First Merchants Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First Merchants Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Merchants Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Merchants Bank CD rates. You can also compare First Merchants Bank savings rates, MMA rates and mortgage rates using our other rate lists. First Merchants Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Merchants Bank? Share your experience about First Merchants Bank by leaving a review below, or read customer reviews before you decide to use First Merchants Bank. First Merchants Bank Texas Ratio First Merchants Bank's Texas Ratio is at 4.28%, which is considered excellent. The Texas Ratio for First Merchants Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Merchants Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First Merchants Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Merchants Bank rate data right now, check back for updates, we are adding rates all the time. First Merchants Bank InformationFirst Merchants Bank
200 E Jackson StMuncie, IN 47305 Delaware Established Date: 03/13/1893 FDIC Certificate #: 4365 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST MERCHANTS CORP How Many Domestic U.S. Offices? 127 How Many Branches are There? 123 Website: https://www.firstmerchants.com
Is First Merchants Bank FDIC Insured? Yes
What is First Merchants Bank's Cert number? 4365
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Merchants Bank FinancialsTotal Assets:
$18,306,406,000
Total Deposits:
$14,956,079,000
Equity Capital:
$2,257,109,000
Domestic Deposits:
$14,956,079,000
Net Income:
$51,461,000
Return on Assets:
1.4043%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.2959%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
11.6600%
Quarterly Return on Equity:
9.0500%
Common Equity Tier 1 Capital Ratio:
11.7573%
Tier 1 Risk-Based Capital Ratio:
11.7573%
Leverage Tier 1 (Core Capital) Ratio:
9.9168%
Total Risk-Based Capital Ratio (YTD):
13.0114%
Total Interest Income (YTD):
5.3925%
Headquarters:
Muncie
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Delaware
# of Offices:
127
Metropolitan Statistical Area (MSA):
Muncie, IN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates have made several record lows the past month and are hovering just above an all-time low. As a result of low mortgage rates homeowners are refinancing their mortgage to a lower rate often choosing a 15 year loan instead of a 30 year loan. Current mortgage rates on 30 year home loans are averaging 4.23%, up from yesterday's average 30 year mortgage rate of 4.18%. Mortgage rates on 15 year mortgages are averaging 3.38%, up slightly from yesterday’s average 15 year mortgage rate of 3.37%.
 Mortgage rates are hovering at all-time lows this morning. 30 year mortgage rates are averaging 4.67 percent. Mortgage rates have been heading lower since early June when the European debt crisis started and U.S. bond yields headed down. Mortgage rates continued to head lower this past week on news the U.S. economic recovery is slowing down.
Bank or Credit Union Offers and DealsMortgage Rates Jumped This Week on Strong GrowthBank of Internet High Yield Savings Account Colorado Springs CD Rates Best CD Rates from E-Loan Fixed Mortgage Rates Decrease to Another All-Time Low MBA: 30 Year Mortgage Rates at 4.21%, 15 Year Mortgage Rates at 3.62% Best Savings Rates in Florida: Highest Savings APY in Miami 1.15% Best 12 month CD Rates in New York, New York Greek Crisis Sends Mortgage Rates Lower this Week Mortgage Rates: Long Term Mortgage Rates Still Below 5.00% - Freddie Mac Chase Bank CD Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%New Credit Card Rules Take Effect Get $75 Free from Bank of America's Online Checking Account Offer EverBank 6 Month CD Rates now at 0.85% Mortgage Rates Fall Again This Week: Lowest 30 Year Refinance Rates at 3.50% Pacific National Bank Savings Rates now at 0.90% Mortgage Rates Drop Again: 30 Year Mortgage Rates at 4.72%, 15 Year Mortgage Rates at 4.14% Term Asset Backed Securities Loan Facility Personal Income, Outlays and Current Savings Rates in the United States Current Bank Rates Still Higher than U.S Bonds and TIPS First Merchants Bank ReviewsThere are no reviews for First Merchants Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 1.00% and 3-month CD rates at 0.50%. Current savings rates are at 1.76% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. 
