MonitorBankRates
We Find the Best Rates

Castroville State Bank Rates and Review January 2026

  1. Home
  2. Banks
  3. Castroville State Bank Deposit Rates
Castroville State Bank's 12-Month CD rates are at 3.35%, 24-Month CD rates are at 2.68%, 18-Month CD rates are at 2.63%, 60-Month CD rates are at 2.63%, 48-Month CD rates are at 2.58%. Castroville State Bank's savings rates are at 0.30%. Castroville State Bank's money market rates are at 0.20%.

Castroville State Bank

To see how these rates compare to Castroville State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Castroville State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Castroville State Bank CD rates. You can also compare Castroville State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rate Updates and Availability

Castroville State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Castroville State Bank? Share your experience about Castroville State Bank by leaving a review below, or read customer reviews before you decide to use Castroville State Bank.

Financial Stability and Texas Ratio

Castroville State Bank's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for Castroville State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Castroville State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
3.35%
18-Month CD
2.63%
24-Month CD
2.68%
36-Month CD
2.53%
48-Month CD
2.58%
60-Month CD
2.63%
Savings
0.30%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Castroville State Bank
502 Paris St
Castroville, TX 78009
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Castroville State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Castroville State Bank
Castroville State Bank
12-Month CD
3.35%
$1,000
Castroville State Bank
Castroville State Bank
24-Month CD
2.68%
$1,000
Castroville State Bank
Castroville State Bank
18-Month CD
2.63%
$1,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Castroville State Bank
Castroville State Bank
48-Month CD
2.58%
$1,000
Castroville State Bank
Castroville State Bank
36-Month CD
2.53%
$1,000
Castroville State Bank
Castroville State Bank
Regular Savings
0.30%
$0
Castroville State Bank
Castroville State Bank
Money Market
0.20%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Castroville State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sallie Mae
Sallie Mae
12-Month CD
4.00%
$2,500
Ohio State Bank
Ohio State Bank
6-Month CD
3.90%
$500
Bank Midwest
Bank Midwest
12-Month CD
3.65%
$500
Discover Bank
Discover Bank
36-Month CD
3.60%
$0
Vystar Credit Union
Vystar Credit Union
24-Month CD
3.55%
$500
Generations Commercial Bank
9-Month CD
3.51%
$1,000
Cross River Bank
Cross River Bank
36-Month CD
3.44%
$500
Beal Bank USA
Beal Bank USA
36-Month CD
3.40%
$1,000
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
FSB of Cando
FSB of Cando
6-Month CD
3.07%
$500
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.05%
$1,000
Charles River Bank
Charles River Bank
60-Month CD
3.00%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
36-Month CD
2.78%
$500
The Peoples Bank Co.
The Peoples Bank Co.
48-Month CD
2.73%
$500
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.25%
$250
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.22%
$1,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
2.02%
$2,000
Gorham Savings Bank
Gorham Savings Bank
36-Month CD
2.00%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
1.91%
$1,000
Peoples Bank & Trust Co.
24-Month CD
1.91%
$1,000
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
12-Month CD
1.51%
$500
La Salle State Bank
La Salle State Bank
30-Month CD
1.51%
$1,000
Piedmont FSB
Piedmont FSB
24-Month CD
1.40%
$500
Bank of Sun Prairie
Bank of Sun Prairie
60-Month CD
1.25%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.16%
$500
FSB of Westmoreland
FSB of Westmoreland
Passbook Savings
1.00%
$100
FNB of Litchfield
FNB of Litchfield
48-Month CD
1.00%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
24-Month CD
0.95%
$500
Hyperion Bank
Hyperion Bank
6-Month CD
0.90%
$500
FNB Community Bank
FNB Community Bank
3-Month CD
0.80%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
12-Month CD
0.75%
$500
Winter Hill Bank
Winter Hill Bank
48-Month CD
0.65%
$500
Eclipse Bank
Eclipse Bank
36-Month CD
0.60%
$1,000
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
Peoples Bank of Kentucky
Peoples Bank of Kentucky
12-Month CD
0.30%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Cornerstone Money Market
0.30%
$2,500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
60-Month CD
0.25%
$500
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
Premier Money Market
0.15%
$100
PNB Community Bank
PNB Community Bank
18-Month CD
0.10%
$1,000
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Performance Money Market
0.01%
$100
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$50
Regions Bank
Regions Bank
60-Month CD
0.01%
$500
705 Federal Credit Union
705 Federal Credit Union
Checking
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
5.875%
7.902%
0.000
4.240%
7.689%
0.000
4.240%
7.689%
0.000
5.750%
7.634%
0.000
4.740%
7.533%
0.000
4.740%
7.533%
0.000
20 Year Fixed
7.125%
7.527%
0.000
30-Year Fixed
7.250%
7.402%
0.000
6.250%
7.325%
0.000
6.250%
7.325%
0.000
6.999%
7.235%
0.000
7.000%
7.168%
0.000
30-Year Fixed
7.125%
7.126%
0.000
7/1 ARM
7.000%
7.111%
0.000
20-Year Fixed
6.800%
6.993%
0.000
6.750%
6.880%
0.000
5/1 ARM
6.750%
6.859%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.500%
6.748%
0.000
6.740%
6.723%
0.000
6.750%
6.697%
0.000
30 Year Fixed
6.375%
6.670%
0.000
6.375%
6.662%
0.000
6.500%
6.648%
0.000
6.500%
6.630%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
6.625%
6.627%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.500%
6.595%
0.000
6.525%
6.595%
0.000
6.500%
6.582%
0.000
5.250%
6.580%
0.000
30-Year Fixed
6.500%
6.559%
0.000
6.375%
6.556%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
6.375%
6.544%
0.000
6.125%
6.526%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.500%
6.500%
0.000
6.300%
6.498%
0.000
6.375%
6.498%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.625%
6.461%
0.000
6.375%
6.460%
0.000
View 50 More

Bank Profile & Overview

Castroville State Bank
502 Paris St
Castroville, TX 78009
Medina
Established Date: 04/02/1959
FDIC Certificate #: 17979
Date of FDIC Deposit Insurance: 04/02/1959
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Castroville State Bank FDIC Insured? Yes
What is Castroville State Bank's Cert number? 17979
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$275,339,000
Total Deposits:
$251,738,000
Equity Capital:
$21,195,000
Net Income:
$481,000
Return on Assets (ROA):
1.2070%
Return on Equity (ROE):
16.1900%
Headquarters:
Castroville
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

There are no reviews for Castroville State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Castroville State Bank
Your Name:
Your Rating:

Frequently Asked Questions About Castroville State Bank

Is Castroville State Bank a safe place to deposit money?

Yes, Castroville State Bank is considered a safe financial institution. With a Texas Ratio of 0.71%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Castroville State Bank operate?

Castroville State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Castroville State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Castroville State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Castroville State Bank offer online and mobile banking?

Most modern institutions like Castroville State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.castrovillestatebank.com/.

Current Castroville State Bank Rates

ProductAPY
12-Month CD3.35%
18-Month CD2.63%
24-Month CD2.68%
36-Month CD2.53%
48-Month CD2.58%
60-Month CD2.63%
Savings0.30%
MMA0.20%

Retrieved from our database of financial products. Rates subject to change.

Compare to other Banks