates

Product	Rate	APY
Money Market Accounts	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.01%	0.01%
Min Balance $1 Details Balance: $1 - $24,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.01% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Money Market Rates

Product	Rate	APY
Business Money Market Accounts	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.01%	0.01%
Min Balance $1 Details Balance: $1 - $24,999; Minimum Balance (to obtain APY) Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.01% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Checking Rates

Product	Rate	APY
e-Checking	-	5.00%
Min Balance $1 Details Balance: $1 - $500; featured rate on balances up to $500; balances over $500 earn 0.05% APY; Fees may reduce earnings; Gift awarded when account is opened Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Lightning Checking	-	5.00%
Min Balance $1 Details Balance: $1 - $500; Account must be opened online; $300 Greene Rewards bonus with direct deposit beginning within first 90 days; balances over $500 earn a blended rate of 4.99% to 0.05% Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-CHECKING ACCOUNT	4.89%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - higher Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
NIFTY-FIFTY CHECKING ACCOUNT - Nifty Fifty Club	0.10%	0.10%
No additional details. Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-CHECKING ACCOUNT	0.05%	0.05%
Min Balance $0 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.05%	0.05%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.01%	0.01%
Min Balance $1 Details Balance: $1 - $9,999 Last Updated 11/05/2026 Rate History No change since Sep 27, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Checking Rates

Product	Rate	APY
FREE e-BUSINESS CHECKING ACCOUNT	4.89%	5.00%
Min Balance $1 Details Balance: $1-$500 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 5.00% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-BUSINESS CHECKING ACCOUNT	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500; APY printed as range 0.05% to 4.99% Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Mortgage Rates

Product	Rate	Points	APR	Term
Fixed Rate Mortgage - 15 Year Term	6.375%	0.00%	6.627%	15 Year
Details Mortgage rates apply to requests of $832,750 or less; APR based on a $250,000 Mortgage Loan Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 6.75% → 6.63% ▼ 0.13 pts · high 6.75% / low 6.63% Nov 5, 20266.63%▼ from 6.75% Oct 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage - 15 Year Term	6.625%	0.00%	6.882%	15 Year
Details Mortgage rates apply to requests of $832,750 or less; APR based on a $250,000 Mortgage Loan Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 6.75% → 6.88% ▲ 0.13 pts · high 6.88% / low 6.75% Nov 5, 20266.88%▲ from 6.75% Oct 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgage - 5/1	5.99%	0.00%	6.985%
Details Initial rate marked with asterisk on page; Cap Per Adj: 1.50%; Lifetime Cap: 11.990%; Margin: 2.75%; Monthly P & I Payment per $1,000: $5.99; Payment based on initial rate and maximum term of 30 years; APR may increase after loan consummation Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 7.13% → 6.99% ▼ 0.14 pts · high 7.13% / low 6.99% Nov 5, 20266.99%▼ from 7.13% Oct 20, 20267.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgage - 10/1	6.625%	0.00%	7.042%
Details Initial rate marked with asterisk on page; Cap Per Adj: 1.50%; Lifetime Cap: 12.625%; Margin: 2.75%; Monthly P & I Payment per $1,000: $6.40; Payment based on initial rate and maximum term of 30 years; APR may increase after loan consummation Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 7.22% → 7.04% ▼ 0.17 pts · high 7.22% / low 7.04% Nov 5, 20267.04%▼ from 7.22% Oct 20, 20267.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage - 20 Year Term	6.99%	0.00%	7.204%	20 Year
Details Mortgage rates apply to requests of $832,750 or less; APR based on a $250,000 Mortgage Loan Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.47% → 7.20% ▼ 0.27 pts · high 7.47% / low 7.20% Nov 5, 20267.20%▼ from 7.47% Oct 14, 20267.47%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgage - 5/1	6.24%	0.00%	7.246%
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.240%; Margin: 3.00%; Monthly P & I Payment per $1,000: $6.15; Payment based on initial rate and maximum term of 30 years; APR may increase after loan consummation Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 7.13% → 7.25% ▲ 0.12 pts · high 7.25% / low 7.13% Nov 5, 20267.25%▲ from 7.13% Oct 20, 20267.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgage - 10/1	6.875%	0.00%	7.298%
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.875%; Margin: 3.00%; Monthly P & I Payment per $1,000: $6.57; Payment based on initial rate and maximum term of 30 years; APR may increase after loan consummation Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 7.22% → 7.30% ▲ 0.08 pts · high 7.30% / low 7.22% Nov 5, 20267.30%▲ from 7.22% Oct 20, 20267.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage - 20 Year Term	7.24%	0.00%	7.458%	20 Year
Details Mortgage rates apply to requests of $832,750 or less; APR based on a $250,000 Mortgage Loan Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.47% → 7.46% ▼ 0.01 pts · high 7.47% / low 7.46% Nov 5, 20267.46%▼ from 7.47% Oct 14, 20267.47%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - Fixed Rate 1st Lien	6.49%	-	6.502%	10-year
Details Preferred rate; requires checking or N.O.W. account with autopay; APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $11.35 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan - Fixed Rate 1st Lien	6.49%	-	6.513%	5-year
Details Preferred rate; requires checking or N.O.W. account with autopay; APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $19.56 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.51% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan - Fixed Rate 1st Lien	6.74%	-	6.752%	10-year
Details APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $11.48 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan - Fixed Rate 1st Lien	6.74%	-	6.763%	5-year
Details APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $19.68 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.76% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan - Fixed Rate 1st Lien	7.24%	-	7.249%	15-year
Details Preferred rate; requires checking or N.O.W. account with autopay; APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $9.12 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 7.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan - Fixed Rate 1st Lien	7.49%	-	7.499%	15-year
Details APR based on $25,000 Vacant Land Loan Mortgage; Monthly P & I Payment per $1,000: $9.26 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 7.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	5.99%	-	5.99%	12-66 Months
Details Model Year: 2026-2027; Preferred rate, requires checking account with auto-debit of payments; Subject to Credit Approval Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 5.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
New Auto Loan	6.49%	-	6.49%	12-66 Months
Details Model Year: 2026-2027; Standard rate; Subject to Credit Approval Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 6.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Used Auto Loan	6.50%	-	6.50%	12-60 Months
Details Model Year: 2018-2026; Maximum term 60 months; Preferred rate, requires checking account with auto-debit of payments; Subject to Credit Approval Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Used Auto Loan	7.00%	-	7.00%	12-60 Months
Details Model Year: 2018-2026; Maximum term 60 months; Standard rate; Subject to Credit Approval Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Personal Loan Rates

