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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Insight Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Insight Credit Union's 12 Month CDs Millionaire CD rates are at 3.80%, 12 Month CDs Jumbo CD rates are at 3.70%, 12 Month CDs Regular CD rates are at 3.70%, 36 Month Millionaire CD rates are at 3.50%, 24 Month Millionaire CD rates are at 3.40%. Insight Credit Union's savings rates are at 0.05%. Insight Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Insight Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.93%. Rates were last updated on 03/27/2026. Insight Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Insight Credit Union? Share your experience about Insight Credit Union by leaving a review below, or read customer reviews before you decide to use Insight Credit Union. Insight Credit Union
Winding Hollow 270 270 Winding Hollow Blvd
https://insightcreditunion.com Winter Springs, FL 32708 
Insight Credit Union CD Rates
Insight Credit Union Savings Rates
Insight Credit Union Money Market Rates
Insight Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Insight Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Insight Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Insight Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Insight Credit Union
Website
https://insightcreditunion.com
Address
270 Winding Hollow Blvd,
Winter Springs, FL 32708
Phone
407-659-2811
Fax
President
Mark Zickefoose
CEO
George Davis
Full-Time Employees
130
Part-Time Employees
0
Branch Locations
13
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.93%
Return on Assets (ROA)
-0.1489%
Return on Equity (ROE)
-1.4953%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
654,803,458
Total Amount of Shares and Deposits
576,699,894
Total Shares and Deposits < 1 Year
564,903,363
Total Shares and Deposits 1 3 Years
10,466,219
Total Shares and Deposits > 3 Years
1,330,312
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,252,030
Total Uninsured Shares and Deposits > $250K (F+J)
25,252,030
Total Insured Shares and Deposits > $250K (item 17 less item K)
551,447,864
Total Interest Expense (Sum of items 6 8)
5,020,445
Share Certificates
2,664
Number of Accounts for Share Drafts
37,054
IRA KEOGH Accounts
1,083
Number of Accounts for Regular Shares
56,226
Money Market Shares
3,668
Net Income (unless the amount is already included in Undivided Earnings)
-975,253
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,138,236
Total Liabilities
617,587,369
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Insight Credit UnionIs Insight Credit Union a safe place to deposit money?Yes, Insight Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9253891527631%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Insight Credit Union operate?Insight Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Insight Credit Union?Yes, to access services at Insight Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Insight Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Insight Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Insight Credit Union offer online and mobile banking?Most modern institutions like Insight Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://insightcreditunion.com. Current Insight Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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