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San Antonio Citizens Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

San Antonio Citizens Federal Credit Union's top rates as of October 12, 2026 are 3.60% APY on its IRA CD - 60 MONTH, 0.10% APY on savings, 1.50% APY on money market accounts, 7.12% on its 30 YR Mortgage, personal loans from 10.79% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other San Antonio Citizens Federal Credit Union CD rates include CD - 60 MONTH at 3.60%, IRA CD - 48 MONTH at 3.50%, and CD - 48 MONTH at 3.50%. MonitorBankRates evaluates the financial stability of San Antonio Citizens Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates last updated and verified on 10/12/2026.

San Antonio Citizens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at San Antonio Citizens Federal Credit Union? Share your experience about San Antonio Citizens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use San Antonio Citizens Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.09%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
San Antonio Citizens Federal Credit Union
San Antonio
12542 Curley St
San Antonio, FL 33576
https://www.sacfcu.org
Member NCUA
Customer Reviews
Be the first to review
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

San Antonio Citizens Federal Credit Union CD Rates

Product Rate APY Term View More
IRA CERTIFICATE - 60 MONTH 3.54% 3.60% 60 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 28, 2026: 3.60% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 60 MONTH 3.54% 3.60% 60 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 28, 2026: 3.60% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 48 MONTH 3.44% 3.50% 48 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 28, 2026: 3.50% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 48 MONTH 3.44% 3.50% 48 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 28, 2026: 3.50% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 36 MONTH 3.39% 3.45% 36 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 28, 2026: 3.45% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 36 MONTH 3.39% 3.45% 36 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 28, 2026: 3.45% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 24 MONTH 3.34% 3.40% 24 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 28, 2026: 3.40% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 24 MONTH 3.34% 3.40% 24 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 28, 2026: 3.40% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 18 MONTH 3.29% 3.35% 18 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 28, 2026: 3.35% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 18 MONTH 3.29% 3.35% 18 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 28, 2026: 3.35% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 12 MONTH 3.25% 3.30% 12 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 12 MONTH 3.25% 3.30% 12 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA CERTIFICATE - 6 MONTH 3.20% 3.25% 6 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 28, 2026: 3.25% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
SHARE CERTIFICATE - 6 MONTH 3.20% 3.25% 6 months
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 28, 2026: 3.25% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Savings Rates

Product Rate APY View More
ADDITIONAL SHARE SAVINGS 0.10% 0.10%
Min Deposit $5
Min Balance $5
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
CHRISTMAS CLUB 0.10% 0.10%
Min Deposit $5
Min Balance $100
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
MEMBERSHIP SHARE SAVINGS 0.10% 0.10%
Min Deposit $5
Min Balance $5
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET ACCOUNT 1.45% 1.50%
Min Deposit $0
Min Balance $100,000
Details Balance tier: $100,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
MONEY MARKET ACCOUNT 1.36% 1.40%
Min Deposit $0
Min Balance $50,000
Details Balance tier: $50,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 6 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
MONEY MARKET ACCOUNT 1.30% 1.31%
Min Deposit $0
Min Balance $1,000
Details Balance tier: $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.31% APY · checked 6 times
0.81%1.31%1.81%Sep 14, 2026: 1.31% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
MONEY MARKET ACCOUNT - 1.23%
Min Deposit $0
Min Balance $250,000
Details Balance tier: $250,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.23% APY · checked 6 times
0.73%1.23%1.73%Sep 14, 2026: 1.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
MONEY MARKET ACCOUNT 0.75% 0.75%
Min Deposit $0
Min Balance $500,000
Details Balance tier: $500,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
30 YR Mortgage - - 7.125% 30 years
Details Additional APR listed for this product: 7.625%. As Low As; Promotional card rate from homepage carousel
Last Updated 10/12/2026
Rate History
1 change since Sep 14, 2026 · 6.88% → 7.13% ▲ 0.25 pts · high 7.13% / low 6.88%
6.38%7.00%7.63%Sep 14, 2026: 6.88% APROct 12, 2026: 7.13% APRSep 14, 2026Oct 13, 2026
  • Oct 12, 20267.13%▲ from 6.88%
  • Sep 14, 20266.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC Rate - - 7.00%
Details As Low As; Promotional card rate from homepage carousel
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 7.00% APR · checked 5 times
6.50%7.00%7.50%Sep 28, 2026: 7.00% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
NEW AUTO (2025-26, <10K miles) - - 5.15% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 5.15% APR · checked 4 times
4.65%5.15%5.65%Sep 28, 2026: 5.15% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
USED AUTO (2017 or newer) - - 5.41% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 5.41% APR · checked 4 times
4.91%5.41%5.91%Sep 28, 2026: 5.41% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
OFF-ROAD VEHICLE-2017 or newer Loan - - 8.64% 48 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 8.64% APR · checked 4 times
8.14%8.64%9.14%Sep 28, 2026: 8.64% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
BOAT Loan - 7.91% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 7.91% APR · checked 4 times
7.41%7.91%8.41%Sep 28, 2026: 7.91% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
RV Loan - 7.91% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 7.91% APR · checked 4 times
7.41%7.91%8.41%Sep 28, 2026: 7.91% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
GOLF CART - 2017 or newer Loan - 8.62% 36 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 8.62% APR · checked 4 times
8.12%8.62%9.12%Sep 28, 2026: 8.62% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA CLASSIC - 9.90%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Sep 28, 2026: 9.90% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Personal Loan Rates

