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TrueCore Federal Credit Union Rates & Review April 2026

TrueCore Federal Credit Union's 13 month* CD rates are at 3.50%, 7 month* CD rates are at 3.45%, 60 month CD rates are at 2.75%, 48 month CD rates are at 2.45%, 36 month CD rates are at 1.90%. TrueCore Federal Credit Union's savings rates are at 0.05%. TrueCore Federal Credit Union's money market rates are at 0.50%. TrueCore Federal Credit Union's Personal Loan Rates are at 8.42%. MonitorBankRates evaluates the financial stability of TrueCore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.61%. Rates were last updated on 04/17/2026.

TrueCore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TrueCore Federal Credit Union? Share your experience about TrueCore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TrueCore Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.61%
Excellent Lower than avg
TrueCore Federal Credit Union
TrueCore Federal Credit Union
215 Deo Dr
newark, OH 43055 3048
https://www.truecore.org
Member NCUA

TrueCore Federal Credit Union CD Rates

Product Rate APY Term View More
13 month* Certificate - 3.50% 13 Months*
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
7 month* Certificate - 3.45% 7 Months*
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
60 month Certificate - 2.75% 60 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
48 month Certificate - 2.45% 48 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
36 month Certificate - 1.90% 36 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
24 month Certificate - 1.75% 24 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
18 month Certificate - 1.50% 18 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Certificate - 1.25% 12 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Dollar Dog and Money 101 Club Certificate 1.24% 1.25% 12 Months
Min Deposit $250
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Dollar Dog Club Certificate - 1.25% 12 months
Min Deposit $250
Details Ages 12 and under
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
12 month Money 101 Club Certificate - 1.25% 12 months
Min Deposit $250
Details Ages 13-18
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
6 month Certificate - 1.00% 6 Months
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings Clubs 3.45% 3.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Club Accounts 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Share Savings 0.05% 0.05%
Min Balance $200
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Special Savers 0.05% 0.05%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.00% 1.00%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market 0.85% 0.85%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Money Market 0.50% 0.50%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacant Land Loans - - 6.50% Up to 60 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity - - 6.50% Up to 60 Months
Details As Low As; 80% LTV*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Fixed Rate Home Equity - - 6.75% 61 - 120 Months
Details As Low As; Up to 80% LTV*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Interest-only Home Equity Line of Credit - - 6.75% 10 year draw 15-year amortization
Details As Low As; Up to 80% LTV**
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Fixed Rate Home Equity - - 7.00% 121 - 180 Months
Details As Low As; Up to 80% LTV*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Interest-only Home Equity Line of Credit - - 7.75% 10 year draw 15-year amortization
Details As Low As; 85% LTV**
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Interest-only Home Equity Line of Credit - - 8.25% 10 year draw 15-year amortization
Details As Low As; 90% LTV**
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

TrueCore Federal Credit Union Personal Loan Rates

Product Rate APR View More
Signature (Personal) Loans 7.74% 8.42%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Signature (Personal) Loans 7.49% 8.48%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Signature (Personal) Loans 7.99% 8.51%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Signature (Personal) Loans 6.74% 8.61%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%
Signature (Personal) Loans 8.99% 9.42%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.61%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TrueCore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TrueCore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TrueCore Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TrueCore Federal Credit Union
Address 215 Deo Dr, newark, OH 43055 3048
Phone 740-345-6608
Fax
President Benjamin Boring
CEO Jason Hall
Full-Time Employees 57
Part-Time Employees 4
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.61%
Return on Assets (ROA)
0.3993%
Return on Equity (ROE)
4.2851%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
239,817,644
Total Amount of Shares and Deposits
215,666,366
Total Shares and Deposits < 1 Year
212,411,912
Total Shares and Deposits 1 3 Years
2,879,113
Total Shares and Deposits > 3 Years
375,341
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,084,186
Total Uninsured Shares and Deposits > $250K (F+J)
5,084,186
Total Insured Shares and Deposits > $250K (item 17 less item K)
210,582,180
Total Interest Expense (Sum of items 6 8)
1,657,109
Share Certificates
1,988
Number of Accounts for Share Drafts
13,816
IRA KEOGH Accounts
593
Number of Accounts for Regular Shares
28,096
Money Market Shares
575
Net Income (unless the amount is already included in Undivided Earnings)
957,526
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,008,181
Total Liabilities
220,063,952
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TrueCore Federal Credit Union

Is TrueCore Federal Credit Union a safe place to deposit money?

Yes, TrueCore Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.605044848573%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TrueCore Federal Credit Union operate?

TrueCore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TrueCore Federal Credit Union?

Yes, to access services at TrueCore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TrueCore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TrueCore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TrueCore Federal Credit Union offer online and mobile banking?

Most modern institutions like TrueCore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.truecore.org.

Current TrueCore Federal Credit Union Rates

  • 12-Month CD1.25%
  • 18-Month CD1.50%
  • 24-Month CD1.75%
  • 60-Month CD2.75%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.