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GLAMORGAN EMPLOYEES

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GLAMORGAN EMPLOYEES Rates & Review April 2026

Q: How many branches does GLAMORGAN EMPLOYEES operate?

GLAMORGAN EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join GLAMORGAN EMPLOYEES?

Yes, to access services at GLAMORGAN EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, GLAMORGAN EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GLAMORGAN EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 18, 2026

You can compare GLAMORGAN EMPLOYEES rates to other rates in our database, including 12-month share certificate rates currently at 3.30%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 3.90%. Savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to GLAMORGAN EMPLOYEES rates. MonitorBankRates evaluates the financial stability of GLAMORGAN EMPLOYEES with a 2.7 Star Rating, an F Overall Health Grade, and a Texas Ratio of 42.12%. Rates were last updated on 04/18/2026.

GLAMORGAN EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GLAMORGAN EMPLOYEES? Share your experience about GLAMORGAN EMPLOYEES by leaving a review below, or read customer reviews before you decide to use GLAMORGAN EMPLOYEES.

Overall Health & Safety Grade

High Risk Health Score: 56/100

MonitorBankRates Rating

2.7

Fair Out of 5.0 Stars

Texas Ratio

42.12%

Fair Higher than avg

CTBC Bank Corp
Glamorgan E F C U

21 7th St
Lynchburg, VA 24504 1323

Current Rate Availability

We do not have GLAMORGAN EMPLOYEES rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for GLAMORGAN EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather GLAMORGAN EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GLAMORGAN EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GLAMORGAN EMPLOYEES

Website

Address 21 7th St, Lynchburg, VA 24504 1323

Phone 434-845-3801

Fax 434-845-6167

President Sylvester Brown

CEO Vivian Pankey

Full-Time Employees 0

Part-Time Employees 3

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

2.7 / 5.0 ★

Overall Health & Safety Grade

F (56/100)

Texas Ratio

42.12%

Return on Assets (ROA)

0.0021%

Return on Equity (ROE)

0.0074%

Non-Performing Loans Ratio (NPL)

34.46%

Total Assets

2,056,465

Total Amount of Shares and Deposits

1,439,521

Total Shares and Deposits < 1 Year

1,439,521

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,439,521

Total Interest Expense (Sum of items 6 8)

3,878

Number of Accounts for Regular Shares

368

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,275,887

Total Liabilities

1,461,653

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About GLAMORGAN EMPLOYEES

Is GLAMORGAN EMPLOYEES a safe place to deposit money?

Yes, GLAMORGAN EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 42.120365015102%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GLAMORGAN EMPLOYEES operate?

GLAMORGAN EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GLAMORGAN EMPLOYEES?

Yes, to access services at GLAMORGAN EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GLAMORGAN EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GLAMORGAN EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does GLAMORGAN EMPLOYEES offer online and mobile banking?

Most modern institutions like GLAMORGAN EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.