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Meijer Credit Union Rates & Review March 2026

Meijer Credit Union's 6 month CD of Deposit rates are at 4.10%, 6-Month CD rates are at 4.10%, IRA CD of Deposit 6 month rates are at 4.10%, 12 month CD of Deposit rates are at 3.90%, 12-Month CD rates are at 3.90%. Meijer Credit Union's savings rates are at 0.05%. Meijer Credit Union's money market rates are at 0.75%. Meijer Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Meijer Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.75%. Rates were last updated on 03/27/2026.

Meijer Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meijer Credit Union? Share your experience about Meijer Credit Union by leaving a review below, or read customer reviews before you decide to use Meijer Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.75%
Excellent Lower than avg
Meijer Credit Union
Meijer Credit Union
2410 Gaynor Ave NW
Grand Rapids, MI 49544 1830
https://www.meijercreditunion.com
Member NCUA

Meijer Credit Union CD Rates

Product Rate APY Term View More
6 month Certificate of Deposit 4.03% 4.10% 6 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
6-Month CD - 4.10% 6
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 6 month 4.03% 4.10% 6 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
12 month Certificate of Deposit 3.84% 3.90% 12 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
12-Month CD - 3.90% 12
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 12 month 3.84% 3.90% 12 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
24 month Certificate of Deposit 3.70% 3.75% 24 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
24-Month CD - 3.75% 24
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 24 month 3.70% 3.75% 24 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
30 month Certificate of Deposit 3.45% 3.50% 30 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
36 month Certificate of Deposit 3.45% 3.50% 36 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
48 month Certificate of Deposit 3.45% 3.50% 48 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
60 month Certificate of Deposit 3.45% 3.50% 60 Months
Details APY= Annual Percentage Yield. Effective 3/1/26: Annual Percentage Yield for for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Rate is subject to change without notice. Early withdraw penalties may apply, and may reduce earning.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 30 month 3.45% 3.50% 30 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 36 month 3.45% 3.50% 36 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 48 month 3.45% 3.50% 48 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
IRA Certificate of Deposit 60 month 3.45% 3.50% 60 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Meijer Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 3.55% 3.60%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Health Savings Account 3.49% 3.55%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
High Yield Savings 3.49% 3.55%
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
My Savings 0.25% 0.25%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Regular Share Savings 0.05% 0.05%
Min Balance $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Meijer Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.00% 1.01%
Min Balance $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Money Market 0.75% 0.75%
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Meijer Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Meijer Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.24%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Auto Loans - - 4.24%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Meijer Credit Union Credit Card Rates

Product Rate APR View More
MCU Visa Credit Card - 4.99%
Details Intro rate expires: 12 months; Regular APR: 7.99%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Visa Balance Transfer - 4.99%
Details As Low As; Intro rate expires: 12 months; Regular APR: 7.99% - 14.99%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%
Visa Platinum - 7.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Meijer Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meijer Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meijer Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meijer Credit Union
Address 2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830
Phone 616-784-4822
Fax 616-784-3442
President Tom Riddle
CEO Matthew Yanoschik
Full-Time Employees 31
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.75%
Return on Assets (ROA)
0.8707%
Return on Equity (ROE)
8.8668%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
112,100,932
Total Amount of Shares and Deposits
99,222,321
Total Shares and Deposits < 1 Year
96,953,813
Total Shares and Deposits 1 3 Years
2,225,320
Total Shares and Deposits > 3 Years
43,188
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,320,893
Total Uninsured Shares and Deposits > $250K (F+J)
3,320,893
Total Insured Shares and Deposits > $250K (item 17 less item K)
95,901,428
Total Interest Expense (Sum of items 6 8)
1,397,870
Share Certificates
761
Number of Accounts for Share Drafts
7,865
IRA KEOGH Accounts
181
Number of Accounts for Regular Shares
20,893
All other shares
323
Money Market Shares
225
Net Income (unless the amount is already included in Undivided Earnings)
976,010
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,947,152
Total Liabilities
101,255,487
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Meijer Credit Union

Is Meijer Credit Union a safe place to deposit money?

Yes, Meijer Credit Union is considered a safe financial institution. With a Texas Ratio of 5.7477311479991%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Meijer Credit Union operate?

Meijer Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meijer Credit Union?

Yes, to access services at Meijer Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meijer Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meijer Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meijer Credit Union offer online and mobile banking?

Most modern institutions like Meijer Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meijercreditunion.com.

Current Meijer Credit Union Rates

  • 12-Month CD3.90%
  • 24-Month CD3.75%
  • 60-Month CD3.50%
  • Savings0.05%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.