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Firstmark Credit Union Rates & Review November 2026

Q: What are the current interest rates at Firstmark Credit Union?

Current rates for Firstmark Credit Union include: 12-Month CD: 3.35%, 18-Month CD: 3.45%, 24-Month CD: 3.30%, 60-Month CD: 3.40%, Savings: 0.25%, MMA: 1.75%

Q: What CD terms does Firstmark Credit Union offer?

Firstmark Credit Union CD rates are 3.60% APY for a 7 month CD, 3.85% APY for an 11 month CD, 3.50% APY for a 12 month CD, 3.45% APY for an 18 month CD, 3.30% APY for a 2 year CD and 3.40% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Firstmark Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Firstmark Credit Union's 11 Month Regular CD rates are at 3.85%, 7 Month Regular CD rates are at 3.60%, 1 Year Regular CD rates are at 3.50%, 18 Month Regular CD rates are at 3.45%, 5 Year Regular CD rates are at 3.40%. Firstmark Credit Union's savings rates are at 0.25%. Firstmark Credit Union's money market rates are at 1.75%. Firstmark Credit Union's checking rates are as high as 3.00%. Firstmark Credit Union's Jumbo - 15yr Loan rates are at 3.62%, Conventional Mortgage - 10yr rates are at 5.45%, Conventional Mortgage - 15yr rates are at 5.47%, 5/5 Jumbo ARM rates are at 6.12%, 5/5 ARM rates are at 6.16%. Firstmark Credit Union's Personal Loan Rates are as low as 8.49%. Firstmark Credit Union's Credit Card Rates are at 12.25%. Firstmark Credit Union's CD rates are 21% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Firstmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.40%. Rates last updated and verified on 10/29/2026.

Firstmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firstmark Credit Union? Share your experience about Firstmark Credit Union by leaving a review below, or read customer reviews before you decide to use Firstmark Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.40%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Firstmark Credit Union
Gold Canyon Corporate Office

2023 Gold Canyon Rd
San Antonio, TX 78232-1703

https://www.firstmarkcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Firstmark Credit Union CD Rates

Product	Rate	APY	Term
11 Month Regular CD	3.78%	3.85%	11 Months Promo
Min Deposit $500 Details Promotional term Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
7 Month Regular CD	3.54%	3.60%	7 Months Promo
Min Deposit $500 Details Promotional term Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
1 Year Regular CD	3.44%	3.50%	1 Year
Min Deposit $500 Details Also available as IRA CD Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
1 Year Youth CDs	3.44%	3.50%	1 Year
Min Deposit $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
18 Month Regular CD	3.40%	3.45%	18 Months
Min Deposit $500 Details Also available as IRA CD Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
5 Year Regular CD	3.35%	3.40%	5 Years
Min Deposit $500 Details Also available as IRA CD Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
1 Year Flex CDs	3.30%	3.35%	1 Year
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
3 Year Regular CD	3.30%	3.35%	3 Years
Min Deposit $500 Details Also available as IRA CD Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
2 Year Regular CD	3.25%	3.30%	2 Years
Min Deposit $500 Details Also available as IRA CD Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
6 Month Regular CD	3.20%	3.25%	6 Months
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
6 Month Youth CDs	3.20%	3.25%	6 Months
Min Deposit $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Savings Rates

Product	Rate	APY
Health Savings Accounts	0.25%	0.25%
Min Balance $15,000 Details Balance: $15,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Health Savings Accounts	0.20%	0.20%
Min Balance $5,000 Details Balance: $5,000.00-$14,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Health Savings Accounts	0.15%	0.15%
Min Balance $1,000 Details Balance: $1,000.00-$4,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Health Savings Accounts	0.10%	0.10%
Min Balance $0 Details Balance: $0.00-$999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Savings Accounts	0.05%	0.05%
Details Balance: All Balances Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Money Market Rates

Product	Rate	APY
MAX Money Market Accounts	1.74%	1.75%
Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	1.49%	1.50%
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	1.24%	1.25%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	1.00%	1.00%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	0.75%	0.75%
Min Balance $2,500 Details Balance: $2,500-$9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	0.50%	0.50%
Min Balance $250 Details Balance: $250-$2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
On Your Mark Money Market Accounts	0.50%	0.50%
Min Balance $250 Details Balance: $250 and Over; Consumer and Commercial Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
MAX Money Market Accounts	0.00%	0.00%
Min Balance $0 Details Balance: $0-$249.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
On Your Mark Money Market Accounts	0.00%	0.00%
Min Balance $0 Details Balance: Less Than $250; Consumer and Commercial Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 0.50% → 0.50% ▼ 0.00 pts · high 0.50% / low 0.01% Oct 13, 20260.50%▲ from 0.01% Sep 29, 20260.01%▼ from 0.50% Sep 14, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Checking Rates