Product	APR	Term
Unsecured Personal Loan	13.49%	12-60 Months
Details Preferred rate; offered on condition of maintaining a Bank of Greene checking or N.O.W. account for monthly auto-debit payments; Maximum unsecured loan amount $10,000.00; not offered for debt consolidation; minimum credit score 680; maximum debt-to-income 32% Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 13.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Unsecured Personal Loan	13.99%	12-60 Months
Details Standard rate; Maximum unsecured loan amount $10,000.00; not offered for debt consolidation; minimum credit score 680; maximum debt-to-income 32% Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 13.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Other Rates

Product	Rate	Points	APY/APR	Term
GreenEquity Line of Credit - First Lien Position	6.50%	-	6.50%
Details Fixed rate with auto-debit from Bank of Greene checking account; standard rate 6.75%; loan amounts $20,000-$832,750; after first 60 months APR is Prime (current 7.00%), auto-debit Prime -.25%; floor 6.25%, ceiling 25.00% Last Updated 11/05/2026 Rate History No change since Nov 5, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
GreenEquity Line of Credit - Second Lien Position	7.00%	-	7.00%
Details Fixed rate with auto-debit from Bank of Greene checking account; standard rate 7.00%; loan amounts $20,000-$500,000; APR Prime +.50% after draw period (current 7.50%), auto debit Prime +.25%; floor 6.75%, ceiling 25.00% Last Updated 11/05/2026 Rate History No change since Nov 5, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Saratoga County Commercial Low-Interest Loan Program	-	-	5.85%	5 years
Details 5-year fixed introductory rate; requires checking account with auto debit; after 5-year introductory period rate resets to FHLB plus 2.50%; maximum loan amount $2,000,000; maximum loan to value 75%; owner-occupied, Saratoga County property Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 5.85% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	7.50%	-	9.253%	5-year
Details Preferred rate; requires maintaining a Bank of Greene checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.25% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	7.75%	-	9.516%	5-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.52% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	8.25%	-	9.225%	10-year
Details Preferred rate; requires maintaining a Bank of Greene checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.23% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	8.50%	-	9.485%	10-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	8.75%	-	9.473%	15-year
Details Preferred rate; requires maintaining a Bank of Greene checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.47% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loans - Fixed Rate	9.00%	-	9.733%	15-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; loan amounts $10,000 - $200,000 only; rate locked 90 days from application Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 9.73% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Student Passbook	0.10%	-	0.10%
Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Bank of Greene County’s Texas Ratio fell from 2.68% in Q3 2023 to 1.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	1.35%	5.0	A+
March 31, 2026	$3.2B	1.06%	5.0	A+
December 31, 2025	$3.1B	1.17%	5.0	A+
September 30, 2025	$3.1B	1.33%	5.0	A+
June 30, 2025	$3.0B	1.19%	5.0	A+
March 31, 2025	$3.0B	1.12%	5.0	A+
December 31, 2024	$3.0B	1.62%	5.0	A+
September 30, 2024	$2.9B	1.49%	5.0	A+
June 30, 2024	$2.8B	1.60%	5.0	A+
March 31, 2024	$2.9B	2.54%	5.0	A+
December 31, 2023	$2.7B	2.60%	5.0	A+
September 30, 2023	$2.7B	2.68%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Greene County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Greene County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Greene County's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Bank of Greene County

