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TrueCore Federal Credit Union Rates & Review November 2026

TrueCore Federal Credit Union's 26 Month CD - TruePerks rates are at 4.15%, 13 Month CD - TruePerks rates are at 4.10%, 7 Month CD - TruePerks rates are at 4.05%, 13 Month CD rates are at 4.00%, 26 Month CD rates are at 4.00%. TrueCore Federal Credit Union's savings rates are at 0.05%. TrueCore Federal Credit Union's money market rates are at 1.00%. TrueCore Federal Credit Union's checking rates are as high as 3.50%. TrueCore Federal Credit Union's Personal Loan Rates are as low as 8.42%. TrueCore Federal Credit Union's CD rates are 7% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of TrueCore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates last updated and verified on 10/28/2026.

TrueCore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TrueCore Federal Credit Union? Share your experience about TrueCore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TrueCore Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.77%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
TrueCore Federal Credit Union
TrueCore Federal Credit Union
215 Deo Dr
newark, OH 43055-3048
https://www.truecore.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

TrueCore Federal Credit Union CD Rates

Product Rate APY Term View More
26 Month Share Certificate - TruePerks - 4.15% 26 months
Min Deposit $500
Details TruePerks Membership Rewards APY; Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
3.25%3.95%4.65%Oct 12, 2026: 3.75% APYOct 15, 2026: 4.15% APYOct 12, 2026Nov 2, 2026
  • Oct 15, 20264.15%▲ from 3.75%
  • Oct 12, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
13 Month Share Certificate - TruePerks - 4.10% 13 months
Min Deposit $500
Details TruePerks Membership Rewards APY; Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Oct 12, 2026: 3.70% APYOct 15, 2026: 4.10% APYOct 12, 2026Nov 2, 2026
  • Oct 15, 20264.10%▲ from 3.70%
  • Oct 12, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
7 Month Share Certificate - TruePerks - 4.05% 7 months
Min Deposit $500
Details TruePerks Membership Rewards APY; Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 3.65% → 4.05% ▲ 0.40 pts · high 4.05% / low 3.65%
3.15%3.85%4.55%Oct 12, 2026: 3.65% APYOct 15, 2026: 4.05% APYOct 12, 2026Nov 2, 2026
  • Oct 15, 20264.05%▲ from 3.65%
  • Oct 12, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
13 Month Share Certificate - 4.00% 13 months
Min Deposit $500
Details Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
26 Month Share Certificate - 4.00% 26 months
Min Deposit $500
Details Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
7 Month Share Certificate - 4.00% 7 months
Min Deposit $500
Details Limited time offer; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
60 Month Share Certificate - TruePerks - 3.00% 60 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Oct 12, 2026: 3.00% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
60 Month Share Certificate - 2.75% 60 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 25, 2026: 2.75% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
48 Month Share Certificate - TruePerks - 2.65% 48 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 2.65% APY · checked 4 times
2.15%2.65%3.15%Oct 12, 2026: 2.65% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
48 Month Share Certificate - 2.45% 48 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.45% APY · checked 6 times
1.95%2.45%2.95%Sep 25, 2026: 2.45% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
36 Month Share Certificate - TruePerks - 2.05% 36 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 2.05% APY · checked 4 times
1.55%2.05%2.55%Oct 12, 2026: 2.05% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
36 Month Share Certificate - 1.90% 36 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.90% APY · checked 6 times
1.40%1.90%2.40%Sep 25, 2026: 1.90% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
24 Month Share Certificate - TruePerks - 1.85% 24 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 1.85% APY · checked 4 times
1.35%1.85%2.35%Oct 12, 2026: 1.85% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
24 Month Share Certificate - 1.75% 24 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 25, 2026: 1.75% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
18 Month Share Certificate - TruePerks - 1.60% 18 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 1.60% APY · checked 4 times
1.10%1.60%2.10%Oct 12, 2026: 1.60% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
18 Month Share Certificate - 1.50% 18 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
12 Month Share Certificate - TruePerks - 1.30% 12 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 1.30% APY · checked 4 times
0.80%1.30%1.80%Oct 12, 2026: 1.30% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
12 Month Dollar Dog Club and Money 101 Club Certificate - 1.25% 12 Months
Min Deposit $250
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 1.25% APY · checked 5 times
0.75%1.25%1.75%Oct 8, 2026: 1.25% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
12 Month Dollar Dog Club Certificate - 1.25% 12 months
Min Deposit $250
Details Ages: 12 and under; Who: Ages 12 and under
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Oct 8, 2026: 1.25% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
12 Month Money 101 Club Certificate - 1.25% 12 months
Min Deposit $250
Details Ages: 13-18; Who: Ages 13-18
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Oct 8, 2026: 1.25% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
12 Month Share Certificate - 1.25% 12 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
6 Month Share Certificate - TruePerks - 1.05% 6 months
Min Deposit $500
Details TruePerks Membership Rewards APY; APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 1.05% APY · checked 4 times
0.55%1.05%1.55%Oct 12, 2026: 1.05% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
6 Month Share Certificate - 1.00% 6 months
Min Deposit $500
Details APY accurate as of September 24, 2026; penalty applies for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Savings Rates