Product	Rate	APY
Power of the Dollar MAX Checking	2.96%	3.00%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Power of the Dollar Checking	0.10%	0.10%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Organization Checking	0.05%	0.05%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Basic Checking	0.01%	0.01%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Plus Checking	0.05%	0.05%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Jumbo - 15yr Loan	3.625%	-	4.038%	15 years
Details Mortgage; 1% origination loan fee on Jumbo fifteen year loans Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Conventional Mortgage - 10yr	-	3.625%	5.448%	10 years
Details Payment per $10,000: $108; 1% origination loan fee may apply on Conventional 10 and 15 year loans (footnote *) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Conventional Mortgage - 15yr	-	3.875%	5.475%	15 years
Details Payment per $10,000: $82; 1% origination loan fee applies on Conventional 15 year loans (footnote *) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.48% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
5/5 Jumbo ARM	6.125%	-	6.097%	30 years
Details Mortgage; Payment per $10,000: $61; Jumbo 5/5 ARM 30yr Last Updated 10/29/2026 Rate History 6 changes since Sep 14, 2026 · 5.68% → 6.10% ▲ 0.42 pts · high 6.13% / low 5.68% Oct 29, 20266.10%▲ from 6.07% Oct 26, 20266.07%▼ from 6.12% Oct 19, 20266.12%▲ from 6.10% Oct 13, 20266.10%▼ from 6.13% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
5/5 ARM	-	-	6.155%
Details Adjustable rate mortgage; APR of 6.155% for the first 60 months (fixed initial period); purchase and refinance of residential property Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 6.17% → 6.16% ▼ 0.02 pts · high 6.17% / low 6.16% Oct 29, 20266.16%▼ from 6.17% Oct 19, 20266.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Jumbo - 30yr Loan	6.875%	-	7.016%	30 years
Details Mortgage; discount points associated with Jumbo thirty year loans Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.37% → 7.02% ▲ 0.65 pts · high 7.02% / low 6.37% Oct 26, 20267.02%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Conventional Mortgage - 30yr	6.875%	-	7.089%	30 years
Details Payment per $10,000: $67; discount points may apply on Conventional 30 year loans (footnote **) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.24%	60 months
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.89% → 6.24% ▼ 1.65 pts · high 7.89% / low 6.24% Sep 18, 20266.24%▼ from 7.89% Sep 14, 20267.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Loan	-	-	6.44%	84 months
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.09% → 6.44% ▼ 1.65 pts · high 8.09% / low 6.44% Sep 18, 20266.44%▼ from 8.09% Sep 14, 20268.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Loan	-	-	6.74%	120 months
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.39% → 6.74% ▼ 1.65 pts · high 8.39% / low 6.74% Sep 18, 20266.74%▼ from 8.39% Sep 14, 20268.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Line of Credit	-	-	6.875%
Details Variable APR based on Prime Rate; APR range 6.875% to 9.875% depending on credit profile and loan to value; maximum APR 18%; minimum initial advance $4,000; Power of the Dollar discounts do not apply Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.88% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Line of Credit	-	-	6.88%	240 - 300 months
Details Minimum loan amount: $25,000; Payment per $10,000 shown on page: $77 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.63% Sep 29, 20266.88%▲ from 6.63% Sep 14, 20266.63%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Loan	-	-	6.89%	180 months
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.54% → 6.89% ▼ 1.65 pts · high 8.54% / low 6.89% Sep 18, 20266.89%▼ from 8.54% Sep 14, 20268.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Loan	-	-	7.04%	240 months
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.19% → 7.04% ▼ 2.15 pts · high 9.19% / low 7.04% Sep 18, 20267.04%▼ from 9.19% Sep 14, 20269.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Equity Loan	-	-	7.24%	300 months
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Auto Loan	-	-	5.24%	36 months
Details As Low As Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.24% ▼ 0.25 pts · high 5.49% / low 5.24% Oct 9, 20265.24%▼ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New and Used Auto Loan	-	-	5.24%	48 months
Details As Low As Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.24% ▼ 0.25 pts · high 5.49% / low 5.24% Oct 9, 20265.24%▼ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New and Used Auto Loan	-	-	5.24%	66 months
