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American Pride Credit Union Rates & Review April 2026

American Pride Credit Union's IRA Traditional / Roth 9 Month Term CD rates are at 3.55%, IRA Traditional / Roth 60 Month Term CD rates are at 1.51%, IRA Traditional / Roth 18 Month Term CD rates are at 1.46%. American Pride Credit Union's savings rates are at 0.10%. American Pride Credit Union's money market rates are at 1.00%. American Pride Credit Union's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of American Pride Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.47%. Rates were last updated on 04/18/2026.

American Pride Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Pride Credit Union? Share your experience about American Pride Credit Union by leaving a review below, or read customer reviews before you decide to use American Pride Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.47%
Excellent Lower than avg
American Pride Credit Union
American Pride CU
1431 Valley View Blvd
Altoona, PA 16602
https://www.americanpridecu.org
Member NCUA

American Pride Credit Union CD Rates

Product Rate APY Term View More
IRA Traditional / Roth 9 Month Term CD - 3.55% 9
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
IRA Traditional / Roth 60 Month Term CD - 1.51% 60
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
IRA Traditional / Roth 18 Month Term CD - 1.46% 18
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Savings Rates

Product Rate APY View More
IRA Savings - 0.10%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
IRA Traditional / Roth Savings / No term - 0.10%
Min Deposit $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Checking Rates

Product Rate APY View More
Senior Checking - 0.10%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
Superdraft Checking - 0.10%
Min Balance $1,000
Details No minimum balance required to maintain
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
Home Equity LOC - - 7.25%
Details Intro rate expires: 36 Months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.25%
Details As Low As; *Annual Percentage Rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Credit Card Rates

Product Rate APR View More
VISA CLASSIC - 3.99%
Details Intro rate expires: 12 months; Regular APR: Based on creditworthiness
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
Visa Classic Credit Card - 3.99%
Details Intro rate expires: 12 months; *Annual Percentage Rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%
VISA Credit Card - 3.99%
Details Intro rate expires: 12 months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

American Pride Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured / Personal - 9.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.47%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for American Pride Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Pride Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Pride Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name American Pride Credit Union
Address 1431 Valley View Blvd, Altoona, PA 16602
Phone 814-946-3045
Fax 814-946-5232
President Nick Spallone
CEO Heather McDowell
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.47%
Return on Assets (ROA)
1.0080%
Return on Equity (ROE)
8.6654%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
22,698,100
Total Amount of Shares and Deposits
19,927,468
Total Shares and Deposits < 1 Year
19,914,059
Total Shares and Deposits 1 3 Years
13,409
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
237,651
Total Uninsured Shares and Deposits > $250K (F+J)
237,651
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,689,817
Total Interest Expense (Sum of items 6 8)
38,381
Share Certificates
48
Number of Accounts for Share Drafts
889
IRA KEOGH Accounts
76
Number of Accounts for Regular Shares
1,821
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,985,793
Total Liabilities
20,057,639
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About American Pride Credit Union

Is American Pride Credit Union a safe place to deposit money?

Yes, American Pride Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4729015122738%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does American Pride Credit Union operate?

American Pride Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join American Pride Credit Union?

Yes, to access services at American Pride Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, American Pride Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Pride Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does American Pride Credit Union offer online and mobile banking?

Most modern institutions like American Pride Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanpridecu.org.

Current American Pride Credit Union Rates

  • 18-Month CD1.46%
  • 60-Month CD1.51%
  • Savings0.10%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.