Product Rate APY View More
Club Accounts 0.05% 0.05%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Share Savings 0.05% 0.05%
Min Balance $200
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Special Savers 0.05% 0.05%
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.995% 1.00%
Min Balance $100,000
Details Balance: $100,000.00 and over; A minimum daily balance of $5,000 is required in the account each day to earn dividends; Dividend rates are variable and subject to change monthly without notice after the account is opened
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Account 0.847% 0.85%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; A minimum daily balance of $5,000 is required in the account each day to earn dividends; Dividend rates are variable and subject to change monthly without notice after the account is opened
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 0.85% APY · checked 2 times
0.35%0.85%1.35%Oct 23, 2026: 0.85% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Account 0.747% 0.75%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; A minimum daily balance of $5,000 is required in the account each day to earn dividends; Dividend rates are variable and subject to change monthly without notice after the account is opened
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 23, 2026: 0.75% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Account 0.499% 0.50%
Min Balance $5,000
Details Balance: $5,000 - $24,999.99; A minimum daily balance of $5,000 is required in the account each day to earn dividends; Dividend rates are variable and subject to change monthly without notice after the account is opened
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 23, 2026: 0.50% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Checking Rates

Product Rate APY View More
Smart Start Checking 3.445% 3.50%
Details Ages: 13-17; Smart Start Checking Rates (ages 13-17); no minimum balance required to open or obtain the disclosed APY
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity - - 6.50% Up to 60 Months
Details As Low As; 80% LTV; Fixed second mortgage loans
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Oct 8, 2026: 6.50% APROct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Fixed Rate Home Equity - - 6.75% 61 - 120 Months
Details As Low As; Up to 80% LTV; Fixed second mortgage loans
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Oct 8, 2026: 6.75% APROct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Fixed Rate Home Equity - - 7.00% 121 - 180 Months
Details As Low As; Up to 80% LTV; Fixed second mortgage loans
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 4 times
6.50%7.00%7.50%Oct 8, 2026: 7.00% APROct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Interest-only Home Equity Line of Credit 7.00% - 7.00%
Details As Low As; Up to 80% LTV; Variable rate based on Prime Rate index plus margin
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 23, 2026: 7.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Interest-only Home Equity Line of Credit 8.50% - 8.50%
Details As Low As; 85% LTV; (Prime + 1.50%) Today's Prime Rate = 7.00%; Variable rate based on Prime Rate index plus margin
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Oct 23, 2026: 8.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Autos & Trucks (2026-2027) 4.74% - 5.083% Up to 60 months
Details As Low As; Rate and APR based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 5.08% APR · checked 5 times
4.58%5.08%5.58%Oct 4, 2026: 5.08% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
New Autos & Trucks (2026-2027) 4.99% - 5.279% 61 to 72 Months
Details As Low As; Minimum loan $15,000; Rate and APR based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 5.28% APR · checked 5 times
4.78%5.28%5.78%Oct 4, 2026: 5.28% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Autos & Trucks 4.99% - 5.333% Up to 60 Months
Details As Low As; Year: 2023-2025; Rate - 5.333% APR
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 5.33% APR · checked 8 times
4.83%5.33%5.83%Sep 16, 2026: 5.33% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Autos & Trucks 5.49% - 5.781% 61 to 72 Months
Details As Low As; Year: 2023-2025; Minimum loan: $15,000 (min. $15,000)
