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iAdvertiser Disclosure
Advertiser Disclosure
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 Providence Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Providence Federal Credit Union's 5 Years CDs of Deposit rates are at 2.95%, 4 Years CDs of Deposit rates are at 2.85%, 3 Years CDs of Deposit rates are at 2.75%, 5 Years CDs of Deposit rates are at 2.70%, 4 Years CDs of Deposit rates are at 2.60%. Providence Federal Credit Union's savings rates are at 0.20%. Providence Federal Credit Union's 7-Year ARM Jumbo Mortgage rates are at 5.88%, 5-Year ARM Jumbo Mortgage rates are at 5.75%, 30-Year Fixed Jumbo Mortgage rates are at 6.50%. MonitorBankRates evaluates the financial stability of Providence Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates were last updated on 04/18/2026. Providence Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Providence Federal Credit Union? Share your experience about Providence Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Providence Federal Credit Union. Providence Federal Credit Union
Administrative Office 6400 SE Lake Rd Ste 125
https://www.providencecu.org Milwaukie, OR 97222 2243 
Providence Federal Credit Union CD Rates
Providence Federal Credit Union Savings Rates
Providence Federal Credit Union Mortgage Rates
Providence Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Providence Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Providence Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Providence Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Providence Federal Credit Union
Website
https://www.providencecu.org
Address
6400 SE Lake Rd Ste 125,
Milwaukie, OR 97222 2243
Phone
503-215-6090
Fax
503-513-8770
President
Mary Savage
CEO
Shirley Cate
Full-Time Employees
33
Part-Time Employees
3
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.51%
Return on Assets (ROA)
-0.4348%
Return on Equity (ROE)
-4.3415%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
174,013,505
Total Amount of Shares and Deposits
152,494,992
Total Shares and Deposits < 1 Year
146,214,446
Total Shares and Deposits 1 3 Years
6,280,548
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,075,453
Total Uninsured Shares and Deposits > $250K (F+J)
4,075,453
Total Insured Shares and Deposits > $250K (item 17 less item K)
148,419,539
Total Interest Expense (Sum of items 6 8)
567,441
Share Certificates
899
Number of Accounts for Share Drafts
9,676
Number of Accounts for Regular Shares
18,690
Non Member Deposits
52
Money Market Shares
748
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,732,642
Total Liabilities
160,037,394
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Providence Federal Credit UnionIs Providence Federal Credit Union a safe place to deposit money?Yes, Providence Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5091078357308%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Providence Federal Credit Union operate?Providence Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Providence Federal Credit Union?Yes, to access services at Providence Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Providence Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Providence Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Providence Federal Credit Union offer online and mobile banking?Most modern institutions like Providence Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.providencecu.org. Current Providence Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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