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iAdvertiser Disclosure
Advertiser Disclosure
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 Worcester Fire Dept Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Worcester Fire Dept Credit Union's 12 month CD rates are at 4.08%, 18 month CD rates are at 3.04%, 24 month CD rates are at 3.04%, 6 month CD rates are at 1.00%. Worcester Fire Dept Credit Union's savings rates are at 0.10%. Worcester Fire Dept Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Worcester Fire Dept Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 04/08/2026. Worcester Fire Dept Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Worcester Fire Dept Credit Union? Share your experience about Worcester Fire Dept Credit Union by leaving a review below, or read customer reviews before you decide to use Worcester Fire Dept Credit Union. Worcester Fire Dept Credit Union
WORCESTER FIRE DEPARTMENT CREDIT UNION 34 GLENNIE ST
https://www.wfdcu.org WORCESTER, MA 01605 
Worcester Fire Dept Credit Union CD Rates
Worcester Fire Dept Credit Union Savings Rates
Worcester Fire Dept Credit Union Auto Loan Rates
Worcester Fire Dept Credit Union Student Loan Rates
Worcester Fire Dept Credit Union Credit Card Rates
Worcester Fire Dept Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Worcester Fire Dept Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Worcester Fire Dept Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Worcester Fire Dept Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Worcester Fire Dept Credit Union
Website
https://www.wfdcu.org
Address
34 GLENNIE ST,
WORCESTER, MA 01605
Phone
508-752-1122
Fax
508-831-9680
President
Arthur Davison
CEO
Lisa Carmody
Full-Time Employees
4
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
Return on Assets (ROA)
0.3887%
Return on Equity (ROE)
2.9353%
Non-Performing Loans Ratio (NPL)
1.12%
Total Assets
45,045,098
Total Amount of Shares and Deposits
39,076,905
Total Shares and Deposits < 1 Year
38,039,874
Total Shares and Deposits 1 3 Years
1,037,031
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,888,926
Total Uninsured Shares and Deposits > $250K (F+J)
3,888,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,187,979
Total Interest Expense (Sum of items 6 8)
199,489
Share Certificates
164
Number of Accounts for Share Drafts
1,012
Number of Accounts for Regular Shares
2,165
Net Income (unless the amount is already included in Undivided Earnings)
175,068
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,250,470
Total Liabilities
39,080,798
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Worcester Fire Dept Credit UnionIs Worcester Fire Dept Credit Union a safe place to deposit money?Yes, Worcester Fire Dept Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0182921717553%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Worcester Fire Dept Credit Union operate?Worcester Fire Dept Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Worcester Fire Dept Credit Union?Yes, to access services at Worcester Fire Dept Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Worcester Fire Dept Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Worcester Fire Dept Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Worcester Fire Dept Credit Union offer online and mobile banking?Most modern institutions like Worcester Fire Dept Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wfdcu.org. Current Worcester Fire Dept Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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