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 5.78% APR · checked 8 times
5.28%5.78%6.28%Sep 16, 2026: 5.78% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
New Autos & Trucks (2026-2027) 5.74% - 5.993% 73 to 84 Months
Details As Low As; Minimum loan $20,000; Rate and APR based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 5.99% APR · checked 5 times
5.49%5.99%6.49%Oct 4, 2026: 5.99% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Autos & Trucks 5.99% - 6.337% Up to 60 Months
Details As Low As; Year: 2021-2022
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 6.34% APR · checked 8 times
5.84%6.34%6.84%Sep 16, 2026: 6.34% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
New Autos & Trucks (2026-2027) 6.74% - 6.967% 85 to 96 Months
Details As Low As; Minimum loan $30,000; Rate and APR based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 6.97% APR · checked 5 times
6.47%6.97%7.47%Oct 4, 2026: 6.97% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Autos & Trucks 6.99% - 7.376% Up to 54 Months
Details As Low As; Year: 2020 and Older
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.38% APR · checked 8 times
6.88%7.38%7.88%Sep 16, 2026: 7.38% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles New (2026 - 2027) Loan 5.24% 5.757% Up to 60 Months
Details As Low As; Rate - 5.24% Rate - 5.757% APR; Rates effective as of October 1, 2026; based on TruePerks membership and a credit score of 700 or better; APR calculation based on $20,000 loan and $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 5.76% APR · checked 3 times
5.26%5.76%6.26%Oct 15, 2026: 5.76% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
UTV/ATV New (2026 - 2027) Loan 5.74% 6.09% Up to 72 Months
Details As Low As; New financing only; refinancing of existing loans is not eligible; based on TruePerks membership and a credit score of 700 or better; maximum loan size $50,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.09% APR · checked 4 times
5.59%6.09%6.59%Oct 12, 2026: 6.09% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Motorcycles New (2026 - 2027) Loan 5.74% 6.179% 61 to 72 Months
Details As Low As; Minimum loan $15,000; Rates effective as of October 1, 2026; based on TruePerks membership and a credit score of 700 or better; APR calculation based on $20,000 loan and $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.18% APR · checked 3 times
5.68%6.18%6.68%Oct 15, 2026: 6.18% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Boats and RVs New (2026 - 2027) Loan 6.24% 6.448% Up to 60 Months
Details As Low As; Rates effective as of October 1, 2026; Rate based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.45% APR · checked 2 times
5.95%6.45%6.95%Oct 23, 2026: 6.45% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Motorcycle Loan 6.24% 6.939% Up to 60 Months
Details As Low As; Used (2025 and older); Rate and terms effective as of October 1, 2026; based on TruePerks membership and credit score of 700 or better; APR calculated on $15,000 loan amount and $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.94% APR · checked 3 times
6.44%6.94%7.44%Oct 12, 2026: 6.94% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Boats and RVs Loan 6.74% 6.949% Up to 60 Months
Details As Low As; Used (2025 and older); Rates effective as of October 1, 2026; APR calculated on $50,000 loan with $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 23, 2026: 6.95% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
UTV/ATV New (2026 - 2027) Loan 6.74% 7.048% 73-84 Months
Details As Low As; New financing only; refinancing of existing loans is not eligible; based on TruePerks membership and a credit score of 700 or better; maximum loan size $50,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.05% APR · checked 4 times
6.55%7.05%7.55%Oct 12, 2026: 7.05% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
UTV/ATV Used (2019 - 2025) Loan 6.74% 7.094% Up to 72 Months
Details As Low As; Used (2019 - 2025); New financing only; refinancing of existing loans is not eligible; based on TruePerks membership and a credit score of 700 or better; APR calculation based on $25,000.00 loan amount and $249.00 processing fee; maximum loan size $50,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.09% APR · checked 4 times
