MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report
  1. Home›
  2. Credit Unions›
  3. Glendive BN Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Glendive BN Federal Credit Union Rates & Review November 2026

Glendive BN Federal Credit Union's 60 month CD rates are at 4.00%, 48 month CD rates are at 3.85%, 36 month CD rates are at 3.75%, 24 month CD rates are at 3.60%, 12 month CD rates are at 3.50%. Glendive BN Federal Credit Union's Personal Loan Rates are as low as 9.75%. Glendive BN Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Glendive BN Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/28/2026.

Glendive BN Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Glendive BN Federal Credit Union? Share your experience about Glendive BN Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Glendive BN Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Glendive BN Federal Credit Union
GLENDIVE BN FEDERAL CREDIT UNION
509 N MERRILL AVE
GLENDIVE, MT 59330
https://www.bnfcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Glendive BN Federal Credit Union CD Rates

Product Rate APY Term View More
60 month CD - 4.00% 60 Months
Min Deposit $1,000
Details Share Certificate; Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 month CD - 3.85% 48 Months
Min Deposit $1,000
Details Share Certificate; Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.85% APY · checked 9 times
3.35%3.85%4.35%Sep 12, 2026: 3.85% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 month CD - 3.75% 36 Months
Min Deposit $1,000
Details Share Certificate; Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.75% APY · checked 9 times
3.25%3.75%4.25%Sep 12, 2026: 3.75% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
24 month CD - 3.60% 24 Months
Min Deposit $1,000
Details Share Certificate; Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 9 times
3.10%3.60%4.10%Sep 12, 2026: 3.60% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 month CD - 3.50% 12 Months
Min Deposit $1,000
Details Share Certificate; Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Glendive BN Federal Credit Union Savings Rates

Product Rate APY View More
Basic Share Account - 0.50%
Details Effective as of 07/09/2026
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Glendive BN Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle - 2024 to 2026 Loan - - 4.00% 36 Months
Details Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.00% APR · checked 4 times
3.50%4.00%4.50%Oct 12, 2026: 4.00% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026 Loan - - 4.25% 48 Months
Details Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.25% APR · checked 4 times
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026 Loan - - 4.50% 60 Months
Details Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023 Loan - - 4.50% 24 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026 Loan - - 4.75% 72 Months
Details Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023 Loan - - 4.75% 36 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026 Loan - - 5.00% 84 Months
Details Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Oct 12, 2026: 5.00% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023 Loan - - 5.00% 48 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Oct 12, 2026: 5.00% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023 Loan - - 5.25% 60 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.25% APR · checked 4 times
4.75%5.25%5.75%Oct 12, 2026: 5.25% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023 Loan - - 5.50% 72 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Oct 12, 2026: 5.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Glendive BN Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorhomes, Campers, Boats - New Loan - 5.50% 8-10 year term
Details Over $50,000; same rate/term as vehicles
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Oct 12, 2026: 5.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Motorhomes, Campers, Boats - Used Loan - 6.50% 8-10 year term
Details Over $50,000; same rate/term as vehicles
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Glendive BN Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.75% 12 Months
Details $5000 Limit for a maximum of 1 year. Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 9.75% APR · checked 11 times
9.25%9.75%10.25%Sep 12, 2026: 9.75% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Signature Loan 10.75% 24 Months
Details $5000 Limit for a maximum of 2 years. Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 10.75% APR · checked 11 times
10.25%10.75%11.25%Sep 12, 2026: 10.75% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Open End Signature Loan 11.75% 36 Months
Details Up to a $5000 Limit. Renew every 2 years. Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 11.75% APR · checked 10 times
11.25%11.75%12.25%Sep 12, 2026: 11.75% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Signature Loan 11.75% 36 Months
Details $5000 Limit for a maximum of 3 years. Interest rates are subject to change due to credit ratings. Call for details.
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 11.75% APR · checked 11 times
11.25%11.75%12.25%Sep 12, 2026: 11.75% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Glendive BN Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Christmas Cash Loans 5.00% - 5.00%
Details As Low As; Starting at 5.00%; $1500.00 limit; offered November 1 to mid December
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Oct 8, 2026: 5.00% APROct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Computers, Furniture and Appliances Loan - - 7.75% 36 Months
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.75% APR · checked 4 times
7.25%7.75%8.25%Oct 12, 2026: 7.75% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Financial Health History

