Midstates Bank, N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Midstates Bank, N.A.Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.30% and 3-month CD rates at 3.55%. Current savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 14.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Midstates Bank, N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Midstates Bank, N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Midstates Bank, N.A. CD rates. You can also compare Midstates Bank, N.A. savings rates, MMA rates and mortgage rates using our other rate lists.

Midstates Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midstates Bank, N.A.? Share your experience about Midstates Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Midstates Bank, N.A..

Midstates Bank, N.A. Texas Ratio

Midstates Bank, N.A.'s Texas Ratio is at 11.03%, which is considered excellent. The Texas Ratio for Midstates Bank, N.A. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Midstates Bank, N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Midstates Bank, N.A.
1851 Madison Ave
Council Bluffs, IA 51503
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Midstates Bank, N.A. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
7-Month CD
5.00%
$10,000
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
4.75%
$500
Security Federal Bank
Security Federal Bank
6-Month CD
4.30%
$500
360 Federal Credit Union
360 Federal Credit Union
12-Month CD
4.09%
$1,000
CorTrust Bank
CorTrust Bank
12-Month CD
4.00%
$500
Evergreen Bank Group
Evergreen Bank Group
Evergreen Rewards Checking
4.00%
$0
Parke Bank
Parke Bank
18-Month CD
3.75%
$500
Cornhusker Bank
Cornhusker Bank
24-Month CD
3.72%
$1,000
Woodlands National Bank
Woodlands National Bank
60-Month CD
3.64%
$1,000
Adams State Bank
Adams State Bank
30-Month CD
3.55%
$1,000
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.50%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.45%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
36-Month CD
3.35%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
3.29%
$1,000
Primebank
Primebank
60-Month CD (Step Up)
3.25%
$1,000
SouthStar Bank
SouthStar Bank
24-Month CD
3.14%
$1,000
Lyndon State Bank
Lyndon State Bank
24-Month CD
3.04%
$100
Concordia Bank & Trust Company
Concordia Bank & Trust Company
6-Month CD
2.77%
$2,500
Seasons Federal Credit Union
Seasons Federal Credit Union
24-Month CD
2.75%
$1,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.73%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
CNB St Louis Bank
CNB St Louis Bank
12-Month CD
2.50%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
The Bank of Landisburg
The Bank of Landisburg
12-Month CD
2.27%
$1,000
Bank of Hartington
Bank of Hartington
12-Month CD
2.07%
$1,000
New Market Bank
New Market Bank
48-Month CD
2.05%
$500
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
FNB of Brookfield
FNB of Brookfield
48-Month CD
1.76%
$1,000
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
36-Month CD
1.66%
$500
First Minnetonka City Bank
First Minnetonka City Bank
12-Month CD
1.56%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
48-Month CD
1.30%
$1,000
Ion Bank
Ion Bank
Ka-Ching! Savings
1.25%
$50
BLC Community Bank
BLC Community Bank
Money Market
1.00%
$5,000
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Money Market
0.65%
$2,500
HTLF Bank
HTLF Bank
60-Month CD
0.60%
$1,000
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
First National Bank of Shiner
First National Bank of Shiner
Money Market
0.40%
$250,000
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Clare Bank
Clare Bank
Money Market
0.10%
$1,000
First FSB of Angola
First FSB of Angola
Hi-Fi Money Market
0.05%
$1
Kanza Bank
Kanza Bank
Savings
0.05%
$25
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Busey Bank
Busey Bank
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Midstates Bank, N.A. rate data right now, check back for updates, we are adding rates all the time.

Midstates Bank, N.A. Information

Midstates Bank, N.A.
1851 Madison Ave
Council Bluffs, IA 51503
Pottawattamie
Established Date: 01/01/1913
FDIC Certificate #: 4465
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MIDSTATES BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Midstates Bank, N.A. FDIC Insured? Yes
What is Midstates Bank, N.A.'s Cert number? 4465
What is the maximum amount for insured deposits? $250,000 per holder, per account

Midstates Bank, N.A. Financials

Total Assets:
$639,525,000
Total Deposits:
$558,041,000
Equity Capital:
$47,084,000
Domestic Deposits:
$558,041,000
Net Income:
$1,166,000
Return on Assets:
0.7232%
Quarterly Return on Assets:
0.7200%
Pretax Return on Assets:
0.7579%
Pretax Quarterly Return on Assets:
0.7600%
Return on Equity:
11.5800%
Quarterly Return on Equity:
9.8600%
Common Equity Tier 1 Capital Ratio:
14.3781%
Tier 1 Risk-Based Capital Ratio:
14.3781%
Leverage Tier 1 (Core Capital) Ratio:
9.5250%
Total Risk-Based Capital Ratio (YTD):
15.6367%
Total Interest Income (YTD):
4.3742%
 
 
Headquarters:
Council Bluffs
FDIC Field Office:
Omaha
Regulator:
OCC
County:
Pottawattamie
# of Offices:
10
Metropolitan Statistical Area (MSA):
Omaha-Council Bluffs, NE-IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The housing market and home prices are continuing to rebound due to low mortgage rates and high home affordability. Mortgage rates hit record lows earlier this year and after rising sharply over the summer are heading back down again. Low rates and rising home prices have brought buyers back into the marketplace.
10 year U.S. Treasury yields are higher today and above 2.00 percent for the first time since April 2012 as the Commerce Department reported 4th quarter GDP contracted 0.1 percent. The decrease in GDP was a surprise since economists estimated the number would come in at plus 1.0 percent.

Freddie Mac's Primary Mortgage Market Survey week ending October 1, 2015:

  • 30-year FRM 3.85 percent with an average 0.6 point, down from last week's average of 3.86 percent.

  • 15-year FRM 3.07 percent with an average 0.7 point, down from last week's average of 3.08 percent.

  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.91 percent with an average 0.4 point, unchanged from last week.

  • 1-year Treasury-indexed ARM averaged 2.53 percent with an average 0.2 point, unchanged from last week.

Following quote is from Sean Becketti, chief economist, Freddie Mac

In contrast to the volatility in equity markets, the 10-year Treasury rate—a key driver of mortgage rates—varied just a little more than 10 basis points over the last week. As a result, the 30-year mortgage rate remained virtually unchanged, dropping 1 basis point to 3.85 percent. This marks the tenth consecutive week of a sub-4-percent mortgage rate. Despite persistently low mortgage rates, the pending home sales index dropped 1.4 percent in August, suggesting possible tempering in existing home sales in September.

Bank or Credit Union Offers and Deals

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Current Mortgage Rates Today 4-6: 30 Year Mortgage Rates Averaging 4.92%, 15 Year Mortgage Rates Averaging 4.18%

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