6.59%7.09%7.59%Oct 12, 2026: 7.09% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Motorcycle Loan 6.74% 7.334% 61 - 72 Months
Details As Low As; Used (2025 and older); Minimum loan $15,000; Rate and terms effective as of October 1, 2026; based on TruePerks membership and credit score of 700 or better; APR calculated on $15,000 loan amount and $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.33% APR · checked 3 times
6.83%7.33%7.83%Oct 12, 2026: 7.33% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Boats and RVs New (2026 - 2027) Loan 7.24% 7.377% 61 to 96 Months
Details As Low As; Minimum loan $20,000; Rates effective as of October 1, 2026; Rate based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.38% APR · checked 2 times
6.88%7.38%7.88%Oct 23, 2026: 7.38% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
UTV/ATV New (2026 - 2027) Loan 7.74% 8.017% 85-96 Months
Details As Low As; New financing only; refinancing of existing loans is not eligible; based on TruePerks membership and a credit score of 700 or better; maximum loan size $50,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 8.02% APR · checked 4 times
7.52%8.02%8.52%Oct 12, 2026: 8.02% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Boats and RVs New (2026 - 2027) Loan 8.24% 8.339% 97 to 144 Months
Details As Low As; Minimum loan $30,000; Rates effective as of October 1, 2026; Rate based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.34% APR · checked 2 times
7.84%8.34%8.84%Oct 23, 2026: 8.34% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Boats and RVs Loan 8.74% 8.856% 61 to 120 Months
Details As Low As; Used (2025 and older); Minimum $20,000; Rates effective as of October 1, 2026; APR calculated on $50,000 loan with $249 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.86% APR · checked 2 times
8.36%8.86%9.36%Oct 23, 2026: 8.86% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Boats and RVs New (2026 - 2027) Loan 9.24% 9.325% 145 to 180 Months
Details As Low As; Minimum loan $40,000; See policy for requirements; Rates effective as of October 1, 2026; Rate based on TruePerks membership and 700+ credit score
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.33% APR · checked 2 times
8.83%9.33%9.83%Oct 23, 2026: 9.33% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature (Personal) Loans 8.416% 25 to 36 Months
Details As Low As; Rate - APR; TruePerks membership and credit score of 740 or better; APR based on $10,000 loan and $99 processing fee
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 8.42% APR · checked 5 times
7.92%8.42%8.92%Sep 16, 2026: 8.42% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Signature (Personal) Loans 8.477% 13 to 24 Months
Details As Low As; Rate - APR; TruePerks membership and credit score of 740 or better; APR based on $10,000 loan and $99 processing fee
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 8.48% APR · checked 5 times
7.98%8.48%8.98%Sep 16, 2026: 8.48% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Signature (Personal) Loans 8.508% 37 to 48 Months
Details As Low As; Rate - APR; TruePerks membership and credit score of 740 or better; Loan Committee or CLS approval required; APR based on $10,000 loan and $99 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 8.51% APR · checked 4 times
8.01%8.51%9.01%Oct 12, 2026: 8.51% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Signature (Personal) Loans 8.612% Up to 12 Months
Details As Low As; Rate - APR; TruePerks membership and credit score of 740 or better; APR based on $10,000 loan and $99 processing fee
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 8.61% APR · checked 5 times
8.11%8.61%9.11%Sep 16, 2026: 8.61% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Signature (Personal) Loans 9.416% 49 to 60 Months
Details As Low As; Rate - APR; TruePerks membership and credit score of 740 or better; Loan Committee or CLS approval required; APR based on $10,000 loan and $99 processing fee
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 9.42% APR · checked 4 times
8.92%9.42%9.92%Oct 12, 2026: 9.42% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

