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 Firstmark Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Firstmark Credit Union's 11 Month Regular CDs rates are at 3.85%, 7 Month Regular CDs rates are at 3.60%, 1 Year Regular CDs rates are at 3.50%, 1 Year Youth CDs rates are at 3.50%, 18 Month Regular CDs rates are at 3.45%. Firstmark Credit Union's savings rates are at 0.05%. Firstmark Credit Union's money market rates are at 0.01%. Firstmark Credit Union's Jumbo Loan rates are at 3.62%, 5/5 Jumbo ARM rates are at 5.82%, Jumbo Loan rates are at 6.62%. Firstmark Credit Union's Personal Loan Rates are as low as 9.99%. Firstmark Credit Union's Credit Card Rates are at 12.25%. MonitorBankRates evaluates the financial stability of Firstmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.27%. Rates last updated and verified on 09/22/2026. Firstmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firstmark Credit Union? Share your experience about Firstmark Credit Union by leaving a review below, or read customer reviews before you decide to use Firstmark Credit Union. Firstmark Credit Union
Gold Canyon Corporate Office 2023 Gold Canyon Rd
https://www.firstmarkcu.org San Antonio, TX 78232-1703 
Firstmark Credit Union CD Rates
Firstmark Credit Union Savings Rates
Firstmark Credit Union Money Market Rates
Firstmark Credit Union Checking Rates
Firstmark Credit Union Mortgage Rates
Firstmark Credit Union Home Equity & HELOC
Firstmark Credit Union Auto Loan Rates
Firstmark Credit Union RV, Boat and Powersport Loan Rates
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Firstmark Credit Union Personal Loan Rates
Firstmark Credit Union Other Rates
Financial Health HistoryFirstmark Credit Union’s Texas Ratio rose from 2.05% in Q2 2023 to 4.27% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Firstmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firstmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Firstmark Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Firstmark Credit Union
Website
https://www.firstmarkcu.org
Address
2023 Gold Canyon Rd,
San Antonio, TX 78232-1703
Phone
210-442-0100
Fax
President
Donald Pinson
CEO
Wendy Cleveland
Full-Time Employees
224
Part-Time Employees
2
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.27%
Return on Assets (ROA)
0.1704%
Return on Equity (ROE)
1.7703%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
1,273,533,336
Total Amount of Shares and Deposits
1,148,947,548
Total Shares and Deposits < 1 Year
1,119,262,590
Total Shares and Deposits 1 3 Years
28,257,228
Total Shares and Deposits > 3 Years
1,427,730
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
53,153,359
Total Uninsured Shares and Deposits > $250K (F+J)
53,153,359
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,095,794,189
Total Interest Expense (Sum of items 6 8)
4,390,192
Share Certificates
10,022
Number of Accounts for Share Drafts
57,826
IRA KEOGH Accounts
1,701
Number of Accounts for Regular Shares
96,506
All other shares
256
Money Market Shares
6,048
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
86,782,375
Total Liabilities
1,172,085,524
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Firstmark Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Firstmark Credit UnionHow many branches does Firstmark Credit Union operate?Firstmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Firstmark Credit Union?Yes, to access services at Firstmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Firstmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Firstmark Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Firstmark Credit Union offer online and mobile banking?Most modern institutions like Firstmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstmarkcu.org. Current Firstmark Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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