Details As Low As; Loan minimum: $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.24% ▼ 0.25 pts · high 5.49% / low 5.24% Oct 9, 20265.24%▼ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New and Used Auto Loan	-	-	5.59%	67 - 75 months
Details As Low As; Loan minimum: $15,000 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 5.84% → 5.59% ▼ 0.25 pts · high 5.84% / low 5.59% Oct 9, 20265.59%▼ from 5.84% Sep 18, 20265.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New and Used Auto Loan	-	-	6.59%	76 - 84 months
Details As Low As; Loan minimum: $25,000 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 6.84% → 6.59% ▼ 0.25 pts · high 6.84% / low 6.59% Oct 9, 20266.59%▼ from 6.84% Sep 18, 20266.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boats - 36 months Loan	-	6.75%	36 months
Details As Low As; Loan Minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Boats - 48 months Loan	-	6.75%	48 months
Details As Low As; Loan Minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Boats - 60 months Loan	-	6.75%	60 months
Details As Low As; Loan Minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Motorcycles Loan	-	6.75%	36 months
Details As Low As; Loan minimum: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Motorcycles Loan	-	6.75%	48 months
Details As Low As; Loan minimum: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Motorcycles Loan	-	6.75%	60 months
Details As Low As; Loan minimum: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Recreational Vehicles Loan	-	6.75%	60 months
Details As Low As; Loan minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Motorcycles Loan	-	7.00%	72 months
Details As Low As; Loan minimum: $20,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Boats - 72 months Loan	-	7.25%	72 months
Details As Low As; Loan Minimum: $15,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Recreational Vehicles Loan	-	7.25%	84 months
Details As Low As; Loan minimum: $30,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	7.75%	36 months
Details As Low As; Minimum loan $10,000; Payment per $10,000: $312 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	7.75%	48 months
Details As Low As; Minimum loan $10,000; Payment per $10,000: $243 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	7.75%	60 months
Details As Low As; Minimum loan $10,000; Payment per $10,000: $202 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Motorcycle Loan	-	7.75%	36 months
Details As Low As; $5,000 Minimum loan; Payment per $10,000: $312 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Motorcycle Loan	-	7.75%	48 months
Details As Low As; $5,000 Minimum loan; Payment per $10,000: $243 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Motorcycle Loan	-	7.75%	60 months
Details As Low As; $5,000 Minimum loan; Payment per $10,000: $202 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Recreational Vehicles Loan	-	7.75%	60 months
Details As Low As; Loan Minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Boats - 84 months Loan	-	8.00%	84 months
Details As Low As; Loan Minimum: $25,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Motorcycles Loan	-	8.00%	84 months
Details As Low As; Loan minimum: $20,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Recreational Vehicles Loan	-	8.00%	120 months
Details As Low As; Loan minimum: $60,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Motorcycle Loan	-	8.00%	72 months
Details As Low As; $20,000 Minimum loan; Payment per $10,000: $175 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	8.25%	72 months
Details As Low As; Minimum loan $15,000; Payment per $10,000: $177 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Boats - 120 months Loan	-	8.50%	120 months
Details As Low As; Loan Minimum: $25,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
New Recreational Vehicles Loan	-	8.50%	144 months
Details As Low As; Loan minimum: $35,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Recreational Vehicles Loan	-	8.75%	84 months
Details As Low As; Loan Minimum: $30,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	9.00%	84 months
Details As Low As; Minimum loan $25,000; Payment per $10,000: $161 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Motorcycle Loan	-	9.00%	84 months
Details As Low As; $20,000 Minimum loan; Payment per $10,000: $161 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Recreational Vehicles Loan	-	9.00%	120 months
Details As Low As; Loan Minimum: $60,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Boats Loan	-	9.50%	120 months
Details As Low As; Minimum loan $25,000; Payment per $10,000: $129 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Used Recreational Vehicles Loan	-	9.50%	144 months
Details As Low As; Loan Minimum: $35,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Credit Card Rates