TrueCore Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Antiques/Classics/Collectors Loan 5.74% - 6.086% Up to 60 Months
Details As Low As; Vehicle age: 25 years or older; "As low as" rates based on TruePerks membership and credit score of 700 or better; Rates effective as of October 1, 2026
Last Updated 10/28/2026
Rate History
1 change since Oct 4, 2026 · 6.50% → 6.09% ▼ 0.41 pts · high 6.50% / low 6.09%
5.59%6.29%7.00%Oct 4, 2026: 6.50% APROct 15, 2026: 6.09% APROct 4, 2026Nov 2, 2026
  • Oct 15, 20266.09%▼ from 6.50%
  • Oct 4, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Vacant Land Loan 6.50% - 6.50% Up to 60 months
Details As Low As; Rates effective as of November 1, 2025; For purchases, 20% minimum down payment required; For refinancing, 40% minimum down payment required; Rates determined by actual credit score
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 6.50% APR · checked 8 times
6.00%6.50%7.00%Sep 25, 2026: 6.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Vacant Land Loan 6.75% - 6.75% 61 - 120 months
Details As Low As; Rates effective as of November 1, 2025; For purchases, 20% minimum down payment required; For refinancing, 40% minimum down payment required; Rates determined by actual credit score
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 25, 2026: 6.75% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Vacant Land Loan 7.00% - 7.00% 121 - 180 months
Details As Low As; Rates effective as of November 1, 2025; For purchases, 20% minimum down payment required; For refinancing, 40% minimum down payment required; Rates determined by actual credit score
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 7.00% APR · checked 8 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 12 Months - - 1.25% 12 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Oct 15, 2026: 1.25% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 12 Months - TruePerks - - 1.30% 12 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.30% APY · checked 3 times
0.80%1.30%1.80%Oct 15, 2026: 1.30% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 13 Months - - 4.00% 13 Months
Min Deposit $500
Details Limited time offer
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 15, 2026: 4.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 13 Months - TruePerks - - 4.10% 13 Months
Min Deposit $500
Details Limited time offer; TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 15, 2026: 4.10% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 18 Months - - 1.50% 18 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Oct 15, 2026: 1.50% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 18 Months - TruePerks - - 1.60% 18 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.60% APY · checked 3 times
1.10%1.60%2.10%Oct 15, 2026: 1.60% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 24 Months - - 1.75% 24 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Oct 15, 2026: 1.75% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 24 Months - TruePerks - - 1.85% 24 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.85% APY · checked 3 times
1.35%1.85%2.35%Oct 15, 2026: 1.85% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 26 Months - - 4.00% 26 Months
Min Deposit $500
Details Limited time offer
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 15, 2026: 4.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 26 Months - TruePerks - - 4.15% 26 Months
Min Deposit $500
Details Limited time offer; TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 15, 2026: 4.15% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 36 Months - - 1.90% 36 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.90% APY · checked 3 times
1.40%1.90%2.40%Oct 15, 2026: 1.90% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 36 Months - TruePerks - - 2.05% 36 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.05% APY · checked 3 times
1.55%2.05%2.55%Oct 15, 2026: 2.05% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 48 Months - - 2.45% 48 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.45% APY · checked 3 times
1.95%2.45%2.95%Oct 15, 2026: 2.45% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 48 Months - TruePerks - - 2.65% 48 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.65% APY · checked 3 times
2.15%2.65%3.15%Oct 15, 2026: 2.65% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 6 Months - - 1.00% 6 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Oct 15, 2026: 1.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 6 Months - TruePerks - - 1.05% 6 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 15, 2026: 1.05% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 60 Months - - 2.75% 60 Months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 15, 2026: 2.75% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 60 Months - TruePerks - - 3.00% 60 Months
Min Deposit $500
Details TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 15, 2026: 3.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 7 Months - - 4.00% 7 Months
Min Deposit $500
Details Limited time offer
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 15, 2026: 4.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Certificate - 7 Months - TruePerks - - 4.05% 7 Months
Min Deposit $500
Details Limited time offer; TruePerks Membership Rewards rate
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.05% APY · checked 3 times
3.55%4.05%4.55%Oct 15, 2026: 4.05% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Dollar Dog Club and Money 101 Club Certificate - 12 Months 1.243% - 1.25% 12 Months
Min Deposit $250
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Oct 15, 2026: 1.25% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
IRA Accounts 0.05% - 0.05%
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%