Product APR Term View More
PERSONAL Loan 10.79% 48 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 10.79% APR · checked 4 times
10.29%10.79%11.29%Sep 28, 2026: 10.79% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%

San Antonio Citizens Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
OTHER COLLATERAL-2017 or newer Loan - - 8.64% 48 months
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 8.64% APR · checked 4 times
8.14%8.64%9.14%Sep 28, 2026: 8.64% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
INDIVIDUAL RETIREMENT ACCOUNT 0.30% - 0.30%
Min Deposit $5
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

San Antonio Citizens Federal Credit Union’s Texas Ratio stayed near 0.83% in Q3 2023 to 1.09% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1% 3.0★ 1.5% 4.0★ 2% 5.0★ Healthy zone – entire history below the 15% limit 0.83% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.09% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$400M1.09%5.0A+
March 31, 2026$402M0.93%5.0A+
December 31, 2025$393M0.98%5.0A+
September 30, 2025$395M0.33%5.0A+
June 30, 2025$389M0.57%5.0A+
March 31, 2025$394M0.32%5.0A+
December 31, 2024$382M0.90%5.0A+
September 30, 2024$376M0.54%5.0A+
June 30, 2024$365M1.51%5.0A+
March 31, 2024$367M0.91%5.0A+
December 31, 2023$349M0.92%5.0A+
September 30, 2023$353M0.83%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for San Antonio Citizens Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather San Antonio Citizens Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with San Antonio Citizens Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name San Antonio Citizens Federal Credit Union
Website https://www.sacfcu.org
Address 12542 Curley St, San Antonio, FL 33576
Phone 352-588-2732
Fax 352-588-2810
President Tony Coleman
CEO Steven Shaffner
Full-Time Employees 60
Part-Time Employees 0
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.09%
Return on Assets (ROA)
0.5647%
Return on Equity (ROE)
5.1224%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
399,868,521
Total Amount of Shares and Deposits
356,770,272
Total Shares and Deposits < 1 Year
330,325,339
Total Shares and Deposits 1 3 Years
21,237,795
Total Shares and Deposits > 3 Years
5,207,138
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,945,392
Total Uninsured Shares and Deposits > $250K (F+J)
28,945,392
Total Insured Shares and Deposits > $250K (item 17 less item K)
327,824,880
Total Interest Expense (Sum of items 6 8)
2,118,051
Share Certificates
2,385
Number of Accounts for Share Drafts
14,927
IRA KEOGH Accounts
760
Number of Accounts for Regular Shares
22,298
All other shares
509
Money Market Shares
1,231
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,055,506
Total Liabilities
362,144,388
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

San Antonio Citizens Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for San Antonio Citizens Federal Credit Union yet. Feel free to create one below.
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Total Reviews
0
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Frequently Asked Questions About San Antonio Citizens Federal Credit Union

How many branches does San Antonio Citizens Federal Credit Union operate?

San Antonio Citizens Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join San Antonio Citizens Federal Credit Union?

Yes, to access services at San Antonio Citizens Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, San Antonio Citizens Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, San Antonio Citizens Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does San Antonio Citizens Federal Credit Union offer online and mobile banking?

Most modern institutions like San Antonio Citizens Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sacfcu.org.

Current San Antonio Citizens Federal Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.35%
  • 24-Month CD3.40%
  • 60-Month CD3.60%
  • Savings0.10%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.

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