Glendive BN Federal Credit Union’s Texas Ratio stayed near 0.02% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.02% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$28M0.00%5.0A+
March 31, 2026$29M0.00%5.0A+
December 31, 2025$27M0.00%5.0A+
September 30, 2025$28M0.00%5.0A+
June 30, 2025$28M0.47%5.0A+
March 31, 2025$28M0.00%5.0A+
December 31, 2024$29M0.00%5.0A+
September 30, 2024$28M0.00%5.0A+
June 30, 2024$28M0.00%5.0A+
March 31, 2024$29M0.00%5.0A+
December 31, 2023$29M0.00%5.0A+
September 30, 2023$29M0.02%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Glendive BN Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Glendive BN Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Glendive BN Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Glendive BN Federal Credit Union
Address 509 N MERRILL AVE, GLENDIVE, MT 59330
Phone 406-377-4250
Fax 406-377-4456
President JAMES YOUNG
CEO JENIFER KNUTSON
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.7461%
Return on Equity (ROE)
3.4699%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
28,046,143
Total Amount of Shares and Deposits
21,946,566
Total Shares and Deposits < 1 Year
21,050,537
Total Shares and Deposits 1 3 Years
728,527
Total Shares and Deposits > 3 Years
167,500
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,946,566
Total Interest Expense (Sum of items 6 8)
78,539
Share Certificates
66
Number of Accounts for Share Drafts
875
IRA KEOGH Accounts
45
Number of Accounts for Regular Shares
1,651
All other shares
299
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,124,672
Total Liabilities
22,015,262
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Glendive BN Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/glendive-bn-federal-credit-union-rates-review-7716">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Glendive BN Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Glendive BN Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Glendive BN Federal Credit Union

Does Glendive BN Federal Credit Union offer CDs?

Yes. Glendive BN Federal Credit Union current CD rates include its 60 month CD at 4.00% APY, its 48 month CD at 3.85% APY and its 36 month CD at 3.75% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Glendive BN Federal Credit Union NCUA insured?

Yes. Glendive BN Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Glendive BN Federal Credit Union?

The highest Glendive BN Federal Credit Union CD rate is its 60 month CD at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Glendive BN Federal Credit Union offer?

Glendive BN Federal Credit Union CD rates are 3.50% APY for a 12 month CD, 3.60% APY for a 2 year CD, 3.75% APY for a 3 year CD, 3.85% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Glendive BN Federal Credit Union for its full lineup.

What is the lowest auto loan rate at Glendive BN Federal Credit Union?

The lowest Glendive BN Federal Credit Union auto loan rate is its New Vehicle - 2024 to 2026 Loan at 4.00% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Glendive BN Federal Credit Union?

The lowest Glendive BN Federal Credit Union personal loan rate is its Signature Loan at 9.75% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Glendive BN Federal Credit Union operate?

Glendive BN Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Glendive BN Federal Credit Union?

Yes, to access services at Glendive BN Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Glendive BN Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Glendive BN Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Glendive BN Federal Credit Union offer online and mobile banking?

Most modern institutions like Glendive BN Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bnfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Glendive BN Federal Credit Union rates compare?

Glendive BN Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. Glendive BN Federal Credit Union's top rates are its 60 month CD at 4.00% APY and its Signature Loan at 9.75% APR, verified by MonitorBankRates on October 28, 2026.

Current Glendive BN Federal Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD3.60%
  • 60-Month CD4.00%
Retrieved from our database of financial products. Rates subject to change.