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iAdvertiser Disclosure
Advertiser Disclosure
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 Genisys Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Genisys Credit Union's 7 month CD Specials rates are at 4.00%, 13 month CD Specials rates are at 3.90%, IRA CD Specials 13 month rates are at 3.90%, Jumbo and Jumbo IRA CDs 5 Years rates are at 3.90%, IRA CDs 5 Years rates are at 3.84%. Genisys Credit Union's savings rates are at 0.10%. Genisys Credit Union's money market rates are at 0.45%. Genisys Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Genisys Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.03%. Rates were last updated on 03/26/2026. Genisys Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genisys Credit Union? Share your experience about Genisys Credit Union by leaving a review below, or read customer reviews before you decide to use Genisys Credit Union. Genisys Credit Union
Corporate Headquarters 2100 Executive Hills Dr
https://www.genisyscu.org Auburn Hills, MI 48326 2947 
Genisys Credit Union CD Rates
Genisys Credit Union Savings Rates
Genisys Credit Union Money Market Rates
Genisys Credit Union Checking Rates
Genisys Credit Union Home Equity & HELOC
Genisys Credit Union Auto Loan Rates
Genisys Credit Union Credit Card Rates
Genisys Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Genisys Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Genisys Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Genisys Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Genisys Credit Union
Website
https://www.genisyscu.org
Address
2100 Executive Hills Dr,
Auburn Hills, MI 48326 2947
Phone
248-322-9800
Fax
248-333-7911
President
Brian Zabowski
CEO
Jacqueline Buchanan
Full-Time Employees
533
Part-Time Employees
37
Branch Locations
33
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.03%
Return on Assets (ROA)
1.2854%
Return on Equity (ROE)
7.9616%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
5,804,685,098
Total Amount of Shares and Deposits
4,787,537,147
Total Shares and Deposits < 1 Year
4,187,941,537
Total Shares and Deposits 1 3 Years
580,415,108
Total Shares and Deposits > 3 Years
19,180,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
344,907,921
Total Uninsured Shares and Deposits > $250K (F+J)
344,907,921
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,442,629,226
Total Interest Expense (Sum of items 6 8)
84,588,195
Share Certificates
48,671
Number of Accounts for Share Drafts
210,698
IRA KEOGH Accounts
10,665
Number of Accounts for Regular Shares
385,901
All other shares
1,616
Money Market Shares
34,054
Net Income (unless the amount is already included in Undivided Earnings)
74,612,369
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
184,716,836
Total Liabilities
4,923,688,008
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Genisys Credit UnionIs Genisys Credit Union a safe place to deposit money?Yes, Genisys Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0290625322897%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Genisys Credit Union operate?Genisys Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Genisys Credit Union?Yes, to access services at Genisys Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Genisys Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Genisys Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Genisys Credit Union offer online and mobile banking?Most modern institutions like Genisys Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.genisyscu.org. Current Genisys Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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