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Normangee State Bank Rates & Review March 2026

Normangee State Bank's 12-Months CD 12-Month rates are at 3.03%, 18-Months CD 18-Month rates are at 2.78%, 6-Months CD 6-Month rates are at 2.42%, 9-Months CD 9-Month rates are at 2.42%, 24-Months CD 24-Month rates are at 2.27%. Normangee State Bank's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Normangee State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.41%. Rates were last updated on 03/28/2026.

Normangee State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Normangee State Bank? Share your experience about Normangee State Bank by leaving a review below, or read customer reviews before you decide to use Normangee State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.41%
Excellent Lower than avg
Normangee State Bank
202 Main Street
Normangee, TX 77871
https://www.normangeestatebank.com
Member FDIC

Normangee State Bank CD Rates

Product Rate APY Term View More
CD 12 month 3.00% 3.03% 12 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
CD 18 month 2.75% 2.78% 18 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
CD 6 month 2.40% 2.42% 6 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
CD 9 month 2.40% 2.42% 9 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
CD 24 month 2.25% 2.27% 24 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%

Normangee State Bank Savings Rates

Product Rate APY View More
Money Market Savings 0.40% 0.40%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
Money Market Savings 0.30% 0.30%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
Money Market Savings 0.20% 0.20%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%

Normangee State Bank Money Market Rates

Product Rate APY View More
Money Market Savings 0.40% 0.40%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
Money Market Savings 0.30% 0.30%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
Money Market Savings 0.20% 0.20%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%

Normangee State Bank Checking Rates

Product Rate APY View More
MoneyMarketChecking 0.30% 0.30%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
MoneyMarketChecking 0.20% 0.20%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%
MoneyMarketChecking 0.10% 0.10%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.41%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Normangee State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Normangee State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Normangee State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Normangee State Bank
Bank Holding Company NORMANGEE BANCSHARES INC
Address 202 Main Street, Normangee, TX 77871  ·  Leon
FDIC Certificate # 3368
Established 01/01/1912
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.41%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0521%
Return on Equity (ROE) 9.7400%
Non-Performing Loans (NPL) 0.13%
Total Assets $158,523,000
Total Deposits $132,773,000
Equity Capital $19,424,000
Net Income $849,000
Headquarters Normangee
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Normangee State Bank

Is Normangee State Bank a safe place to deposit money?

Yes, Normangee State Bank is considered a safe financial institution. With a Texas Ratio of 1.4119949671467%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Normangee State Bank operate?

Normangee State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Normangee State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Normangee State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Normangee State Bank offer online and mobile banking?

Most modern institutions like Normangee State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.normangeestatebank.com.

Current Normangee State Bank Rates

  • 12-Month CD3.03%
  • 18-Month CD2.78%
  • 24-Month CD2.27%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.