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iAdvertiser Disclosure
Advertiser Disclosure
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UFCW Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
UFCW Community Credit Union's CD - 6 month rates are at 4.00%, CD - 12 month rates are at 3.50%, CD - 24 month rates are at 2.50%, CD - 36 month rates are at 2.50%, CD - 48 month rates are at 2.40%. UFCW Community Credit Union's Personal Loan Rates are as low as 10.25%. UFCW Community Credit Union's Credit Card Rates are at 7.90%. UFCW Community Credit Union's CD rates are in line with the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of UFCW Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.42%. Rates last updated and verified on 10/30/2026. UFCW Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UFCW Community Credit Union? Share your experience about UFCW Community Credit Union by leaving a review below, or read customer reviews before you decide to use UFCW Community Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. UFCW Community Credit Union CD Rates
UFCW Community Credit Union Savings Rates
UFCW Community Credit Union Home Equity & HELOC
UFCW Community Credit Union Auto Loan Rates
UFCW Community Credit Union Credit Card Rates
UFCW Community Credit Union Personal Loan Rates
UFCW Community Credit Union Other Rates
Financial Health HistoryUFCW Community Credit Union’s Texas Ratio fell from 3.30% in Q3 2023 to 2.42% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UFCW Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UFCW Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UFCW Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UFCW Community Credit Union
Website
http://www.ufcwpa.org
Address
377 Wyoming Ave,
Wyoming, PA 18644
Phone
570-693-0500
Fax
570-693-6161
President
David Lewis
CEO
Kimberly DeAngelo
Full-Time Employees
41
Part-Time Employees
3
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.42%
Return on Assets (ROA)
0.7528%
Return on Equity (ROE)
4.9050%
Non-Performing Loans Ratio (NPL)
1.18%
Total Assets
181,353,857
Total Amount of Shares and Deposits
158,876,055
Total Shares and Deposits < 1 Year
157,982,999
Total Shares and Deposits 1 3 Years
551,928
Total Shares and Deposits > 3 Years
341,126
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,184,894
Total Uninsured Shares and Deposits > $250K (F+J)
4,184,894
Total Insured Shares and Deposits > $250K (item 17 less item K)
154,691,161
Total Interest Expense (Sum of items 6 8)
561,527
Share Certificates
1,207
Number of Accounts for Share Drafts
11,387
IRA KEOGH Accounts
485
Number of Accounts for Regular Shares
16,685
All other shares
74
Money Market Shares
2,040
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
35,764,420
Total Liabilities
153,522,234
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for UFCW Community Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for UFCW Community Credit Union
Frequently Asked Questions About UFCW Community Credit UnionDoes UFCW Community Credit Union offer CDs?Yes. UFCW Community Credit Union current CD rates include its CD - 6 month at 4.00% APY, its CD - 12 month at 3.50% APY and its CD - 24 month at 2.50% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from UFCW Community Credit Union NCUA insured?Yes. UFCW Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at UFCW Community Credit Union?The highest UFCW Community Credit Union CD rate is its CD - 6 month at 4.00% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does UFCW Community Credit Union offer?UFCW Community Credit Union CD rates are 4.00% APY for a 6 month CD, 3.50% APY for a 12 month CD, 2.50% APY for a 2 year CD, 2.50% APY for a 3 year CD, 2.40% APY for a 4 year CD and 2.30% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with UFCW Community Credit Union for its full lineup. What is the lowest auto loan rate at UFCW Community Credit Union?The lowest UFCW Community Credit Union auto loan rate is its New Vehicle Loans (2024 - 2026) at 3.70% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at UFCW Community Credit Union?The lowest UFCW Community Credit Union personal loan rate is its Signature Loans at 10.25% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at UFCW Community Credit Union?The lowest UFCW Community Credit Union credit card APR is its Visa Platinum or Secured Credit Card at 7.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does UFCW Community Credit Union operate?UFCW Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UFCW Community Credit Union?Yes, to access services at UFCW Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UFCW Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UFCW Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does UFCW Community Credit Union offer online and mobile banking?Most modern institutions like UFCW Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ufcwpa.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do UFCW Community Credit Union rates compare?UFCW Community Credit Union's CD rates are in line with the MonitorBankRates national average, and it has an A+ health rating. UFCW Community Credit Union's top rates are its CD - 6 month at 4.00% APY, its Signature Loans at 10.25% APR and its Visa Platinum or Secured Credit Card at 7.90% APR, verified by MonitorBankRates on October 30, 2026. Current UFCW Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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