Midstates Bank, N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Midstates Bank, N.A.Today's 12-month CD rates can be found at 3.05%, 6-month CD rates at 0.75% and 3-month CD rates at 4.15%. Current savings rates are at 0.43% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Midstates Bank, N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Midstates Bank, N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Midstates Bank, N.A. CD rates. You can also compare Midstates Bank, N.A. savings rates, MMA rates and mortgage rates using our other rate lists.

Midstates Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midstates Bank, N.A.? Share your experience about Midstates Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Midstates Bank, N.A..

Midstates Bank, N.A. Texas Ratio

Midstates Bank, N.A.'s Texas Ratio is at 11.03%, which is considered excellent. The Texas Ratio for Midstates Bank, N.A. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Midstates Bank, N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Midstates Bank, N.A.
1851 Madison Ave
Council Bluffs, IA 51503
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Midstates Bank, N.A. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Silver Lake Bank
Silver Lake Bank
Kasasa Checking
5.00%
$0
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.25%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
4.23%
$500
EagleBank
EagleBank
48-Month CD
4.20%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD (Jumbo)
4.07%
$100,000
Home State Bank Royal, IA
Home State Bank Royal, IA
6-Month CD
4.04%
$1,000
National Bank of Malvern
National Bank of Malvern
12-Month CD
4.00%
$500
TriCentury Bank
TriCentury Bank
60-Month CD
4.00%
$1,000
Palo Savings Bank
12-Month CD
3.80%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
12-Month CD
3.75%
$1,000
CFG Bank
CFG Bank
60-Month CD
3.65%
$500
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
3.65%
$1,500
Meridian Bank
Meridian Bank
12-Month CD
3.60%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
18-Month CD
3.50%
$1,000
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
3.35%
$1,000
Cornerstone State Bank
Cornerstone State Bank
48-Month CD (Jumbo)
3.02%
$200,000
Harleysville Bank
Harleysville Bank
24-Month CD
3.01%
$500
Bank
Bank
36-Month CD (IntraFi)
2.88%
$100,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
2.85%
$1,000
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
Wyoming Community Bank
Wyoming Community Bank
60-Month CD
2.60%
$1,000
Kaw Valley Bank
Kaw Valley Bank
48-Month CD
2.53%
$500
HomePride Bank
HomePride Bank
36-Month CD
2.27%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
24-Month CD
2.27%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
30-Month CD
2.00%
$1,000
Hilltop National Bank
Hilltop National Bank
24-Month CD
1.71%
$1,000
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
First National Bank of Ava
First National Bank of Ava
48-Month CD
1.51%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.40%
$500
First National Bank in Amboy
First National Bank in Amboy
24-Month CD
1.05%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Passbook Savings
1.05%
$0
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
60-Month CD
0.77%
$500
Northumberland Bank
Northumberland Bank
18-Month CD
0.75%
$5,000
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
Greenville National Bank
Greenville National Bank
60-Month CD
0.50%
$1,000
MCS Bank
MCS Bank
24-Month CD
0.42%
$1,000
Hyperion Bank
Hyperion Bank
Statement Savings
0.35%
$50
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
Bangor Savings Bank
Bangor Savings Bank
Benefit Money Market
0.25%
$5,000
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
0.20%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
18-Month CD
0.20%
$1,000
Napoleon State Bank
Napoleon State Bank
Money Market
0.20%
$2,500
Kendall Bank
Kendall Bank
Interest Checking
0.15%
$100
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking
0.07%
$100
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Interest Checking
0.05%
$500
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
First Plus Checking
0.01%
$1
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Midstates Bank, N.A. rate data right now, check back for updates, we are adding rates all the time.

Midstates Bank, N.A. Information

Midstates Bank, N.A.
1851 Madison Ave
Council Bluffs, IA 51503
Pottawattamie
Established Date: 01/01/1913
FDIC Certificate #: 4465
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MIDSTATES BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Midstates Bank, N.A. FDIC Insured? Yes
What is Midstates Bank, N.A.'s Cert number? 4465
What is the maximum amount for insured deposits? $250,000 per holder, per account

Midstates Bank, N.A. Financials

Total Assets:
$639,525,000
Total Deposits:
$558,041,000
Equity Capital:
$47,084,000
Domestic Deposits:
$558,041,000
Net Income:
$1,166,000
Return on Assets:
0.7232%
Quarterly Return on Assets:
0.7200%
Pretax Return on Assets:
0.7579%
Pretax Quarterly Return on Assets:
0.7600%
Return on Equity:
11.5800%
Quarterly Return on Equity:
9.8600%
Common Equity Tier 1 Capital Ratio:
14.3781%
Tier 1 Risk-Based Capital Ratio:
14.3781%
Leverage Tier 1 (Core Capital) Ratio:
9.5250%
Total Risk-Based Capital Ratio (YTD):
15.6367%
Total Interest Income (YTD):
4.3742%
 
 
Headquarters:
Council Bluffs
FDIC Field Office:
Omaha
Regulator:
OCC
County:
Pottawattamie
# of Offices:
10
Metropolitan Statistical Area (MSA):
Omaha-Council Bluffs, NE-IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. Fixed 30 year home mortgage rates were higher for the week ending September 16, 2010. Fixed 15 year fixed mortgage rates, 5 year adjustable mortgage rates and 1 year adjustable home mortgage rates were all lower for the week ending September 16, 2010. 
Jumbo fixed mortgage rates and conforming fixed mortgage rates are lower this past week following bond yields lower. Home mortgage rates and bond yields headed lower on the Federal Open Market Committee's September 21 statement saying the pace of the recovery has slowed in both output and employment.
title-insurance-do-i-need-title-insuranceDo I need title insurance? That question might have occurred to you obtained financing to buy a home or refinance a home. Title insurance cost can run over $1,000 when closing on a mortgage so it's a good idea to understand why you're paying this fee.

Bank or Credit Union Offers and Deals

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