Financial Health History

TrueCore Federal Credit Union’s Texas Ratio rose from 2.14% in Q3 2023 to 2.77% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.4% 3.0★ 3.6% 4.0★ 4.8% 5.0★ Healthy zone – entire history below the 15% limit 2.14% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.77% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$255M2.77%5.0A+
March 31, 2026$254M2.25%5.0A+
December 31, 2025$247M3.54%5.0A+
September 30, 2025$240M2.50%5.0A+
June 30, 2025$240M2.87%5.0A+
March 31, 2025$240M2.13%5.0A+
December 31, 2024$229M2.29%5.0A+
September 30, 2024$227M1.50%5.0A+
June 30, 2024$228M1.50%5.0A+
March 31, 2024$231M1.56%5.0A+
December 31, 2023$228M1.44%5.0A+
September 30, 2023$227M2.14%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TrueCore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TrueCore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TrueCore Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TrueCore Federal Credit Union
Address 215 Deo Dr, newark, OH 43055-3048
Phone 740-345-6608
Fax
President Benjamin Boring
CEO Jason Hall
Full-Time Employees 60
Part-Time Employees 4
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.77%
Return on Assets (ROA)
0.3388%
Return on Equity (ROE)
3.6633%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
255,422,501
Total Amount of Shares and Deposits
231,293,739
Total Shares and Deposits < 1 Year
229,781,733
Total Shares and Deposits 1 3 Years
682,993
Total Shares and Deposits > 3 Years
829,013
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,643,191
Total Uninsured Shares and Deposits > $250K (F+J)
6,643,191
Total Insured Shares and Deposits > $250K (item 17 less item K)
224,650,548
Total Interest Expense (Sum of items 6 8)
1,141,413
Share Certificates
1,963
Number of Accounts for Share Drafts
13,869
IRA KEOGH Accounts
574
Number of Accounts for Regular Shares
28,341
Money Market Shares
628
Net Income (unless the amount is already included in Undivided Earnings)
865,395
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,624,373
Total Liabilities
235,036,474
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

TrueCore Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About TrueCore Federal Credit Union

Does TrueCore Federal Credit Union offer CDs?

Yes. TrueCore Federal Credit Union current CD rates include its 26 Month CD - TruePerks at 4.15% APY, its 13 Month CD - TruePerks at 4.10% APY and its 7 Month CD - TruePerks at 4.05% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from TrueCore Federal Credit Union NCUA insured?

Yes. TrueCore Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at TrueCore Federal Credit Union?

The highest TrueCore Federal Credit Union CD rate is its 26 Month CD - TruePerks at 4.15% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does TrueCore Federal Credit Union offer?

TrueCore Federal Credit Union CD rates are 4.05% APY for a 7 month CD, 1.25% APY for a 12 month CD, 4.10% APY for a 13 month CD, 1.50% APY for an 18 month CD, 1.75% APY for a 2 year CD, 4.15% APY for a 26 month CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with TrueCore Federal Credit Union for its full lineup.

What is the highest savings rate at TrueCore Federal Credit Union?

The highest TrueCore Federal Credit Union savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at TrueCore Federal Credit Union?

The highest TrueCore Federal Credit Union money market rate is its Money Market Account at 1.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at TrueCore Federal Credit Union?

The highest TrueCore Federal Credit Union checking rate is its Smart Start Checking at 3.50% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at TrueCore Federal Credit Union?

The lowest TrueCore Federal Credit Union auto loan rate is its New Autos & Trucks (2026-2027) at 4.74%, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at TrueCore Federal Credit Union?

The lowest TrueCore Federal Credit Union personal loan rate is its Signature (Personal) Loans at 6.74%, verified by MonitorBankRates as of October 28, 2026.

How many branches does TrueCore Federal Credit Union operate?

TrueCore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TrueCore Federal Credit Union?

Yes, to access services at TrueCore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TrueCore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TrueCore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TrueCore Federal Credit Union offer online and mobile banking?

Most modern institutions like TrueCore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.truecore.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do TrueCore Federal Credit Union rates compare?

TrueCore Federal Credit Union's CD rates are 7% higher than the MonitorBankRates national average, and it has an A+ health rating. TrueCore Federal Credit Union's top rates are its 26 Month CD - TruePerks at 4.15% APY, its Savings at 0.05% APY, its Money Market Account at 1.00% APY, its Smart Start Checking at 3.50% APY and its Signature (Personal) Loans at 8.416% APR, verified by MonitorBankRates on October 28, 2026.

Current TrueCore Federal Credit Union Rates

  • 12-Month CD1.25%
  • 18-Month CD1.50%
  • 24-Month CD1.75%
  • 60-Month CD2.75%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.