Website https://www.thebankofgreenecounty.com

Address 425 Main St, Catskill, NY 12414 · Greene

Bank Holding Company GREENE COUNTY BCORP MHC

FDIC Certificate # 21591

Regulator OCC

Established May 18, 1974

FDIC Insurance Date August 9, 1989

Domestic Offices 19

Total Branches 20

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.35%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.4169%

Return on Equity (ROE)

15.5900%

Non-Performing Loans Ratio (NPL)

0.12%

Total Assets

$3,184,349,000

Total Deposits

$2,729,305,000

Equity Capital

$292,956,000

Net Income

$22,465,000

Headquarters

Catskill

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Bank of Greene County earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Bank of Greene County

Does Bank of Greene County offer CDs?

Yes. Bank of Greene County current CD rates include its 5 Year Relationship CD at 4.00% APY, its 5 Year 5-Star CD at 3.50% APY and its 12-Month 1 Year CD at 3.40% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Bank of Greene County FDIC insured?

Yes. Bank of Greene County is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bank of Greene County?

The highest Bank of Greene County CD rate is its 5 Year Relationship CD at 4.00% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Bank of Greene County offer?

Bank of Greene County CD rates are 3.10% APY for a 5 month CD, 3.40% APY for a 12 month CD, 0.30% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.25% APY for a 3 year CD, 0.35% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Greene County for its full lineup.

What is the highest savings rate at Bank of Greene County?

The highest Bank of Greene County savings rate is its e-BUSINESS SAVINGS at 5.00% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Bank of Greene County?

The highest Bank of Greene County money market rate is its Business Money Market Accounts at 0.11% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Bank of Greene County?

The highest Bank of Greene County checking rate is its e-Checking at 5.00% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest mortgage rate at Bank of Greene County?

The lowest Bank of Greene County mortgage rate is its Adjustable Rate Mortgage - 5/1 at 5.99%, verified by MonitorBankRates as of November 5, 2026. Bank of Greene County mortgage rates are 6.99% for a 20 year mortgage and 6.375% for a 15 year mortgage.

What is the lowest auto loan rate at Bank of Greene County?

The lowest Bank of Greene County auto loan rate is its New Auto Loan at 5.99%, verified by MonitorBankRates as of November 5, 2026.

What is the lowest personal loan rate at Bank of Greene County?

The lowest Bank of Greene County personal loan rate is its Unsecured Personal Loan at 13.49%, verified by MonitorBankRates as of November 5, 2026.

How many branches does Bank of Greene County operate?

Bank of Greene County currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Greene County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Greene County provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Greene County offer online and mobile banking?

Most modern institutions like Bank of Greene County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofgreenecounty.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bank of Greene County rates compare?

Bank of Greene County's top CD rate of 4.00% APY on a 5 year CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Bank of Greene County's top rates are its 5 Year Relationship CD at 4.00% APY, its e-BUSINESS SAVINGS at 5.00% APY, its Business Money Market Accounts at 0.11% APY, its e-Checking at 5.00% APY, its Adjustable Rate Mortgage - 5/1 at 5.99% and its Unsecured Personal Loan at 13.49% APR, verified by MonitorBankRates on November 5, 2026.

Current Bank of Greene County Rates

12-Month CD3.00%
18-Month CD0.30%
24-Month CD0.35%
36-Month CD0.25%
48-Month CD0.35%
60-Month CD3.50%
Savings5.00%
MMA0.11%

Retrieved from our database of financial products. Rates subject to change.

Bank of Greene County Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bank of Greene County Texas Ratio

Bank of Greene County Health Trend

Bank of Greene County CD Rates

Bank of Greene County Savings Rates

Bank of Greene County Business Savings Rates

Bank of Greene County Money Market Rates

Bank of Greene County Business Money Market Rates

Bank of Greene County Checking Rates

Bank of Greene County Business Checking Rates

Bank of Greene County Mortgage Rates

Bank of Greene County Home Equity & HELOC

Bank of Greene County Auto Loan Rates

Bank of Greene County Personal Loan Rates

Bank of Greene County Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Bank of Greene County earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bank of Greene County

Does Bank of Greene County offer CDs?

Are CDs from Bank of Greene County FDIC insured?

What is the highest CD rate at Bank of Greene County?

What CD terms does Bank of Greene County offer?

What is the highest savings rate at Bank of Greene County?

What is the highest money market rate at Bank of Greene County?

What is the highest checking rate at Bank of Greene County?

What is the lowest mortgage rate at Bank of Greene County?

What is the lowest auto loan rate at Bank of Greene County?

What is the lowest personal loan rate at Bank of Greene County?

How many branches does Bank of Greene County operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bank of Greene County offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Bank of Greene County rates compare?

Current Bank of Greene County Rates

Compare to Other Banks