Product	Rate	APR
Firstmark ONE VISA Platinum	-	12.25%
Details APR range 12.25% - 18% depending on creditworthiness; minimum 650 FICO score required Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
VISA Platinum Low Rate	-	12.25%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Firstmark ONE VISA Platinum Rewards	-	15.25%
Details APR range 15.25% - 18% depending on creditworthiness; minimum 650 FICO score required Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 15.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
VISA Platinum Rewards	-	15.25%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 15.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Personal Loan Rates

Product	APR	Term
Spring Promotional Personal Loan	8.49%	12 to 60 months
Details APR range 8.49%-16.74%; loan amounts $2,000 to $10,000; minimum credit score 610 for promotional rate; not combinable with current personal loans; offer valid through May 31,2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loan - 12 months	9.99%	12 months
Details As Low As; Loan Minimum: $2,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loan - 24 months	9.99%	24 months
Details As Low As; Loan Minimum: $2,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loans	9.99%	12 to 60 months
Details As Low As; Rates as high as 18% APR; minimum loan amount $10,000 for 60 months Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loan - 36 months	10.49%	36 months
Details As Low As; Loan Minimum: $2,400 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loan - 48 months	10.99%	48 months
Details As Low As; Loan Minimum: $4,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Personal Loan - 60 months	11.49%	60 months
Details As Low As; Loan Minimum: $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Firstmark Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement Loan	-	-	7.89%	60 months
Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 6.24% → 7.89% ▲ 1.65 pts · high 7.89% / low 6.24% Oct 26, 20267.89%▲ from 6.24% Sep 18, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Improvement Loan	-	-	8.09%	84 months
Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Improvement Loan	-	-	8.39%	120 months
Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.39% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Improvement Loan	-	-	8.54%	180 months
Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.54% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Home Improvement Loan	-	-	9.19%	240 months
Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.19% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
Line of Credit	-	-	10.99%	Revolving
Details Revolving line of credit; APR per Line of Credit Terms table Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%
IRA Accounts	0.05%	-	0.05%
Details Balance: All Balances Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.40%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Firstmark Credit Union’s Texas Ratio rose from 3.74% in Q3 2023 to 4.40% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.3B	4.40%	5.0	A+
March 31, 2026	$1.3B	4.27%	5.0	A+
December 31, 2025	$1.2B	4.89%	5.0	A+
September 30, 2025	$1.2B	3.69%	5.0	A+
June 30, 2025	$1.2B	3.47%	5.0	A+
March 31, 2025	$1.2B	3.28%	5.0	A+
December 31, 2024	$1.2B	3.91%	5.0	A+
September 30, 2024	$1.2B	2.90%	5.0	A+
June 30, 2024	$1.2B	3.38%	5.0	A+
March 31, 2024	$1.2B	3.15%	5.0	A+
December 31, 2023	$1.2B	3.65%	5.0	A+
September 30, 2023	$1.2B	3.74%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Firstmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Firstmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firstmark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firstmark Credit Union

Website https://www.firstmarkcu.org

Address 2023 Gold Canyon Rd, San Antonio, TX 78232-1703

Phone 210-442-0100

Fax

President Matthew Ralph

CEO Wendy Cleveland

Full-Time Employees 230

Part-Time Employees 2

Branch Locations 12

ATM Locations 12

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.40%

Return on Assets (ROA)

0.3473%

Return on Equity (ROE)

3.6113%

Non-Performing Loans Ratio (NPL)

0.70%

Total Assets

1,290,509,302

Total Amount of Shares and Deposits

1,159,648,778

Total Shares and Deposits < 1 Year

1,130,318,123

Total Shares and Deposits 1 3 Years

27,764,844

Total Shares and Deposits > 3 Years

1,565,810

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

52,694,278

Total Uninsured Shares and Deposits > $250K (F+J)

52,694,278

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,106,954,500

Total Interest Expense (Sum of items 6 8)

8,970,344

Share Certificates

10,162

Number of Accounts for Share Drafts

57,322

IRA KEOGH Accounts

1,692

Number of Accounts for Regular Shares

93,698

All other shares

253

Money Market Shares

5,981

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

29,393,402

Total Liabilities

1,187,077,713

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Firstmark Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Firstmark Credit Union

Does Firstmark Credit Union offer CDs?

Yes. Firstmark Credit Union current CD rates include its 11 Month Regular CD at 3.85% APY, its 7 Month Regular CD at 3.60% APY and its 1 Year Regular CD at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Firstmark Credit Union NCUA insured?

Yes. Firstmark Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Firstmark Credit Union?

The highest Firstmark Credit Union CD rate is its 11 Month Regular CD at 3.85% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Firstmark Credit Union offer?

