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Firstmark Credit Union Rates & Review March 2026

Firstmark Credit Union's 7-Month CD rates are at 3.80%, Regular CDs 7 month Promo rates are at 3.80%, Regular CDs 11 month Promo rates are at 3.75%, CD regulares 6 Meses rates are at 3.50%, Regular CDs 1 Year rates are at 3.50%. Firstmark Credit Union's savings rates are at 0.05%. Firstmark Credit Union's money market rates are at 0.00%. Firstmark Credit Union's Jumbo 15yr rates are at 3.62%, Conventional 10yr rates are at 3.62%, Conventional 15yr rates are at 3.88%, 5/5 Adjustable-Rate Mortgage (ARM) rates are at 5.50%, 5/5 ARM rates are at 5.50%. Firstmark Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Firstmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.95%. Rates were last updated on 03/26/2026.

Firstmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firstmark Credit Union? Share your experience about Firstmark Credit Union by leaving a review below, or read customer reviews before you decide to use Firstmark Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.95%
Excellent Lower than avg
Firstmark Credit Union
Gold Canyon Corporate Office
2023 Gold Canyon Rd
San Antonio, TX 78232 1703
https://www.firstmarkcu.org
Member NCUA

Firstmark Credit Union CD Rates

Product Rate APY Term View More
7-Month CD - 3.80% 7
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 7 month Promo 3.74% 3.80% 7 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 11 month Promo 3.69% 3.75% 11 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
CD regulares 6 Meses 3.45% 3.50% 6 Meses
Details $5009
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 1 Year 3.44% 3.50% 1 Year
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 6 month 3.45% 3.50% 6 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Youth CDs 1 Year 3.44% 3.50% 1 Year
Details $1009
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Youth CDs 6 month 3.45% 3.50% 6 Months
Details $1009
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
CD regulares 18 meses 3.40% 3.45% 18 meses
Details $5009
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 18 month 3.40% 3.45% 18 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 5 Years 3.35% 3.40% 5 Years
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Flex CDs 1 Year 3.30% 3.35% 1 Year
Details $250
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 3 Years 3.30% 3.35% 3 Years
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Regular CDs 2 Years 3.25% 3.30% 2 Years
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Savings Rates

Product Rate APY View More
Health Savings Accounts 0.25% 0.25%
Min Balance $15,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Health Savings Accounts 0.20% 0.20%
Min Balance $5,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Health Savings Accounts 0.15% 0.15%
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Health Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Savings Accounts 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Money Market Rates

Product Rate APY View More
MAX Money Market Accounts 1.74% 1.75%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts 1.49% 1.50%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts 1.24% 1.25%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts 1.00% 1.00%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts 0.75% 0.75%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts 0.50% 0.50%
Min Balance $250
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
On Your Mark® Money Market Accounts 0.50% 0.50%
Min Balance $250
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
MAX Money Market Accounts - 0.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
On Your Mark® Money Market Accounts - 0.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Checking Rates

Product Rate APY View More
Power of the Dollar® MAX Checking 2.96% 3.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Power of the Dollar® Plus Checking 0.15% 0.15%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Power of the Dollar® Checking 0.10% 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Business Plus Checking 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Organization Checking 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Basic Checking 0.01% 0.01%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Mortgage Rates

Product Rate Points APR Term View More
Jumbo 15yr 3.63% - 4.04% 15yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Conventional 10yr 3.63% - 5.45% 10yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Conventional 15yr 3.88% - 5.48% 15yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
5/5 Adjustable-Rate Mortgage (ARM) 5.50% - 5.74% 30
Details Spring Discounts are Here! Save thousands on your mortgage. Select terms eligible for a .50% automatic rate discount. 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
5/5 ARM 5.50% - 5.74% 30yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Jumbo 30yr 6.13% - 6.23% 30yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
30yr Jumbo ARM 5.50% - 6.29%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Conventional 30yr 6.13% - 6.29% 30yr
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Motocicletas nuevas - - 6.75% 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Motocicletas nuevas - - 7.00% 72
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
On Your Mark® Mortgage 7.00% - 7.17% 30
Details Spring Discounts are Here! Save thousands on your mortgage. Select terms eligible for a .50% automatic rate discount. 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Motocicletas nuevas - - 8.00% 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.24% 60
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity - - 6.30% 84
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity - - 6.51% 120
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity - - 6.58% 180
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity Line of Credit - - 6.63%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity - - 6.69% 240
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Home Equity - - 6.87% 300
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.49%
Details As Low As; APR shown includes a 0.50% discount for Power of the Dollar® _Plus_ or Power of the Dollar® MAX checking account holders. APR will increase by 0.50% if applicant does not have a Power of the Dollar® _Plus_ or Power of the Dollar® MAX checking account. Applicant may be eligible for additional discounts. Rates accurate as of 03/26/2026. Floor rate is 5.24% APR. For example, on a $10,000 loan at 5.49% for 36 months, you will make 36 payments of approximately $302. Subject to normal credit, underwriting, and collateral value guidelines. Rates and terms are subject to change without prior notice. Interest will accrue during the deferment period for the 60-day no payment option. Other restrictions apply. This offer does not apply to existing Firstmark vehicle loans. An additional 2% will be added to the qualifying APR for all title secured loans up to 66 months
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
New and Used Auto Loans - - 5.49% 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
New and Used Auto Loans - - 5.84% 67 - 75
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
New and Used Auto Loans - - 6.84% 76 - 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Credit Card Rates

Product Rate APR View More
Tarifa baja VISA Platinum - 12.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
VISA Platinum Low Rate - 12.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Recompensas VISA Platinum - 15.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
VISA Platinum Rewards - 15.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Firstmark Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.49%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Personal Loans - 10.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Personal Loans - 11.49%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%
Personal Loans - 11.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.95%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firstmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firstmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firstmark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firstmark Credit Union
Address 2023 Gold Canyon Rd, San Antonio, TX 78232 1703
Phone 210-342-8484
Fax
President Donald Pinson
CEO Wendy Cleveland
Full-Time Employees 232
Part-Time Employees 2
Branch Locations 12
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.95%
Return on Assets (ROA)
0.0467%
Return on Equity (ROE)
0.4517%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
1,220,850,029
Total Amount of Shares and Deposits
1,092,490,846
Total Shares and Deposits < 1 Year
1,062,260,930
Total Shares and Deposits 1 3 Years
28,067,867
Total Shares and Deposits > 3 Years
2,162,049
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,174,755
Total Uninsured Shares and Deposits > $250K (F+J)
44,174,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,048,316,091
Total Interest Expense (Sum of items 6 8)
13,013,244
Share Certificates
9,105
Number of Accounts for Share Drafts
57,936
IRA KEOGH Accounts
1,726
Number of Accounts for Regular Shares
96,534
All other shares
258
Money Market Shares
6,069
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
63,644,693
Total Liabilities
1,121,221,761
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Firstmark Credit Union

Is Firstmark Credit Union a safe place to deposit money?

Yes, Firstmark Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9499047567776%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Firstmark Credit Union operate?

Firstmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firstmark Credit Union?

Yes, to access services at Firstmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firstmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firstmark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firstmark Credit Union offer online and mobile banking?

Most modern institutions like Firstmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstmarkcu.org.

Current Firstmark Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.45%
  • 24-Month CD3.30%
  • 60-Month CD3.40%
  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.