Firstmark Credit Union CD rates are 3.60% APY for a 7 month CD, 3.85% APY for an 11 month CD, 3.50% APY for a 12 month CD, 3.45% APY for an 18 month CD, 3.30% APY for a 2 year CD and 3.40% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Firstmark Credit Union for its full lineup.

What is the highest savings rate at Firstmark Credit Union?

The highest Firstmark Credit Union savings rate is its Health Savings Accounts at 0.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Firstmark Credit Union?

The highest Firstmark Credit Union money market rate is its MAX Money Market Accounts at 1.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Firstmark Credit Union?

The highest Firstmark Credit Union checking rate is its Power of the Dollar MAX Checking at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest mortgage rate at Firstmark Credit Union?

The lowest Firstmark Credit Union mortgage rate is its Jumbo - 15yr Loan at 3.625%, verified by MonitorBankRates as of October 29, 2026. Firstmark Credit Union mortgage rates are 6.875% for a 30 year mortgage, 5.475% APR for a 15 year mortgage, 5.448% APR for a 10 year mortgage and 6.155% APR for a 5/5 ARM.

What is the lowest auto loan rate at Firstmark Credit Union?

The lowest Firstmark Credit Union auto loan rate is its New and Used Auto Loan at 5.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Firstmark Credit Union?

The lowest Firstmark Credit Union personal loan rate is its Spring Promotional Personal Loan at 8.49% APR, verified by MonitorBankRates as of October 29, 2026. Firstmark Credit Union personal loan rates are 9.99% APR for a 12 month personal loan, 9.99% APR for a 24 month personal loan, 10.49% APR for a 36 month personal loan, 10.99% APR for a 48 month personal loan and 11.49% APR for a 60 month personal loan.

What is the lowest credit card APR at Firstmark Credit Union?

The lowest Firstmark Credit Union credit card APR is its Firstmark ONE VISA Platinum Credit Card at 12.25% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Firstmark Credit Union operate?

Firstmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firstmark Credit Union?

Yes, to access services at Firstmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firstmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firstmark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firstmark Credit Union offer online and mobile banking?

Most modern institutions like Firstmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstmarkcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Firstmark Credit Union rates compare?

Firstmark Credit Union's CD rates are 21% higher than the MonitorBankRates national average, and it has an A+ health rating. Firstmark Credit Union's top rates are its 11 Month Regular CD at 3.85% APY, its Health Savings Accounts at 0.25% APY, its MAX Money Market Accounts at 1.75% APY, its Power of the Dollar MAX Checking at 3.00% APY, its Jumbo - 15yr Loan at 3.625%, its Spring Promotional Personal Loan at 8.49% APR and its Firstmark ONE VISA Platinum Credit Card at 12.25% APR, verified by MonitorBankRates on October 29, 2026.

Current Firstmark Credit Union Rates

12-Month CD3.35%
18-Month CD3.45%
24-Month CD3.30%
60-Month CD3.40%
Savings0.25%
MMA1.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Firstmark Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Firstmark Credit Union Texas Ratio

Firstmark Credit Union Health Trend

Firstmark Credit Union CD Rates

Firstmark Credit Union Savings Rates

Firstmark Credit Union Money Market Rates

Firstmark Credit Union Checking Rates

Firstmark Credit Union Business Checking Rates

Firstmark Credit Union Mortgage Rates

Firstmark Credit Union Home Equity & HELOC

Firstmark Credit Union Auto Loan Rates

Firstmark Credit Union RV, Boat and Powersport Loan Rates

Firstmark Credit Union Credit Card Rates

Firstmark Credit Union Personal Loan Rates

Firstmark Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Firstmark Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Firstmark Credit Union

Does Firstmark Credit Union offer CDs?

Are CDs from Firstmark Credit Union NCUA insured?

What is the highest CD rate at Firstmark Credit Union?

What CD terms does Firstmark Credit Union offer?

What is the highest savings rate at Firstmark Credit Union?

What is the highest money market rate at Firstmark Credit Union?

What is the highest checking rate at Firstmark Credit Union?

What is the lowest mortgage rate at Firstmark Credit Union?

What is the lowest auto loan rate at Firstmark Credit Union?

What is the lowest personal loan rate at Firstmark Credit Union?

What is the lowest credit card APR at Firstmark Credit Union?

How many branches does Firstmark Credit Union operate?

Is a member application needed to join Firstmark Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Firstmark Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Firstmark Credit Union rates compare?

Current Firstmark Credit Union Rates

Compare to Other Credit Unions